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Suburb Insights · ACT 2602

Ainslie, ACT 2602 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Ainslie is an inner-city suburb of Canberra, Australia, with a population of approximately 5,376, making it a smaller community. Located 3 km from the Canberra CBD, Ainslie is a inner city area in Australian Capital Territory. The median household income is $126,568 per year.

Investment Score

85 / 100 Strong

Strong household incomes in Ainslie underpin solid property demand. Close CBD access strengthens tenant appeal and resale value.

Location

Canberra
Ainslie
Australian Capital Territory · 2602
3 km from Canberra CBD
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Key Indicators

Postcode
2602

Official Australia Post postcode for Ainslie. A postcode may cover multiple suburbs.

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Population
5,376

Usual resident population at the most recent census.

Median weekly rent
$367/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$126,568/yr

Annual median household income (before tax) across all households.

Distance to CBD
3 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
2

Estimated 2 parks and green spaces near this suburb.

Median monthly mortgage
$2,600/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
67% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Why People Like Living in Ainslie

Who Ainslie Suits

👨‍👩‍👧FamiliesSchool count or dwelling mix is lighter here.
📊InvestorsRental coverage trails the state average.
🏡First-home buyersPrices sit above the Australian Capital Territory median — stretch goal.
💼ProfessionalsAround 3 km from the CBD with good access.

Pros and Cons

Pros

  • Rent sits within an affordable share of local incomes, supporting tenant demand.
  • Solid transport links into employment hubs.
  • Short distance to the CBD makes commuting straightforward.

Cons

  • Median mortgage sits above the Australian Capital Territory state median — entry costs are stretched.
  • Traffic can build during peak hours, especially on arterial roads.

Investment Insight

Ainslie's population of 5,376 sits 41% above the Australian Capital Territory suburb median of 3,808, giving it a wider tenant and buyer catchment than the average ACT locality. At $126,568/year, household income in Ainslie is within 2% of the Australian Capital Territory median ($123,916), placing the suburb firmly in the state's mainstream demographic band. Median rent of $367/week (~$1,590/month) covers only 61% of the median mortgage of $2,600/month — the remaining $1,010/month must be funded from other income, so this suburb tilts toward capital growth rather than yield. At 3 km from the Canberra CBD, Ainslie sits inside the high-demand inner ring — properties here compete directly with the city's employment, transport and amenity networks.

Investment Tip

This suburb suits investors prioritising tenant demand over capital-cost efficiency. Rents are supported by proximity to amenities, but strata fees and entry prices can eat into yield. Local rents consume roughly 15% of household income — a useful sanity check on tenant affordability.

Ainslie vs Australian Capital Territory Median

How Ainslie stacks up against the median of all Australian Capital Territory suburbs in our dataset. Positive values mean Ainslie sits above the state median; negative means below.

MetricAinslieACT medianΔ vs state
Population5,3763,808+41%
Median household income$126,568/yr$123,916/yr+2%
Median rent (weekly)$367$450-18%
Median mortgage (monthly)$2,600$2,144+21%
Distance to CBD3 km10 km-70%
Separate houses67%71%-4pp

Investor Checklist

Pre-inspection briefing for Ainslie — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Solid buy-and-hold profile: a population of 5,376 and household income close to the ACT median ($126,568 vs $123,916) give the market enough depth for patient capital growth without the premium entry price of inner suburbs.

Rental Yield

Weak cash flow: $367/week rent covers only 61% of the $2,600/month median mortgage — a $1,010/month gap that must be funded from other income. This suburb is a capital-growth play, not a yield play.

⚠️
Renovation / Flip

With 67% houses in a 5,376-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Ainslie property

Full Property Analysis

30-year projections for Ainslie

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2026 Outlook

Growth: Moderate Rental Demand: Moderate Investor Sentiment: Strong

Property values in Ainslie should track the wider Australian Capital Territory market through 2026, with the $126,568/year median household income (close to the $123,916 state median) keeping the suburb firmly mid-pack. Rental coverage runs at ~61% of the typical mortgage ($1,590/month rent vs $2,600/month repayment), leaving a manageable top-up for most investors. The EquitySight investment score of 85/100 places Ainslie in the top tier of Australian suburbs we profile, and overall investor sentiment is constructive heading into the second half of 2026.

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Frequently Asked Questions

Is Ainslie a good suburb for investment?

Ainslie scores 85/100 on our EquitySight investment framework — a strong rating. That score is driven by a population of 5,376, median household income of $126,568/year and median weekly rent of $367. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Ainslie?

The main demand drivers in Ainslie are proximity to Canberra (3 km), an above-state-median household income of $126,568/year, a dwelling mix that is 67% separate houses, roughly 1 schools and 2 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Ainslie?

Ainslie has a usual resident population of approximately 5,376, compared with a Australian Capital Territory suburb median of 3,808 — placing it in the upper half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Ainslie from the Canberra CBD?

Ainslie sits 3 km straight-line from the Canberra CBD. This is inner-ring territory — pricing competes directly with established Canberra employment nodes.

What is the median rent in Ainslie?

The most recent census recorded a median weekly rent of $367 in Ainslie, equating to approximately $19,084/year in gross rental income (state median $450/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Ainslie?

The median monthly mortgage repayment in Ainslie is $2,600, or approximately $31,200/year (vs $2,144/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Ainslie cash-flow positive for investors?

A median weekly rent of $367 works out to $1,590/month, covering 61% of the median mortgage repayment of $2,600/month. That leaves a $1,010/month shortfall (around $12,120/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Ainslie?

The main risks are interest-rate sensitivity on the $2,600 median mortgage, the broader Australian Capital Territory market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Ainslie profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

Nearby Suburbs

Australian Capital Territory Property Resources