Model the Shared Equity Scheme, track renovation budgets, compare scenarios side by side, and go from browsing to buying with total clarity — all in one place.
See exactly what the government owns, what you owe at buyout, and how it changes as your property grows. QLD, NSW & VIC schemes supported.
Chart your property value, loan balance, government equity, and your net position across three decades — with your suburb's real growth rate.
Track every purchase cost, model your full reno budget with contingency, and calculate the rent-overlap period — all in one place.
Save and compare multiple properties side by side. Track status from browsing to offer to settled. Cloud-synced on Pro.
Fully responsive and installable as a home-screen app on iPhone and Android. Use it at open houses, in the car, anywhere.
No credit card. No time limit. Upgrade to Pro for unlimited properties, PDF export, and cloud sync.
See pricing →Not financial advice. Always consult a licensed adviser.
No signup required. Use these calculators to explore stamp duty, equity, affordability, and investment returns across Australia.
All Australian states — NSW, VIC, QLD, SA, WA, TAS, ACT, NT. Transfer duty, FHB exemptions, and foreign surcharges.
See all costs when buying — stamp duty, legal fees, bank charges, inspections, insurance, moving, and lease break.
See how much home equity you can release or refinance based on property value, mortgage, and LVR limits.
Estimate your mortgage borrowing capacity based on income, expenses, and Australian bank lending criteria.
Check what first home buyer grants, stamp duty exemptions, and concessions you qualify for in your state.
Calculate gross and net rental yield for any property. See if your investment stacks up financially.
Model a buy-renovate-sell strategy. Calculate net profit, ROI, and annualised return before you commit.
Build an itemised renovation budget with line items, categories, and contingency by room and phase.
Test your loan repayment against interest rate increases and see how much buffer runway you have.
Love the free tools? The full EquitySight calculator adds scenario comparison, 30-year projections, PDF export, property library, and cloud sync.
Get started with the full calculator →Population data, amenity scores, and investment context for every suburb across all 8 states and territories.
