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ABS 2021 Census · Updated 21 May 2026
Holt is a well-established middle-ring suburb of Canberra, Australia, with a population of approximately 5,628, making it a smaller community. Located approximately 12 km from the Canberra CBD, Holt is a middle ring area in Australian Capital Territory. The median household income is $103,116 per year.
Holt benefits from a high-income resident base, supporting premium property pricing. Its proximity to the CBD adds a strong location premium.
Official Australia Post postcode for Holt. A postcode may cover multiple suburbs.
Australia Post Postcode Finder →Usual resident population at the most recent census.
Weekly median rent for occupied homes. Live rental data integration coming soon.
Annual median household income (before tax) across all households.
Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.
Estimated 1 school within or near this suburb.
Find schools near Holt on My School →Estimated 2 parks and green spaces near this suburb.
Monthly median mortgage repayment for households currently paying off a mortgage.
Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.
Holt's population of 5,628 sits 48% above the Australian Capital Territory suburb median of 3,808, giving it a wider tenant and buyer catchment than the average ACT locality. Household income of $103,116/year is 17% below the Australian Capital Territory median of $123,916, typically translating into lower entry prices and a tenant base more sensitive to rent increases. Rent of $396/week (88% coverage of the $1,950/month median mortgage) leaves a gap of roughly $234/month that a typical investor bridges with negative gearing, depreciation and capital growth. 12 km from Canberra places Holt in the middle commuter belt, close enough for daily trips by car or rail but at a materially lower price point than inner suburbs. Only 55% of dwellings are separate houses (vs 71% state median), so this is a unit-heavy market where body-corporate decisions and strata supply meaningfully shape investor returns.
This suburb suits long-term investors looking for a balance of rental yield and capital growth. Schools and transport underpin family demand. Local rents consume roughly 20% of household income — a useful sanity check on tenant affordability.
How Holt stacks up against the median of all Australian Capital Territory suburbs in our dataset. Positive values mean Holt sits above the state median; negative means below.
| Metric | Holt | ACT median | Δ vs state |
|---|---|---|---|
| Population | 5,628 | 3,808 | +48% |
| Median household income | $103,116/yr | $123,916/yr | -17% |
| Median rent (weekly) | $396 | $450 | -12% |
| Median mortgage (monthly) | $1,950 | $2,144 | -9% |
| Distance to CBD | 12 km | 10 km | +20% |
| Separate houses | 55% | 71% | -16pp |
Pre-inspection briefing for Holt — every item is derived from public datasets, with full citations in our data sources page.
Moderate buy-and-hold potential: Holt's 5,628-person market and $103,116 median household income work for investors who are selective on street location and property quality rather than counting on a suburb-wide rerating.
Strong rental coverage: $396/week (~$1,716/month) covers 88% of the $1,950/month median mortgage repayment, so the shortfall sits at just $234/month. Investors targeting positive cash flow should shortlist this suburb.
Only 55% of dwellings are separate houses (vs 71% ACT median) — this is a unit and townhouse market, where cosmetic flips struggle against body-corporate restrictions, thinner after-reno uplift and competing new supply.
Run the numbers on a Holt property
Scenario comparison, cash flow analysis, tax modelling, and PDF export — all in one place.
Create free account →Capital-growth expectations for Holt are modest for 2026 — incomes 17% below the ACT median of $123,916 suggest gains will lag headline metro markets. Rental coverage runs at ~88% of the typical mortgage ($1,716/month rent vs $1,950/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 74/100 places Holt in the upper-middle tier of Australian suburbs we profile, and overall investor sentiment is constructive heading into the second half of 2026.
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Holt scores 74/100 on our EquitySight investment framework — a good rating. That score is driven by a population of 5,628, median household income of $103,116/year and median weekly rent of $396. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.
The main demand drivers in Holt are proximity to Canberra (12 km), a median household income of $103,116/year, a dwelling mix that is 55% separate houses, roughly 1 schools and 2 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.
Holt has a usual resident population of approximately 5,628, compared with a Australian Capital Territory suburb median of 3,808 — placing it in the upper half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.
Holt sits 12 km straight-line from the Canberra CBD. This is comfortable commuter territory, with reasonable rail and road access to the city.
The most recent census recorded a median weekly rent of $396 in Holt, equating to approximately $20,592/year in gross rental income (state median $450/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.
The median monthly mortgage repayment in Holt is $1,950, or approximately $23,400/year (vs $2,144/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.
A median weekly rent of $396 works out to $1,716/month, covering 88% of the median mortgage repayment of $1,950/month. That leaves a $234/month shortfall (around $2,808/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.
The main risks are interest-rate sensitivity on the $1,950 median mortgage, below-median household incomes ($103,116 vs $123,916 state median), the broader Australian Capital Territory market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.
Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.