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ABS 2021 Census · Updated 21 May 2026
Oaks Estate is a regional centre in Australian Capital Territory, Australia, with a population of approximately 375, making it a boutique locality. Located approximately 11 km from the Canberra CBD, Oaks Estate is a regional area in Australian Capital Territory. The median household income is $80,184 per year.
Oaks Estate has a solid income profile that supports reliable occupancy rates. The short commute to the city centre is a key demand driver.
Official Australia Post postcode for Oaks Estate. A postcode may cover multiple suburbs.
Australia Post Postcode Finder →Usual resident population at the most recent census.
Weekly median rent for occupied homes. Live rental data integration coming soon.
Annual median household income (before tax) across all households.
Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.
Estimated 1 school within or near this suburb.
Find schools near Oaks Estate on My School →Estimated 1 park and green spaces near this suburb.
Monthly median mortgage repayment for households currently paying off a mortgage.
Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.
Oaks Estate is a smaller community of 375 — about 10% of the Australian Capital Territory suburb median (3,808) — so investors should factor in the narrower buyer pool and longer average time-on-market. Oaks Estate's median household income of $80,184/year is 35% below the Australian Capital Territory suburb median ($123,916) — this is an affordability play where returns lean on yield and patient capital growth rather than demographic premium. Median rent of $220/week (~$953/month) covers only 61% of the median mortgage of $1,575/month — the remaining $622/month must be funded from other income, so this suburb tilts toward capital growth rather than yield. 11 km from Canberra places Oaks Estate in the middle commuter belt, close enough for daily trips by car or rail but at a materially lower price point than inner suburbs. Only 34% of dwellings are separate houses (vs 71% state median), so this is a unit-heavy market where body-corporate decisions and strata supply meaningfully shape investor returns.
How Oaks Estate stacks up against the median of all Australian Capital Territory suburbs in our dataset. Positive values mean Oaks Estate sits above the state median; negative means below.
| Metric | Oaks Estate | ACT median | Δ vs state |
|---|---|---|---|
| Population | 375 | 3,808 | -90% |
| Median household income | $80,184/yr | $123,916/yr | -35% |
| Median rent (weekly) | $220 | $450 | -51% |
| Median mortgage (monthly) | $1,575 | $2,144 | -27% |
| Distance to CBD | 11 km | 10 km | +10% |
| Separate houses | 34% | 71% | -37pp |
Pre-inspection briefing for Oaks Estate — every item is derived from public datasets, with full citations in our data sources page.
Limited buy-and-hold upside: a small population of 375 means liquidity is thin and capital growth tends to lag the wider Australian Capital Territory market over full cycles.
Weak cash flow: $220/week rent covers only 61% of the $1,575/month median mortgage — a $622/month gap that must be funded from other income. This suburb is a capital-growth play, not a yield play.
Only 34% of dwellings are separate houses (vs 71% ACT median) — this is a unit and townhouse market, where cosmetic flips struggle against body-corporate restrictions, thinner after-reno uplift and competing new supply.
Run the numbers on a Oaks Estate property
Scenario comparison, cash flow analysis, tax modelling, and PDF export — all in one place.
Create free account →Capital-growth expectations for Oaks Estate are modest for 2026 — incomes 35% below the ACT median of $123,916 and a population of 375 suggest gains will lag headline metro markets. Rental coverage runs at ~61% of the typical mortgage ($953/month rent vs $1,575/month repayment), leaving a manageable top-up for most investors. The EquitySight investment score of 45/100 places Oaks Estate in the mid tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.
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Oaks Estate scores 45/100 on our EquitySight investment framework — a moderate rating. That score is driven by a population of 375, median household income of $80,184/year and median weekly rent of $220. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.
The main demand drivers in Oaks Estate are proximity to Canberra (11 km), a median household income of $80,184/year, a dwelling mix that is 34% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.
Oaks Estate has a usual resident population of approximately 375, compared with a Australian Capital Territory suburb median of 3,808 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.
Oaks Estate sits 11 km straight-line from the Canberra CBD. This is comfortable commuter territory, with reasonable rail and road access to the city.
The most recent census recorded a median weekly rent of $220 in Oaks Estate, equating to approximately $11,440/year in gross rental income (state median $450/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.
The median monthly mortgage repayment in Oaks Estate is $1,575, or approximately $18,900/year (vs $2,144/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.
A median weekly rent of $220 works out to $953/month, covering 61% of the median mortgage repayment of $1,575/month. That leaves a $622/month shortfall (around $7,464/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.
The main risks are a thin buyer pool (375 residents), interest-rate sensitivity on the $1,575 median mortgage, below-median household incomes ($80,184 vs $123,916 state median), a unit-heavy dwelling mix (34% houses) where body-corporate costs and apartment supply affect resale, the broader Australian Capital Territory market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.
Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.