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Suburb Insights · ACT 2600

Yarralumla, ACT 2600 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Yarralumla is an inner-city suburb of Canberra, Australia, with a population of approximately 3,120, making it a boutique locality. Located 4 km from the Canberra CBD, Yarralumla is a inner city area in Australian Capital Territory. The median household income is $173,004 per year.

Investment Score

81 / 100 Strong

Yarralumla benefits from a high-income resident base, supporting premium property pricing. Close CBD access strengthens tenant appeal and resale value.

Location

Canberra
Yarralumla
Australian Capital Territory · 2600
4 km from Canberra CBD
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Key Indicators

Postcode
2600

Official Australia Post postcode for Yarralumla. A postcode may cover multiple suburbs.

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Population
3,120

Usual resident population at the most recent census.

Median weekly rent
$547/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$173,004/yr

Annual median household income (before tax) across all households.

Distance to CBD
4 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$3,425/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
58% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Why People Like Living in Yarralumla

Who Yarralumla Suits

👨‍👩‍👧FamiliesSchool count or dwelling mix is lighter here.
📊InvestorsRental coverage trails the state average.
🏡First-home buyersPrices sit above the Australian Capital Territory median — stretch goal.
💼ProfessionalsAround 4 km from the CBD with good access.

Pros and Cons

Pros

  • Rent sits within an affordable share of local incomes, supporting tenant demand.
  • Short distance to the CBD makes commuting straightforward.
  • Lifestyle access to shops, cafes and amenities.

Cons

  • Median mortgage sits above the Australian Capital Territory state median — entry costs are stretched.
  • Transport options are limited — car dependency is likely.

Investment Insight

3,120 residents places Yarralumla squarely in the middle of the Australian Capital Territory suburb size distribution (state median 3,808), with market depth comparable to most ACT localities. Median household income of $173,004/year runs 40% above the Australian Capital Territory suburb median of $123,916, indicating strong purchasing power and the type of demographic profile that tends to sustain premium property prices through market cycles. Median rent of $547/week (~$2,370/month) covers only 69% of the median mortgage of $3,425/month — the remaining $1,055/month must be funded from other income, so this suburb tilts toward capital growth rather than yield. At 4 km from the Canberra CBD, Yarralumla sits inside the high-demand inner ring — properties here compete directly with the city's employment, transport and amenity networks.

Investment Tip

Inner-city investors should model strata costs and rate rises carefully, since gross yields here are often compressed by higher entry prices. Local rents consume roughly 16% of household income — a useful sanity check on tenant affordability.

Yarralumla vs Australian Capital Territory Median

How Yarralumla stacks up against the median of all Australian Capital Territory suburbs in our dataset. Positive values mean Yarralumla sits above the state median; negative means below.

MetricYarralumlaACT medianΔ vs state
Population3,1203,808-18%
Median household income$173,004/yr$123,916/yr+40%
Median rent (weekly)$547$450+22%
Median mortgage (monthly)$3,425$2,144+60%
Distance to CBD4 km10 km-60%
Separate houses58%71%-13pp

Investor Checklist

Pre-inspection briefing for Yarralumla — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Strong buy-and-hold fundamentals: household incomes run 40% above the Australian Capital Territory suburb median ($173,004 vs $123,916), and the 4 km CBD distance keeps this suburb in the primary demand zone. In Australian Capital Territory, suburbs with this profile have historically clustered in the upper tercile of 10-year capital growth.

⚠️
Rental Yield

Moderate rental coverage: rent of $547/week covers 69% of a $3,425/month mortgage, leaving a $1,055/month gap that an investor bridges with equity, depreciation and tax benefits.

Renovation / Flip

Only 58% of dwellings are separate houses (vs 71% ACT median) — this is a unit and townhouse market, where cosmetic flips struggle against body-corporate restrictions, thinner after-reno uplift and competing new supply.

Risk Factors

Run the numbers on a Yarralumla property

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30-year projections for Yarralumla

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2026 Outlook

Growth: Strong Rental Demand: Low Investor Sentiment: Strong

Yarralumla enters 2026 with a demographic tailwind — household incomes 40% above the Australian Capital Territory suburb median of $123,916 and a population of 3,120 give it the depth and purchasing power to outperform the wider ACT market over the next 12–18 months. Rental coverage runs at ~69% of the typical mortgage ($2,370/month rent vs $3,425/month repayment), leaving a manageable top-up for most investors. The EquitySight investment score of 81/100 places Yarralumla in the top tier of Australian suburbs we profile, and overall investor sentiment is constructive heading into the second half of 2026.

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Frequently Asked Questions

Is Yarralumla a good suburb for investment?

Yarralumla scores 81/100 on our EquitySight investment framework — a strong rating. That score is driven by a population of 3,120, median household income of $173,004/year and median weekly rent of $547. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Yarralumla?

The main demand drivers in Yarralumla are proximity to Canberra (4 km), an above-state-median household income of $173,004/year, a dwelling mix that is 58% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Yarralumla?

Yarralumla has a usual resident population of approximately 3,120, compared with a Australian Capital Territory suburb median of 3,808 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Yarralumla from the Canberra CBD?

Yarralumla sits 4 km straight-line from the Canberra CBD. This is inner-ring territory — pricing competes directly with established Canberra employment nodes.

What is the median rent in Yarralumla?

The most recent census recorded a median weekly rent of $547 in Yarralumla, equating to approximately $28,444/year in gross rental income (state median $450/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Yarralumla?

The median monthly mortgage repayment in Yarralumla is $3,425, or approximately $41,100/year (vs $2,144/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Yarralumla cash-flow positive for investors?

A median weekly rent of $547 works out to $2,370/month, covering 69% of the median mortgage repayment of $3,425/month. That leaves a $1,055/month shortfall (around $12,660/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Yarralumla?

The main risks are a thin buyer pool (3,120 residents), interest-rate sensitivity on the $3,425 median mortgage, the broader Australian Capital Territory market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Yarralumla profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

Nearby Suburbs

Australian Capital Territory Property Resources