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ABS 2021 Census · Updated 21 May 2026
Albury is a regional centre in New South Wales, Australia, with a population of approximately 4,955, making it a boutique locality. Located approximately 462 km from the Sydney CBD, Albury is a regional area in New South Wales. The median household income is $83,252 per year.
Moderate income levels in Albury indicate steady rental demand from working households. Regional positioning means lower entry costs but potentially longer hold periods for capital gains.
Official Australia Post postcode for Albury. A postcode may cover multiple suburbs.
Australia Post Postcode Finder →Usual resident population at the most recent census.
Weekly median rent for occupied homes. Live rental data integration coming soon.
Annual median household income (before tax) across all households.
Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.
Estimated 1 school within or near this suburb.
Find schools near Albury on My School →Estimated 2 parks and green spaces near this suburb.
Monthly median mortgage repayment for households currently paying off a mortgage.
Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.
4,955 residents places Albury squarely in the middle of the New South Wales suburb size distribution (state median 5,325), with market depth comparable to most NSW localities. Household income of $83,252/year is 15% below the New South Wales median of $97,552, typically translating into lower entry prices and a tenant base more sensitive to rent increases. Median rent of $270/week (~$1,170/month) covers only 68% of the median mortgage of $1,733/month — the remaining $563/month must be funded from other income, so this suburb tilts toward capital growth rather than yield. Albury is 462 km from Sydney, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand. Only 54% of dwellings are separate houses (vs 76% state median), so this is a unit-heavy market where body-corporate decisions and strata supply meaningfully shape investor returns.
This suburb suits yield-focused investors who are comfortable with lower liquidity. Employment concentration and local population trends matter more here than in metro markets. Local rents consume roughly 17% of household income — a useful sanity check on tenant affordability.
How Albury stacks up against the median of all New South Wales suburbs in our dataset. Positive values mean Albury sits above the state median; negative means below.
| Metric | Albury | NSW median | Δ vs state |
|---|---|---|---|
| Population | 4,955 | 5,325 | -7% |
| Median household income | $83,252/yr | $97,552/yr | -15% |
| Median rent (weekly) | $270 | $430 | -37% |
| Median mortgage (monthly) | $1,733 | $2,167 | -20% |
| Distance to CBD | 462 km | 45 km | +927% |
| Separate houses | 54% | 76% | -22pp |
Pre-inspection briefing for Albury — every item is derived from public datasets, with full citations in our data sources page.
Moderate buy-and-hold potential: Albury's 4,955-person market and $83,252 median household income work for investors who are selective on street location and property quality rather than counting on a suburb-wide rerating.
Moderate rental coverage: rent of $270/week covers 68% of a $1,733/month mortgage, leaving a $563/month gap that an investor bridges with equity, depreciation and tax benefits.
Only 54% of dwellings are separate houses (vs 76% NSW median) — this is a unit and townhouse market, where cosmetic flips struggle against body-corporate restrictions, thinner after-reno uplift and competing new supply.
Run the numbers on a Albury property
Scenario comparison, cash flow analysis, tax modelling, and PDF export — all in one place.
Create free account →Capital-growth expectations for Albury are modest for 2026 — incomes 15% below the NSW median of $97,552 and a population of 4,955 suggest gains will lag headline metro markets. Rental coverage runs at ~68% of the typical mortgage ($1,170/month rent vs $1,733/month repayment), leaving a manageable top-up for most investors. The EquitySight investment score of 47/100 places Albury in the mid tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.
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Albury scores 47/100 on our EquitySight investment framework — a moderate rating. That score is driven by a population of 4,955, median household income of $83,252/year and median weekly rent of $270. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.
The main demand drivers in Albury are a median household income of $83,252/year, a dwelling mix that is 54% separate houses, roughly 1 schools and 2 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.
Albury has a usual resident population of approximately 4,955, compared with a New South Wales suburb median of 5,325 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.
Albury sits 462 km straight-line from the Sydney CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.
The most recent census recorded a median weekly rent of $270 in Albury, equating to approximately $14,040/year in gross rental income (state median $430/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.
The median monthly mortgage repayment in Albury is $1,733, or approximately $20,796/year (vs $2,167/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.
A median weekly rent of $270 works out to $1,170/month, covering 68% of the median mortgage repayment of $1,733/month. That leaves a $563/month shortfall (around $6,756/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.
The main risks are a thin buyer pool (4,955 residents), interest-rate sensitivity on the $1,733 median mortgage, the broader New South Wales market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.
Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.