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Suburb Insights · NSW 2528

Barrack Point, NSW 2528 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Barrack Point is a coastal suburb in New South Wales, Australia, with a population of approximately 725, making it a boutique locality. Located approximately 83 km from the Sydney CBD, Barrack Point is a coastal area in New South Wales. The median household income is $95,472 per year.

Investment Score

53 / 100 Moderate

Barrack Point benefits from a high-income resident base, supporting premium property pricing. Coastal lifestyle appeal adds a premium that supports long-term demand.

Location

Sydney
Barrack Point
New South Wales · 2528
83 km from Sydney CBD
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Key Indicators

Postcode
2528

Official Australia Post postcode for Barrack Point. A postcode may cover multiple suburbs.

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Population
725

Usual resident population at the most recent census.

Median weekly rent
$480/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$95,472/yr

Annual median household income (before tax) across all households.

Distance to CBD
83 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$2,600/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
59% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Barrack Point is a smaller community of 725 — about 14% of the New South Wales suburb median (5,325) — so investors should factor in the narrower buyer pool and longer average time-on-market. At $95,472/year, household income in Barrack Point is within 2% of the New South Wales median ($97,552), placing the suburb firmly in the state's mainstream demographic band. Rent of $480/week (80% coverage of the $2,600/month median mortgage) leaves a gap of roughly $520/month that a typical investor bridges with negative gearing, depreciation and capital growth. Barrack Point is 83 km from Sydney, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand. Only 59% of dwellings are separate houses (vs 76% state median), so this is a unit-heavy market where body-corporate decisions and strata supply meaningfully shape investor returns.

Barrack Point vs New South Wales Median

How Barrack Point stacks up against the median of all New South Wales suburbs in our dataset. Positive values mean Barrack Point sits above the state median; negative means below.

MetricBarrack PointNSW medianΔ vs state
Population7255,325-86%
Median household income$95,472/yr$97,552/yr-2%
Median rent (weekly)$480$430+12%
Median mortgage (monthly)$2,600$2,167+20%
Distance to CBD83 km45 km+84%
Separate houses59%76%-17pp

Investor Checklist

Pre-inspection briefing for Barrack Point — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 725 means liquidity is thin and capital growth tends to lag the wider New South Wales market over full cycles.

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Rental Yield

Moderate rental coverage: rent of $480/week covers 80% of a $2,600/month mortgage, leaving a $520/month gap that an investor bridges with equity, depreciation and tax benefits.

Renovation / Flip

Only 59% of dwellings are separate houses (vs 76% NSW median) — this is a unit and townhouse market, where cosmetic flips struggle against body-corporate restrictions, thinner after-reno uplift and competing new supply.

Risk Factors

Run the numbers on a Barrack Point property

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30-year projections for Barrack Point

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Moderate

Capital-growth expectations for Barrack Point are modest for 2026 — incomes close to the NSW median of $97,552 and a population of 725 suggest gains will lag headline metro markets. Rental coverage runs at ~80% of the typical mortgage ($2,080/month rent vs $2,600/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 53/100 places Barrack Point in the mid tier of Australian suburbs we profile, and overall investor sentiment is balanced heading into the second half of 2026.

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Frequently Asked Questions

Is Barrack Point a good suburb for investment?

Barrack Point scores 53/100 on our EquitySight investment framework — a moderate rating. That score is driven by a population of 725, median household income of $95,472/year and median weekly rent of $480. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Barrack Point?

The main demand drivers in Barrack Point are a median household income of $95,472/year, a dwelling mix that is 59% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Barrack Point?

Barrack Point has a usual resident population of approximately 725, compared with a New South Wales suburb median of 5,325 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Barrack Point from the Sydney CBD?

Barrack Point sits 83 km straight-line from the Sydney CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Barrack Point?

The most recent census recorded a median weekly rent of $480 in Barrack Point, equating to approximately $24,960/year in gross rental income (state median $430/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Barrack Point?

The median monthly mortgage repayment in Barrack Point is $2,600, or approximately $31,200/year (vs $2,167/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Barrack Point cash-flow positive for investors?

A median weekly rent of $480 works out to $2,080/month, covering 80% of the median mortgage repayment of $2,600/month. That leaves a $520/month shortfall (around $6,240/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Barrack Point?

The main risks are a thin buyer pool (725 residents), interest-rate sensitivity on the $2,600 median mortgage, the broader New South Wales market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Barrack Point profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

Nearby Suburbs

New South Wales Property Resources