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Suburb Insights · NSW 2104

Bayview, NSW 2104 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Bayview is a well-established middle-ring suburb of Sydney, Australia, with a population of approximately 3,807, making it a boutique locality. Located approximately 24 km from the Sydney CBD, Bayview is a middle ring area in New South Wales. The median household income is $98,020 per year.

Investment Score

75 / 100 Good

Bayview benefits from a high-income resident base, supporting premium property pricing.

Location

Sydney
Bayview
New South Wales · 2104
24 km from Sydney CBD
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Key Indicators

Postcode
2104

Official Australia Post postcode for Bayview. A postcode may cover multiple suburbs.

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Population
3,807

Usual resident population at the most recent census.

Median weekly rent
$850/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$98,020/yr

Annual median household income (before tax) across all households.

Distance to CBD
24 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
2

Estimated 2 parks and green spaces near this suburb.

Median monthly mortgage
$3,691/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
51% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Why People Like Living in Bayview

Who Bayview Suits

👨‍👩‍👧FamiliesSchool count or dwelling mix is lighter here.
📊InvestorsRent covers a solid share of the median mortgage.
🏡First-home buyersPrices sit above the New South Wales median — stretch goal.
💼ProfessionalsAround 24 km from the CBD with good access.

Pros and Cons

Pros

  • Solid transport links into employment hubs.
  • Established infrastructure and existing community base.

Cons

  • Rent-to-income ratio is above comfortable thresholds — watch tenant affordability.
  • Median mortgage sits above the New South Wales state median — entry costs are stretched.
  • Fewer schools inside the suburb itself — verify catchments for neighbouring areas.

Investment Insight

Bayview is a smaller community of 3,807 — about 71% of the New South Wales suburb median (5,325) — so investors should factor in the narrower buyer pool and longer average time-on-market. At $98,020/year, household income in Bayview is within 0% of the New South Wales median ($97,552), placing the suburb firmly in the state's mainstream demographic band. Median weekly rent of $850 equates to $3,683/month — about 100% of the median mortgage repayment of $3,691/month — meaning rental income covers most of a typical owner's repayment and this is a genuine cash-flow suburb before tax benefits. 24 km from Sydney places Bayview in the middle commuter belt, close enough for daily trips by car or rail but at a materially lower price point than inner suburbs. Only 51% of dwellings are separate houses (vs 76% state median), so this is a unit-heavy market where body-corporate decisions and strata supply meaningfully shape investor returns.

Investment Tip

This suburb suits long-term investors looking for a balance of rental yield and capital growth. Schools and transport underpin family demand. Local rents consume roughly 45% of household income — a useful sanity check on tenant affordability.

Bayview vs New South Wales Median

How Bayview stacks up against the median of all New South Wales suburbs in our dataset. Positive values mean Bayview sits above the state median; negative means below.

MetricBayviewNSW medianΔ vs state
Population3,8075,325-29%
Median household income$98,020/yr$97,552/yr0%
Median rent (weekly)$850$430+98%
Median mortgage (monthly)$3,691$2,167+70%
Distance to CBD24 km45 km-47%
Separate houses51%76%-25pp

Investor Checklist

Pre-inspection briefing for Bayview — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

⚠️
Buy & Hold

Moderate buy-and-hold potential: Bayview's 3,807-person market and $98,020 median household income work for investors who are selective on street location and property quality rather than counting on a suburb-wide rerating.

Rental Yield

Strong rental coverage: $850/week (~$3,683/month) covers 100% of the $3,691/month median mortgage repayment, so the shortfall sits at just $8/month. Investors targeting positive cash flow should shortlist this suburb.

Renovation / Flip

Only 51% of dwellings are separate houses (vs 76% NSW median) — this is a unit and townhouse market, where cosmetic flips struggle against body-corporate restrictions, thinner after-reno uplift and competing new supply.

Risk Factors

Run the numbers on a Bayview property

Full Property Analysis

30-year projections for Bayview

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Strong

Capital-growth expectations for Bayview are modest for 2026 — incomes close to the NSW median of $97,552 and a population of 3,807 suggest gains will lag headline metro markets. Rental coverage runs at ~100% of the typical mortgage ($3,683/month rent vs $3,691/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 75/100 places Bayview in the upper-middle tier of Australian suburbs we profile, and overall investor sentiment is constructive heading into the second half of 2026.

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Frequently Asked Questions

Is Bayview a good suburb for investment?

Bayview scores 75/100 on our EquitySight investment framework — a good rating. That score is driven by a population of 3,807, median household income of $98,020/year and median weekly rent of $850. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Bayview?

The main demand drivers in Bayview are proximity to Sydney (24 km), an above-state-median household income of $98,020/year, a dwelling mix that is 51% separate houses, roughly 1 schools and 2 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Bayview?

Bayview has a usual resident population of approximately 3,807, compared with a New South Wales suburb median of 5,325 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Bayview from the Sydney CBD?

Bayview sits 24 km straight-line from the Sydney CBD. This is comfortable commuter territory, with reasonable rail and road access to the city.

What is the median rent in Bayview?

The most recent census recorded a median weekly rent of $850 in Bayview, equating to approximately $44,200/year in gross rental income (state median $430/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Bayview?

The median monthly mortgage repayment in Bayview is $3,691, or approximately $44,292/year (vs $2,167/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Bayview cash-flow positive for investors?

A median weekly rent of $850 works out to $3,683/month, covering 100% of the median mortgage repayment of $3,691/month. That leaves a $8/month shortfall (around $96/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Bayview?

The main risks are a thin buyer pool (3,807 residents), interest-rate sensitivity on the $3,691 median mortgage, the broader New South Wales market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Bayview profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

Nearby Suburbs

New South Wales Property Resources