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Suburb Insights · NSW 2281

Blacksmiths, NSW 2281 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Blacksmiths is a regional centre in New South Wales, Australia, with a population of approximately 1,881, making it a boutique locality. Located approximately 97 km from the Sydney CBD, Blacksmiths is a regional area in New South Wales. The median household income is $65,104 per year.

Investment Score

29 / 100 Weak

Lower income levels in Blacksmiths typically translate to more affordable entry points for investors. Regional positioning means lower entry costs but potentially longer hold periods for capital gains.

Location

Sydney
Blacksmiths
New South Wales · 2281
97 km from Sydney CBD
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Key Indicators

Postcode
2281

Official Australia Post postcode for Blacksmiths. A postcode may cover multiple suburbs.

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Population
1,881

Usual resident population at the most recent census.

Median weekly rent
$390/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$65,104/yr

Annual median household income (before tax) across all households.

Distance to CBD
97 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$1,733/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
79% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Blacksmiths is a smaller community of 1,881 — about 35% of the New South Wales suburb median (5,325) — so investors should factor in the narrower buyer pool and longer average time-on-market. Blacksmiths's median household income of $65,104/year is 33% below the New South Wales suburb median ($97,552) — this is an affordability play where returns lean on yield and patient capital growth rather than demographic premium. Median weekly rent of $390 equates to $1,690/month — about 98% of the median mortgage repayment of $1,733/month — meaning rental income covers most of a typical owner's repayment and this is a genuine cash-flow suburb before tax benefits. Blacksmiths is 97 km from Sydney, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand.

Blacksmiths vs New South Wales Median

How Blacksmiths stacks up against the median of all New South Wales suburbs in our dataset. Positive values mean Blacksmiths sits above the state median; negative means below.

MetricBlacksmithsNSW medianΔ vs state
Population1,8815,325-65%
Median household income$65,104/yr$97,552/yr-33%
Median rent (weekly)$390$430-9%
Median mortgage (monthly)$1,733$2,167-20%
Distance to CBD97 km45 km+116%
Separate houses79%76%+3pp

Investor Checklist

Pre-inspection briefing for Blacksmiths — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 1,881 means liquidity is thin and capital growth tends to lag the wider New South Wales market over full cycles.

Rental Yield

Strong rental coverage: $390/week (~$1,690/month) covers 98% of the $1,733/month median mortgage repayment, so the shortfall sits at just $43/month. Investors targeting positive cash flow should shortlist this suburb.

⚠️
Renovation / Flip

With 79% houses in a 1,881-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Blacksmiths property

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30-year projections for Blacksmiths

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

Capital-growth expectations for Blacksmiths are modest for 2026 — incomes 33% below the NSW median of $97,552 and a population of 1,881 suggest gains will lag headline metro markets. Rental coverage runs at ~98% of the typical mortgage ($1,690/month rent vs $1,733/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 29/100 places Blacksmiths in the lower tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.

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Frequently Asked Questions

Is Blacksmiths a good suburb for investment?

Blacksmiths scores 29/100 on our EquitySight investment framework — a weak rating. That score is driven by a population of 1,881, median household income of $65,104/year and median weekly rent of $390. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Blacksmiths?

The main demand drivers in Blacksmiths are a median household income of $65,104/year, a dwelling mix that is 79% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Blacksmiths?

Blacksmiths has a usual resident population of approximately 1,881, compared with a New South Wales suburb median of 5,325 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Blacksmiths from the Sydney CBD?

Blacksmiths sits 97 km straight-line from the Sydney CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Blacksmiths?

The most recent census recorded a median weekly rent of $390 in Blacksmiths, equating to approximately $20,280/year in gross rental income (state median $430/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Blacksmiths?

The median monthly mortgage repayment in Blacksmiths is $1,733, or approximately $20,796/year (vs $2,167/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Blacksmiths cash-flow positive for investors?

A median weekly rent of $390 works out to $1,690/month, covering 98% of the median mortgage repayment of $1,733/month. That leaves a $43/month shortfall (around $516/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Blacksmiths?

The main risks are a thin buyer pool (1,881 residents), interest-rate sensitivity on the $1,733 median mortgage, below-median household incomes ($65,104 vs $97,552 state median), the broader New South Wales market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Blacksmiths profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

Nearby Suburbs

New South Wales Property Resources