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Suburb Insights · NSW 2790

Bowenfels, NSW 2790 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Bowenfels is a regional centre in New South Wales, Australia, with a population of approximately 2,049, making it a boutique locality. Located approximately 111 km from the Sydney CBD, Bowenfels is a regional area in New South Wales. The median household income is $47,684 per year.

Investment Score

24 / 100 Weak

Bowenfels's income profile suggests a value-oriented market with competitive purchase prices. Distance from major centres is a consideration, though regional markets can offer higher rental yields.

Location

Sydney
Bowenfels
New South Wales · 2790
111 km from Sydney CBD
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Key Indicators

Postcode
2790

Official Australia Post postcode for Bowenfels. A postcode may cover multiple suburbs.

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Population
2,049

Usual resident population at the most recent census.

Median weekly rent
$185/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$47,684/yr

Annual median household income (before tax) across all households.

Distance to CBD
111 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$1,560/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
84% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Why People Like Living in Bowenfels

Who Bowenfels Suits

👨‍👩‍👧FamiliesSchool count or dwelling mix is lighter here.
📊InvestorsRental coverage trails the state average.
🏡First-home buyersEntry costs sit at or below the New South Wales median.
💼ProfessionalsLonger commute to the CBD.

Pros and Cons

Pros

  • Rent sits within an affordable share of local incomes, supporting tenant demand.
  • Mortgage costs are lower than the New South Wales median, improving cash-flow margins.
  • Lower purchase prices and more land for the money.

Cons

  • Long distance to the CBD (111 km) — plan for commute time or local employment.
  • Transport options are limited — car dependency is likely.
  • Fewer schools inside the suburb itself — verify catchments for neighbouring areas.

Investment Insight

Bowenfels is a smaller community of 2,049 — about 38% of the New South Wales suburb median (5,325) — so investors should factor in the narrower buyer pool and longer average time-on-market. Bowenfels's median household income of $47,684/year is 51% below the New South Wales suburb median ($97,552) — this is an affordability play where returns lean on yield and patient capital growth rather than demographic premium. Median rent of $185/week (~$802/month) covers only 51% of the median mortgage of $1,560/month — the remaining $758/month must be funded from other income, so this suburb tilts toward capital growth rather than yield. Bowenfels is 111 km from Sydney, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand.

Investment Tip

This suburb suits yield-focused investors who are comfortable with lower liquidity. Employment concentration and local population trends matter more here than in metro markets. Local rents consume roughly 20% of household income — a useful sanity check on tenant affordability.

Bowenfels vs New South Wales Median

How Bowenfels stacks up against the median of all New South Wales suburbs in our dataset. Positive values mean Bowenfels sits above the state median; negative means below.

MetricBowenfelsNSW medianΔ vs state
Population2,0495,325-62%
Median household income$47,684/yr$97,552/yr-51%
Median rent (weekly)$185$430-57%
Median mortgage (monthly)$1,560$2,167-28%
Distance to CBD111 km45 km+147%
Separate houses84%76%+8pp

Investor Checklist

Pre-inspection briefing for Bowenfels — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 2,049 means liquidity is thin and capital growth tends to lag the wider New South Wales market over full cycles.

Rental Yield

Weak cash flow: $185/week rent covers only 51% of the $1,560/month median mortgage — a $758/month gap that must be funded from other income. This suburb is a capital-growth play, not a yield play.

⚠️
Renovation / Flip

With 84% houses in a 2,049-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Bowenfels property

Full Property Analysis

30-year projections for Bowenfels

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

Capital-growth expectations for Bowenfels are modest for 2026 — incomes 51% below the NSW median of $97,552 and a population of 2,049 suggest gains will lag headline metro markets. Rental coverage runs at ~51% of the typical mortgage ($802/month rent vs $1,560/month repayment), meaning investors will rely on capital growth rather than yield. The EquitySight investment score of 24/100 places Bowenfels in the lower tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.

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Frequently Asked Questions

Is Bowenfels a good suburb for investment?

Bowenfels scores 24/100 on our EquitySight investment framework — a weak rating. That score is driven by a population of 2,049, median household income of $47,684/year and median weekly rent of $185. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Bowenfels?

The main demand drivers in Bowenfels are a median household income of $47,684/year, a dwelling mix that is 84% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Bowenfels?

Bowenfels has a usual resident population of approximately 2,049, compared with a New South Wales suburb median of 5,325 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Bowenfels from the Sydney CBD?

Bowenfels sits 111 km straight-line from the Sydney CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Bowenfels?

The most recent census recorded a median weekly rent of $185 in Bowenfels, equating to approximately $9,620/year in gross rental income (state median $430/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Bowenfels?

The median monthly mortgage repayment in Bowenfels is $1,560, or approximately $18,720/year (vs $2,167/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Bowenfels cash-flow positive for investors?

A median weekly rent of $185 works out to $802/month, covering 51% of the median mortgage repayment of $1,560/month. That leaves a $758/month shortfall (around $9,096/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Bowenfels?

The main risks are a thin buyer pool (2,049 residents), interest-rate sensitivity on the $1,560 median mortgage, below-median household incomes ($47,684 vs $97,552 state median), the broader New South Wales market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Bowenfels profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

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New South Wales Property Resources