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Suburb Insights · NSW 2540

Cambewarra Village, NSW 2540 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Cambewarra Village is a coastal suburb in New South Wales, Australia, with a population of approximately 1,211, making it a boutique locality. Located approximately 122 km from the Sydney CBD, Cambewarra Village is a coastal area in New South Wales. The median household income is $113,776 per year.

Investment Score

58 / 100 Moderate

Strong household incomes in Cambewarra Village underpin solid property demand. Coastal lifestyle appeal adds a premium that supports long-term demand.

Location

Sydney
Cambewarra Village
New South Wales · 2540
122 km from Sydney CBD
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Key Indicators

Postcode
2540

Official Australia Post postcode for Cambewarra Village. A postcode may cover multiple suburbs.

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Population
1,211

Usual resident population at the most recent census.

Median weekly rent
$498/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$113,776/yr

Annual median household income (before tax) across all households.

Distance to CBD
122 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$1,950/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
96% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Cambewarra Village is a smaller community of 1,211 — about 23% of the New South Wales suburb median (5,325) — so investors should factor in the narrower buyer pool and longer average time-on-market. Median household income of $113,776/year runs 17% above the New South Wales suburb median of $97,552, indicating strong purchasing power and the type of demographic profile that tends to sustain premium property prices through market cycles. Median weekly rent of $498 equates to $2,158/month — about 111% of the median mortgage repayment of $1,950/month — meaning rental income covers most of a typical owner's repayment and this is a genuine cash-flow suburb before tax benefits. Cambewarra Village is 122 km from Sydney, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand. Separate houses make up 96% of dwellings — 20 percentage points above the New South Wales median of 76% — pointing to a family-oriented, land-rich market where value is concentrated in the underlying block.

Cambewarra Village vs New South Wales Median

How Cambewarra Village stacks up against the median of all New South Wales suburbs in our dataset. Positive values mean Cambewarra Village sits above the state median; negative means below.

MetricCambewarra VillageNSW medianΔ vs state
Population1,2115,325-77%
Median household income$113,776/yr$97,552/yr+17%
Median rent (weekly)$498$430+16%
Median mortgage (monthly)$1,950$2,167-10%
Distance to CBD122 km45 km+171%
Separate houses96%76%+20pp

Investor Checklist

Pre-inspection briefing for Cambewarra Village — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 1,211 means liquidity is thin and capital growth tends to lag the wider New South Wales market over full cycles.

Rental Yield

Strong rental coverage: $498/week (~$2,158/month) covers 111% of the $1,950/month median mortgage repayment, so the shortfall sits at just $0/month. Investors targeting positive cash flow should shortlist this suburb.

⚠️
Renovation / Flip

With 96% houses in a 1,211-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Cambewarra Village property

Full Property Analysis

30-year projections for Cambewarra Village

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Moderate

Capital-growth expectations for Cambewarra Village are modest for 2026 — incomes 17% above the NSW median of $97,552 and a population of 1,211 suggest gains will lag headline metro markets. Rental coverage runs at ~111% of the typical mortgage ($2,158/month rent vs $1,950/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 58/100 places Cambewarra Village in the mid tier of Australian suburbs we profile, and overall investor sentiment is balanced heading into the second half of 2026.

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Frequently Asked Questions

Is Cambewarra Village a good suburb for investment?

Cambewarra Village scores 58/100 on our EquitySight investment framework — a moderate rating. That score is driven by a population of 1,211, median household income of $113,776/year and median weekly rent of $498. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Cambewarra Village?

The main demand drivers in Cambewarra Village are an above-state-median household income of $113,776/year, a dwelling mix that is 96% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Cambewarra Village?

Cambewarra Village has a usual resident population of approximately 1,211, compared with a New South Wales suburb median of 5,325 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Cambewarra Village from the Sydney CBD?

Cambewarra Village sits 122 km straight-line from the Sydney CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Cambewarra Village?

The most recent census recorded a median weekly rent of $498 in Cambewarra Village, equating to approximately $25,896/year in gross rental income (state median $430/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Cambewarra Village?

The median monthly mortgage repayment in Cambewarra Village is $1,950, or approximately $23,400/year (vs $2,167/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Cambewarra Village cash-flow positive for investors?

A median weekly rent of $498 works out to $2,158/month, covering 111% of the median mortgage repayment of $1,950/month. That means rent exceeds the median repayment by roughly $208/month, so on these numbers Cambewarra Village leans cash-flow-positive before accounting for strata, council rates, insurance and maintenance. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Cambewarra Village?

The main risks are a thin buyer pool (1,211 residents), interest-rate sensitivity on the $1,950 median mortgage, the broader New South Wales market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Cambewarra Village profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

Nearby Suburbs

New South Wales Property Resources