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Suburb Insights · NSW 2162

Chester Hill, NSW 2162 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Chester Hill is an outer-metropolitan suburb of Sydney, Australia, with a population of approximately 14,007, making it a smaller community. Located approximately 19 km from the Sydney CBD, Chester Hill is a outer metro area in New South Wales. The median household income is $70,460 per year.

Investment Score

50 / 100 Moderate

Household earnings in Chester Hill are below the state average, which may affect long-term capital growth.

Location

Sydney
Chester Hill
New South Wales · 2162
19 km from Sydney CBD
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Key Indicators

Postcode
2162

Official Australia Post postcode for Chester Hill. A postcode may cover multiple suburbs.

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Population
14,007

Usual resident population at the most recent census.

Median weekly rent
$380/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$70,460/yr

Annual median household income (before tax) across all households.

Distance to CBD
19 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
4

Estimated 4 schools within or near this suburb.

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Parks & green spaces
6

Estimated 6 parks and green spaces near this suburb.

Median monthly mortgage
$2,167/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
69% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Why People Like Living in Chester Hill

Who Chester Hill Suits

👨‍👩‍👧Families4 schools nearby, 69% separate houses.
📊InvestorsRental coverage trails the state average.
🏡First-home buyersEntry costs sit at or below the New South Wales median.
💼ProfessionalsLonger commute to the CBD.

Pros and Cons

Pros

  • Mortgage costs are lower than the New South Wales median, improving cash-flow margins.
  • Access to several schools nearby (around 4).
  • Local parks and reserves (around 6) add to liveability.
  • Solid transport links into employment hubs.

Cons

  • Traffic can build during peak hours, especially on arterial roads.
  • Prices may rise further as demand continues.

Investment Insight

With 14,007 residents, Chester Hill is one of New South Wales's more populous suburbs — roughly 2.6× the state median of 5,325 — giving it a deep buyer and tenant pool that typically supports higher transaction volumes and shorter average days on market. Chester Hill's median household income of $70,460/year is 28% below the New South Wales suburb median ($97,552) — this is an affordability play where returns lean on yield and patient capital growth rather than demographic premium. Rent of $380/week (76% coverage of the $2,167/month median mortgage) leaves a gap of roughly $520/month that a typical investor bridges with negative gearing, depreciation and capital growth. 19 km from Sydney places Chester Hill in the middle commuter belt, close enough for daily trips by car or rail but at a materially lower price point than inner suburbs.

Investment Tip

This suburb suits long-term investors due to steady population growth and affordable entry prices. Look for established streets close to schools and shops rather than raw new-estate land. Local rents consume roughly 28% of household income — a useful sanity check on tenant affordability.

Chester Hill vs New South Wales Median

How Chester Hill stacks up against the median of all New South Wales suburbs in our dataset. Positive values mean Chester Hill sits above the state median; negative means below.

MetricChester HillNSW medianΔ vs state
Population14,0075,325+163%
Median household income$70,460/yr$97,552/yr-28%
Median rent (weekly)$380$430-12%
Median mortgage (monthly)$2,167$2,1670%
Distance to CBD19 km45 km-58%
Separate houses69%76%-7pp

Investor Checklist

Pre-inspection briefing for Chester Hill — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: household incomes 28% below the NSW median ($70,460 vs $97,552) means liquidity is thin and capital growth tends to lag the wider New South Wales market over full cycles.

⚠️
Rental Yield

Moderate rental coverage: rent of $380/week covers 76% of a $2,167/month mortgage, leaving a $520/month gap that an investor bridges with equity, depreciation and tax benefits.

⚠️
Renovation / Flip

With 69% houses in a 14,007-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Chester Hill property

Full Property Analysis

30-year projections for Chester Hill

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2026 Outlook

Growth: Low Rental Demand: Moderate Investor Sentiment: Moderate

Capital-growth expectations for Chester Hill are modest for 2026 — incomes 28% below the NSW median of $97,552 suggest gains will lag headline metro markets. Rental coverage runs at ~76% of the typical mortgage ($1,647/month rent vs $2,167/month repayment), leaving a manageable top-up for most investors. The EquitySight investment score of 50/100 places Chester Hill in the mid tier of Australian suburbs we profile, and overall investor sentiment is balanced heading into the second half of 2026.

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Frequently Asked Questions

Is Chester Hill a good suburb for investment?

Chester Hill scores 50/100 on our EquitySight investment framework — a moderate rating. That score is driven by a population of 14,007, median household income of $70,460/year and median weekly rent of $380. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Chester Hill?

The main demand drivers in Chester Hill are proximity to Sydney (19 km), a median household income of $70,460/year, a dwelling mix that is 69% separate houses, roughly 4 schools and 6 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Chester Hill?

Chester Hill has a usual resident population of approximately 14,007, compared with a New South Wales suburb median of 5,325 — placing it in the upper half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Chester Hill from the Sydney CBD?

Chester Hill sits 19 km straight-line from the Sydney CBD. This is comfortable commuter territory, with reasonable rail and road access to the city.

What is the median rent in Chester Hill?

The most recent census recorded a median weekly rent of $380 in Chester Hill, equating to approximately $19,760/year in gross rental income (state median $430/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Chester Hill?

The median monthly mortgage repayment in Chester Hill is $2,167, or approximately $26,004/year (vs $2,167/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Chester Hill cash-flow positive for investors?

A median weekly rent of $380 works out to $1,647/month, covering 76% of the median mortgage repayment of $2,167/month. That leaves a $520/month shortfall (around $6,240/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Chester Hill?

The main risks are interest-rate sensitivity on the $2,167 median mortgage, below-median household incomes ($70,460 vs $97,552 state median), the broader New South Wales market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Chester Hill profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

Nearby Suburbs

New South Wales Property Resources