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Suburb Insights · NSW 2170

Chipping Norton, NSW 2170 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Chipping Norton is an outer-metropolitan suburb of Sydney, Australia, with a population of approximately 9,412, making it a smaller community. Located approximately 24 km from the Sydney CBD, Chipping Norton is a outer metro area in New South Wales. The median household income is $105,248 per year.

Investment Score

70 / 100 Good

Chipping Norton benefits from a high-income resident base, supporting premium property pricing.

Location

Sydney
Chipping Norton
New South Wales · 2170
24 km from Sydney CBD
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Key Indicators

Postcode
2170

Official Australia Post postcode for Chipping Norton. A postcode may cover multiple suburbs.

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Population
9,412

Usual resident population at the most recent census.

Median weekly rent
$500/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$105,248/yr

Annual median household income (before tax) across all households.

Distance to CBD
24 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
2

Estimated 2 schools within or near this suburb.

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Parks & green spaces
4

Estimated 4 parks and green spaces near this suburb.

Median monthly mortgage
$2,200/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
78% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Why People Like Living in Chipping Norton

Who Chipping Norton Suits

👨‍👩‍👧FamiliesSchool count or dwelling mix is lighter here.
📊InvestorsRent covers a solid share of the median mortgage.
🏡First-home buyersPrices sit above the New South Wales median — stretch goal.
💼ProfessionalsAround 24 km from the CBD with good access.

Pros and Cons

Pros

  • Rent sits within an affordable share of local incomes, supporting tenant demand.
  • Local parks and reserves (around 4) add to liveability.
  • Solid transport links into employment hubs.

Cons

  • Traffic can build during peak hours, especially on arterial roads.
  • Prices may rise further as demand continues.

Investment Insight

Chipping Norton's population of 9,412 sits 77% above the New South Wales suburb median of 5,325, giving it a wider tenant and buyer catchment than the average NSW locality. Households here earn $105,248/year on average — 8% above the NSW suburb median of $97,552 — a modest premium that supports resilient owner-occupier demand. Median weekly rent of $500 equates to $2,167/month — about 99% of the median mortgage repayment of $2,200/month — meaning rental income covers most of a typical owner's repayment and this is a genuine cash-flow suburb before tax benefits. 24 km from Sydney places Chipping Norton in the middle commuter belt, close enough for daily trips by car or rail but at a materially lower price point than inner suburbs.

Investment Tip

Outer-metro suburbs reward careful property selection — aim for homes near infrastructure rather than generic house-and-land packages. Local rents consume roughly 25% of household income — a useful sanity check on tenant affordability.

Chipping Norton vs New South Wales Median

How Chipping Norton stacks up against the median of all New South Wales suburbs in our dataset. Positive values mean Chipping Norton sits above the state median; negative means below.

MetricChipping NortonNSW medianΔ vs state
Population9,4125,325+77%
Median household income$105,248/yr$97,552/yr+8%
Median rent (weekly)$500$430+16%
Median mortgage (monthly)$2,200$2,167+2%
Distance to CBD24 km45 km-47%
Separate houses78%76%+2pp

Investor Checklist

Pre-inspection briefing for Chipping Norton — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Solid buy-and-hold profile: a population of 9,412 and household income close to the NSW median ($105,248 vs $97,552) give the market enough depth for patient capital growth without the premium entry price of inner suburbs.

Rental Yield

Strong rental coverage: $500/week (~$2,167/month) covers 99% of the $2,200/month median mortgage repayment, so the shortfall sits at just $33/month. Investors targeting positive cash flow should shortlist this suburb.

⚠️
Renovation / Flip

With 78% houses in a 9,412-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Chipping Norton property

Full Property Analysis

30-year projections for Chipping Norton

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2026 Outlook

Growth: Moderate Rental Demand: Moderate Investor Sentiment: Strong

Property values in Chipping Norton should track the wider New South Wales market through 2026, with the $105,248/year median household income (8% above the $97,552 state median) keeping the suburb firmly mid-pack. Rental coverage runs at ~99% of the typical mortgage ($2,167/month rent vs $2,200/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 70/100 places Chipping Norton in the upper-middle tier of Australian suburbs we profile, and overall investor sentiment is constructive heading into the second half of 2026.

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Frequently Asked Questions

Is Chipping Norton a good suburb for investment?

Chipping Norton scores 70/100 on our EquitySight investment framework — a good rating. That score is driven by a population of 9,412, median household income of $105,248/year and median weekly rent of $500. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Chipping Norton?

The main demand drivers in Chipping Norton are proximity to Sydney (24 km), an above-state-median household income of $105,248/year, a dwelling mix that is 78% separate houses, roughly 2 schools and 4 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Chipping Norton?

Chipping Norton has a usual resident population of approximately 9,412, compared with a New South Wales suburb median of 5,325 — placing it in the upper half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Chipping Norton from the Sydney CBD?

Chipping Norton sits 24 km straight-line from the Sydney CBD. This is comfortable commuter territory, with reasonable rail and road access to the city.

What is the median rent in Chipping Norton?

The most recent census recorded a median weekly rent of $500 in Chipping Norton, equating to approximately $26,000/year in gross rental income (state median $430/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Chipping Norton?

The median monthly mortgage repayment in Chipping Norton is $2,200, or approximately $26,400/year (vs $2,167/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Chipping Norton cash-flow positive for investors?

A median weekly rent of $500 works out to $2,167/month, covering 99% of the median mortgage repayment of $2,200/month. That leaves a $33/month shortfall (around $396/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Chipping Norton?

The main risks are interest-rate sensitivity on the $2,200 median mortgage, the broader New South Wales market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Chipping Norton profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

Nearby Suburbs

New South Wales Property Resources