EquitySight.app
Free full calculator →
EquitySight.app
Free full calculator →
ABS 2021 Census · Updated 21 May 2026
Cooks Hill is a regional centre in New South Wales, Australia, with a population of approximately 3,774, making it a boutique locality. Located approximately 116 km from the Sydney CBD, Cooks Hill is a regional area in New South Wales. The median household income is $97,812 per year.
Above-average earnings in Cooks Hill support sustained property values. As a regional location, growth prospects depend on local economic conditions and infrastructure investment.
Official Australia Post postcode for Cooks Hill. A postcode may cover multiple suburbs.
Australia Post Postcode Finder →Usual resident population at the most recent census.
Weekly median rent for occupied homes. Live rental data integration coming soon.
Annual median household income (before tax) across all households.
Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.
Estimated 1 school within or near this suburb.
Find schools near Cooks Hill on My School →Estimated 2 parks and green spaces near this suburb.
Monthly median mortgage repayment for households currently paying off a mortgage.
Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.
Cooks Hill is a smaller community of 3,774 — about 71% of the New South Wales suburb median (5,325) — so investors should factor in the narrower buyer pool and longer average time-on-market. At $97,812/year, household income in Cooks Hill is within 0% of the New South Wales median ($97,552), placing the suburb firmly in the state's mainstream demographic band. Rent of $430/week (81% coverage of the $2,297/month median mortgage) leaves a gap of roughly $434/month that a typical investor bridges with negative gearing, depreciation and capital growth. Cooks Hill is 116 km from Sydney, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand. Only 15% of dwellings are separate houses (vs 76% state median), so this is a unit-heavy market where body-corporate decisions and strata supply meaningfully shape investor returns.
Regional property can deliver strong cash-flow yields but liquidity is tighter — plan for longer hold periods and verify local employment stability. Local rents consume roughly 23% of household income — a useful sanity check on tenant affordability.
How Cooks Hill stacks up against the median of all New South Wales suburbs in our dataset. Positive values mean Cooks Hill sits above the state median; negative means below.
| Metric | Cooks Hill | NSW median | Δ vs state |
|---|---|---|---|
| Population | 3,774 | 5,325 | -29% |
| Median household income | $97,812/yr | $97,552/yr | 0% |
| Median rent (weekly) | $430 | $430 | 0% |
| Median mortgage (monthly) | $2,297 | $2,167 | +6% |
| Distance to CBD | 116 km | 45 km | +158% |
| Separate houses | 15% | 76% | -61pp |
Pre-inspection briefing for Cooks Hill — every item is derived from public datasets, with full citations in our data sources page.
Moderate buy-and-hold potential: Cooks Hill's 3,774-person market and $97,812 median household income work for investors who are selective on street location and property quality rather than counting on a suburb-wide rerating.
Moderate rental coverage: rent of $430/week covers 81% of a $2,297/month mortgage, leaving a $434/month gap that an investor bridges with equity, depreciation and tax benefits.
Only 15% of dwellings are separate houses (vs 76% NSW median) — this is a unit and townhouse market, where cosmetic flips struggle against body-corporate restrictions, thinner after-reno uplift and competing new supply.
Run the numbers on a Cooks Hill property
Scenario comparison, cash flow analysis, tax modelling, and PDF export — all in one place.
Create free account →Capital-growth expectations for Cooks Hill are modest for 2026 — incomes close to the NSW median of $97,552 and a population of 3,774 suggest gains will lag headline metro markets. Rental coverage runs at ~81% of the typical mortgage ($1,863/month rent vs $2,297/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 52/100 places Cooks Hill in the mid tier of Australian suburbs we profile, and overall investor sentiment is balanced heading into the second half of 2026.
Lived in Cooks Hill? Help other investors with an honest 100-word review. Sign-in required; all reviews are manually moderated before they appear.
Cooks Hill scores 52/100 on our EquitySight investment framework — a moderate rating. That score is driven by a population of 3,774, median household income of $97,812/year and median weekly rent of $430. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.
The main demand drivers in Cooks Hill are an above-state-median household income of $97,812/year, a dwelling mix that is 15% separate houses, roughly 1 schools and 2 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.
Cooks Hill has a usual resident population of approximately 3,774, compared with a New South Wales suburb median of 5,325 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.
Cooks Hill sits 116 km straight-line from the Sydney CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.
The most recent census recorded a median weekly rent of $430 in Cooks Hill, equating to approximately $22,360/year in gross rental income (state median $430/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.
The median monthly mortgage repayment in Cooks Hill is $2,297, or approximately $27,564/year (vs $2,167/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.
A median weekly rent of $430 works out to $1,863/month, covering 81% of the median mortgage repayment of $2,297/month. That leaves a $434/month shortfall (around $5,208/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.
The main risks are a thin buyer pool (3,774 residents), interest-rate sensitivity on the $2,297 median mortgage, a unit-heavy dwelling mix (15% houses) where body-corporate costs and apartment supply affect resale, the broader New South Wales market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.
Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.