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ABS 2021 Census · Updated 21 May 2026
East Gosford is an outer-metropolitan suburb of Sydney, Australia, with a population of approximately 4,391, making it a boutique locality. Located approximately 50 km from the Sydney CBD, East Gosford is a outer metro area in New South Wales. The median household income is $69,160 per year.
Lower income levels in East Gosford typically translate to more affordable entry points for investors. While further from the city, improving transport links could boost future demand.
Official Australia Post postcode for East Gosford. A postcode may cover multiple suburbs.
Australia Post Postcode Finder →Usual resident population at the most recent census.
Weekly median rent for occupied homes. Live rental data integration coming soon.
Annual median household income (before tax) across all households.
Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.
Estimated 1 school within or near this suburb.
Find schools near East Gosford on My School →Estimated 2 parks and green spaces near this suburb.
Monthly median mortgage repayment for households currently paying off a mortgage.
Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.
4,391 residents places East Gosford squarely in the middle of the New South Wales suburb size distribution (state median 5,325), with market depth comparable to most NSW localities. East Gosford's median household income of $69,160/year is 29% below the New South Wales suburb median ($97,552) — this is an affordability play where returns lean on yield and patient capital growth rather than demographic premium. Rent of $380/week (82% coverage of the $2,000/month median mortgage) leaves a gap of roughly $353/month that a typical investor bridges with negative gearing, depreciation and capital growth. At 50 km from Sydney, East Gosford is an outer-metro location where buyers are typically trading commute time for floor space and a lower entry price. Only 35% of dwellings are separate houses (vs 76% state median), so this is a unit-heavy market where body-corporate decisions and strata supply meaningfully shape investor returns.
This suburb suits long-term investors due to steady population growth and affordable entry prices. Look for established streets close to schools and shops rather than raw new-estate land. Local rents consume roughly 29% of household income — a useful sanity check on tenant affordability.
How East Gosford stacks up against the median of all New South Wales suburbs in our dataset. Positive values mean East Gosford sits above the state median; negative means below.
| Metric | East Gosford | NSW median | Δ vs state |
|---|---|---|---|
| Population | 4,391 | 5,325 | -18% |
| Median household income | $69,160/yr | $97,552/yr | -29% |
| Median rent (weekly) | $380 | $430 | -12% |
| Median mortgage (monthly) | $2,000 | $2,167 | -8% |
| Distance to CBD | 50 km | 45 km | +11% |
| Separate houses | 35% | 76% | -41pp |
Pre-inspection briefing for East Gosford — every item is derived from public datasets, with full citations in our data sources page.
Limited buy-and-hold upside: household incomes 29% below the NSW median ($69,160 vs $97,552) means liquidity is thin and capital growth tends to lag the wider New South Wales market over full cycles.
Moderate rental coverage: rent of $380/week covers 82% of a $2,000/month mortgage, leaving a $353/month gap that an investor bridges with equity, depreciation and tax benefits.
Only 35% of dwellings are separate houses (vs 76% NSW median) — this is a unit and townhouse market, where cosmetic flips struggle against body-corporate restrictions, thinner after-reno uplift and competing new supply.
Run the numbers on a East Gosford property
Scenario comparison, cash flow analysis, tax modelling, and PDF export — all in one place.
Create free account →Capital-growth expectations for East Gosford are modest for 2026 — incomes 29% below the NSW median of $97,552 and a population of 4,391 suggest gains will lag headline metro markets. Rental coverage runs at ~82% of the typical mortgage ($1,647/month rent vs $2,000/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 51/100 places East Gosford in the mid tier of Australian suburbs we profile, and overall investor sentiment is balanced heading into the second half of 2026.
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East Gosford scores 51/100 on our EquitySight investment framework — a moderate rating. That score is driven by a population of 4,391, median household income of $69,160/year and median weekly rent of $380. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.
The main demand drivers in East Gosford are a median household income of $69,160/year, a dwelling mix that is 35% separate houses, roughly 1 schools and 2 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.
East Gosford has a usual resident population of approximately 4,391, compared with a New South Wales suburb median of 5,325 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.
East Gosford sits 50 km straight-line from the Sydney CBD. This is an outer-metro location; local employment and infrastructure announcements tend to move prices more than CBD connectivity alone.
The most recent census recorded a median weekly rent of $380 in East Gosford, equating to approximately $19,760/year in gross rental income (state median $430/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.
The median monthly mortgage repayment in East Gosford is $2,000, or approximately $24,000/year (vs $2,167/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.
A median weekly rent of $380 works out to $1,647/month, covering 82% of the median mortgage repayment of $2,000/month. That leaves a $353/month shortfall (around $4,236/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.
The main risks are a thin buyer pool (4,391 residents), interest-rate sensitivity on the $2,000 median mortgage, below-median household incomes ($69,160 vs $97,552 state median), a unit-heavy dwelling mix (35% houses) where body-corporate costs and apartment supply affect resale, the broader New South Wales market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.
Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.