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Suburb Insights · NSW 2648

Ellerslie, NSW 2648 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Ellerslie is a regional centre in New South Wales, Australia, with a population of approximately 56, making it a boutique locality. Located approximately 342 km from the Sydney CBD, Ellerslie is a regional area in New South Wales. The median household income is $97,500 per year.

Investment Score

39 / 100 Weak

Above-average earnings in Ellerslie support sustained property values. Regional positioning means lower entry costs but potentially longer hold periods for capital gains.

Location

Sydney
Ellerslie
New South Wales · 2648
342 km from Sydney CBD
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Key Indicators

Postcode
2648

Official Australia Post postcode for Ellerslie. A postcode may cover multiple suburbs.

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Population
56

Usual resident population at the most recent census.

Median weekly rent
$155/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$97,500/yr

Annual median household income (before tax) across all households.

Distance to CBD
342 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$1,725/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
100% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Ellerslie is a smaller community of 56 — about 1% of the New South Wales suburb median (5,325) — so investors should factor in the narrower buyer pool and longer average time-on-market. At $97,500/year, household income in Ellerslie is within 0% of the New South Wales median ($97,552), placing the suburb firmly in the state's mainstream demographic band. Weekly rent of $155 covers just 39% of the median $1,725/month mortgage repayment, leaving a $1,053/month gap — investors should only pursue this suburb with a clear capital-growth thesis and sufficient external income to fund the shortfall. Ellerslie is 342 km from Sydney, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand. Separate houses make up 100% of dwellings — 24 percentage points above the New South Wales median of 76% — pointing to a family-oriented, land-rich market where value is concentrated in the underlying block.

Ellerslie vs New South Wales Median

How Ellerslie stacks up against the median of all New South Wales suburbs in our dataset. Positive values mean Ellerslie sits above the state median; negative means below.

MetricEllerslieNSW medianΔ vs state
Population565,325-99%
Median household income$97,500/yr$97,552/yr0%
Median rent (weekly)$155$430-64%
Median mortgage (monthly)$1,725$2,167-20%
Distance to CBD342 km45 km+660%
Separate houses100%76%+24pp

Investor Checklist

Pre-inspection briefing for Ellerslie — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 56 means liquidity is thin and capital growth tends to lag the wider New South Wales market over full cycles.

Rental Yield

Weak cash flow: $155/week rent covers only 39% of the $1,725/month median mortgage — a $1,053/month gap that must be funded from other income. This suburb is a capital-growth play, not a yield play.

⚠️
Renovation / Flip

With 100% houses in a 56-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Ellerslie property

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30-year projections for Ellerslie

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

Capital-growth expectations for Ellerslie are modest for 2026 — incomes close to the NSW median of $97,552 and a population of 56 suggest gains will lag headline metro markets. Rental coverage runs at ~39% of the typical mortgage ($672/month rent vs $1,725/month repayment), meaning investors will rely on capital growth rather than yield. The EquitySight investment score of 39/100 places Ellerslie in the lower tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.

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Frequently Asked Questions

Is Ellerslie a good suburb for investment?

Ellerslie scores 39/100 on our EquitySight investment framework — a weak rating. That score is driven by a population of 56, median household income of $97,500/year and median weekly rent of $155. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Ellerslie?

The main demand drivers in Ellerslie are a median household income of $97,500/year, a dwelling mix that is 100% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Ellerslie?

Ellerslie has a usual resident population of approximately 56, compared with a New South Wales suburb median of 5,325 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Ellerslie from the Sydney CBD?

Ellerslie sits 342 km straight-line from the Sydney CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Ellerslie?

The most recent census recorded a median weekly rent of $155 in Ellerslie, equating to approximately $8,060/year in gross rental income (state median $430/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Ellerslie?

The median monthly mortgage repayment in Ellerslie is $1,725, or approximately $20,700/year (vs $2,167/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Ellerslie cash-flow positive for investors?

A median weekly rent of $155 works out to $672/month, covering 39% of the median mortgage repayment of $1,725/month. That leaves a $1,053/month shortfall (around $12,636/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Ellerslie?

The main risks are a thin buyer pool (56 residents), interest-rate sensitivity on the $1,725 median mortgage, the broader New South Wales market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Ellerslie profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

Nearby Suburbs

New South Wales Property Resources