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Suburb Insights · NSW 2570

Ellis Lane, NSW 2570 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Ellis Lane is a regional centre in New South Wales, Australia, with a population of approximately 852, making it a boutique locality. Located approximately 52 km from the Sydney CBD, Ellis Lane is a regional area in New South Wales. The median household income is $117,988 per year.

Investment Score

54 / 100 Moderate

Above-average earnings in Ellis Lane support sustained property values. Regional positioning means lower entry costs but potentially longer hold periods for capital gains.

Location

Sydney
Ellis Lane
New South Wales · 2570
52 km from Sydney CBD
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Key Indicators

Postcode
2570

Official Australia Post postcode for Ellis Lane. A postcode may cover multiple suburbs.

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Population
852

Usual resident population at the most recent census.

Median weekly rent
$428/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$117,988/yr

Annual median household income (before tax) across all households.

Distance to CBD
52 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$2,370/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
96% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Ellis Lane is a smaller community of 852 — about 16% of the New South Wales suburb median (5,325) — so investors should factor in the narrower buyer pool and longer average time-on-market. Median household income of $117,988/year runs 21% above the New South Wales suburb median of $97,552, indicating strong purchasing power and the type of demographic profile that tends to sustain premium property prices through market cycles. Rent of $428/week (78% coverage of the $2,370/month median mortgage) leaves a gap of roughly $515/month that a typical investor bridges with negative gearing, depreciation and capital growth. Ellis Lane is 52 km from Sydney, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand. Separate houses make up 96% of dwellings — 20 percentage points above the New South Wales median of 76% — pointing to a family-oriented, land-rich market where value is concentrated in the underlying block.

Ellis Lane vs New South Wales Median

How Ellis Lane stacks up against the median of all New South Wales suburbs in our dataset. Positive values mean Ellis Lane sits above the state median; negative means below.

MetricEllis LaneNSW medianΔ vs state
Population8525,325-84%
Median household income$117,988/yr$97,552/yr+21%
Median rent (weekly)$428$4300%
Median mortgage (monthly)$2,370$2,167+9%
Distance to CBD52 km45 km+16%
Separate houses96%76%+20pp

Investor Checklist

Pre-inspection briefing for Ellis Lane — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 852 means liquidity is thin and capital growth tends to lag the wider New South Wales market over full cycles.

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Rental Yield

Moderate rental coverage: rent of $428/week covers 78% of a $2,370/month mortgage, leaving a $515/month gap that an investor bridges with equity, depreciation and tax benefits.

⚠️
Renovation / Flip

With 96% houses in a 852-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Ellis Lane property

Full Property Analysis

30-year projections for Ellis Lane

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Moderate

Capital-growth expectations for Ellis Lane are modest for 2026 — incomes 21% above the NSW median of $97,552 and a population of 852 suggest gains will lag headline metro markets. Rental coverage runs at ~78% of the typical mortgage ($1,855/month rent vs $2,370/month repayment), leaving a manageable top-up for most investors. The EquitySight investment score of 54/100 places Ellis Lane in the mid tier of Australian suburbs we profile, and overall investor sentiment is balanced heading into the second half of 2026.

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Frequently Asked Questions

Is Ellis Lane a good suburb for investment?

Ellis Lane scores 54/100 on our EquitySight investment framework — a moderate rating. That score is driven by a population of 852, median household income of $117,988/year and median weekly rent of $428. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Ellis Lane?

The main demand drivers in Ellis Lane are an above-state-median household income of $117,988/year, a dwelling mix that is 96% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Ellis Lane?

Ellis Lane has a usual resident population of approximately 852, compared with a New South Wales suburb median of 5,325 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Ellis Lane from the Sydney CBD?

Ellis Lane sits 52 km straight-line from the Sydney CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Ellis Lane?

The most recent census recorded a median weekly rent of $428 in Ellis Lane, equating to approximately $22,256/year in gross rental income (state median $430/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Ellis Lane?

The median monthly mortgage repayment in Ellis Lane is $2,370, or approximately $28,440/year (vs $2,167/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Ellis Lane cash-flow positive for investors?

A median weekly rent of $428 works out to $1,855/month, covering 78% of the median mortgage repayment of $2,370/month. That leaves a $515/month shortfall (around $6,180/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Ellis Lane?

The main risks are a thin buyer pool (852 residents), interest-rate sensitivity on the $2,370 median mortgage, the broader New South Wales market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Ellis Lane profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

Nearby Suburbs

New South Wales Property Resources