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Suburb Insights · NSW 2094

Fairlight, NSW 2094 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Fairlight is a well-established middle-ring suburb of Sydney, Australia, with a population of approximately 6,141, making it a smaller community. Located approximately 10 km from the Sydney CBD, Fairlight is a middle ring area in New South Wales. The median household income is $169,052 per year.

Investment Score

85 / 100 Strong

Fairlight benefits from a high-income resident base, supporting premium property pricing. Close CBD access strengthens tenant appeal and resale value.

Location

Sydney
Fairlight
New South Wales · 2094
10 km from Sydney CBD
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Key Indicators

Postcode
2094

Official Australia Post postcode for Fairlight. A postcode may cover multiple suburbs.

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Population
6,141

Usual resident population at the most recent census.

Median weekly rent
$720/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$169,052/yr

Annual median household income (before tax) across all households.

Distance to CBD
10 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
2

Estimated 2 schools within or near this suburb.

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Parks & green spaces
2

Estimated 2 parks and green spaces near this suburb.

Median monthly mortgage
$3,467/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
24% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Why People Like Living in Fairlight

Who Fairlight Suits

👨‍👩‍👧FamiliesSchool count or dwelling mix is lighter here.
📊InvestorsRent covers a solid share of the median mortgage.
🏡First-home buyersPrices sit above the New South Wales median — stretch goal.
💼ProfessionalsAround 10 km from the CBD with good access.

Pros and Cons

Pros

  • Rent sits within an affordable share of local incomes, supporting tenant demand.
  • Solid transport links into employment hubs.
  • Short distance to the CBD makes commuting straightforward.

Cons

  • Median mortgage sits above the New South Wales state median — entry costs are stretched.
  • Traffic can build during peak hours, especially on arterial roads.

Investment Insight

6,141 residents places Fairlight squarely in the middle of the New South Wales suburb size distribution (state median 5,325), with market depth comparable to most NSW localities. Median household income of $169,052/year runs 73% above the New South Wales suburb median of $97,552, indicating strong purchasing power and the type of demographic profile that tends to sustain premium property prices through market cycles. Median weekly rent of $720 equates to $3,120/month — about 90% of the median mortgage repayment of $3,467/month — meaning rental income covers most of a typical owner's repayment and this is a genuine cash-flow suburb before tax benefits. At 10 km from the Sydney CBD, Fairlight sits inside the high-demand inner ring — properties here compete directly with the city's employment, transport and amenity networks. Only 24% of dwellings are separate houses (vs 76% state median), so this is a unit-heavy market where body-corporate decisions and strata supply meaningfully shape investor returns.

Investment Tip

Middle-ring locations like this one historically reward patient holders — focus on homes near catchment-zone schools and major transport. Local rents consume roughly 22% of household income — a useful sanity check on tenant affordability.

Fairlight vs New South Wales Median

How Fairlight stacks up against the median of all New South Wales suburbs in our dataset. Positive values mean Fairlight sits above the state median; negative means below.

MetricFairlightNSW medianΔ vs state
Population6,1415,325+15%
Median household income$169,052/yr$97,552/yr+73%
Median rent (weekly)$720$430+67%
Median mortgage (monthly)$3,467$2,167+60%
Distance to CBD10 km45 km-78%
Separate houses24%76%-52pp

Investor Checklist

Pre-inspection briefing for Fairlight — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Strong buy-and-hold fundamentals: household incomes run 73% above the New South Wales suburb median ($169,052 vs $97,552), and the 10 km CBD distance keeps this suburb in the primary demand zone. In New South Wales, suburbs with this profile have historically clustered in the upper tercile of 10-year capital growth.

Rental Yield

Strong rental coverage: $720/week (~$3,120/month) covers 90% of the $3,467/month median mortgage repayment, so the shortfall sits at just $347/month. Investors targeting positive cash flow should shortlist this suburb.

Renovation / Flip

Only 24% of dwellings are separate houses (vs 76% NSW median) — this is a unit and townhouse market, where cosmetic flips struggle against body-corporate restrictions, thinner after-reno uplift and competing new supply.

Risk Factors

Run the numbers on a Fairlight property

Full Property Analysis

30-year projections for Fairlight

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2026 Outlook

Growth: Strong Rental Demand: Moderate Investor Sentiment: Strong

Fairlight enters 2026 with a demographic tailwind — household incomes 73% above the New South Wales suburb median of $97,552 and a population of 6,141 give it the depth and purchasing power to outperform the wider NSW market over the next 12–18 months. Rental coverage runs at ~90% of the typical mortgage ($3,120/month rent vs $3,467/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 85/100 places Fairlight in the top tier of Australian suburbs we profile, and overall investor sentiment is constructive heading into the second half of 2026.

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Frequently Asked Questions

Is Fairlight a good suburb for investment?

Fairlight scores 85/100 on our EquitySight investment framework — a strong rating. That score is driven by a population of 6,141, median household income of $169,052/year and median weekly rent of $720. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Fairlight?

The main demand drivers in Fairlight are proximity to Sydney (10 km), an above-state-median household income of $169,052/year, a dwelling mix that is 24% separate houses, roughly 2 schools and 2 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Fairlight?

Fairlight has a usual resident population of approximately 6,141, compared with a New South Wales suburb median of 5,325 — placing it in the upper half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Fairlight from the Sydney CBD?

Fairlight sits 10 km straight-line from the Sydney CBD. This is inner-ring territory — pricing competes directly with established Sydney employment nodes.

What is the median rent in Fairlight?

The most recent census recorded a median weekly rent of $720 in Fairlight, equating to approximately $37,440/year in gross rental income (state median $430/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Fairlight?

The median monthly mortgage repayment in Fairlight is $3,467, or approximately $41,604/year (vs $2,167/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Fairlight cash-flow positive for investors?

A median weekly rent of $720 works out to $3,120/month, covering 90% of the median mortgage repayment of $3,467/month. That leaves a $347/month shortfall (around $4,164/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Fairlight?

The main risks are interest-rate sensitivity on the $3,467 median mortgage, a unit-heavy dwelling mix (24% houses) where body-corporate costs and apartment supply affect resale, the broader New South Wales market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Fairlight profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

Nearby Suburbs

New South Wales Property Resources