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Suburb Insights · NSW 2046

Five Dock, NSW 2046 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Five Dock is a well-established middle-ring suburb of Sydney, Australia, with a population of approximately 9,823, making it a smaller community. Located approximately 7 km from the Sydney CBD, Five Dock is a middle ring area in New South Wales. The median household income is $121,056 per year.

Investment Score

83 / 100 Strong

Five Dock benefits from a high-income resident base, supporting premium property pricing. The short commute to the city centre is a key demand driver.

Location

Sydney
Five Dock
New South Wales · 2046
7 km from Sydney CBD
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Key Indicators

Postcode
2046

Official Australia Post postcode for Five Dock. A postcode may cover multiple suburbs.

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Population
9,823

Usual resident population at the most recent census.

Median weekly rent
$570/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$121,056/yr

Annual median household income (before tax) across all households.

Distance to CBD
7 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
2

Estimated 2 schools within or near this suburb.

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Parks & green spaces
4

Estimated 4 parks and green spaces near this suburb.

Median monthly mortgage
$3,000/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
42% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Why People Like Living in Five Dock

Who Five Dock Suits

👨‍👩‍👧FamiliesSchool count or dwelling mix is lighter here.
📊InvestorsRent covers a solid share of the median mortgage.
🏡First-home buyersPrices sit above the New South Wales median — stretch goal.
💼ProfessionalsAround 7 km from the CBD with good access.

Pros and Cons

Pros

  • Rent sits within an affordable share of local incomes, supporting tenant demand.
  • Local parks and reserves (around 4) add to liveability.
  • Solid transport links into employment hubs.
  • Short distance to the CBD makes commuting straightforward.

Cons

  • Median mortgage sits above the New South Wales state median — entry costs are stretched.
  • Traffic can build during peak hours, especially on arterial roads.

Investment Insight

Five Dock's population of 9,823 sits 84% above the New South Wales suburb median of 5,325, giving it a wider tenant and buyer catchment than the average NSW locality. Median household income of $121,056/year runs 24% above the New South Wales suburb median of $97,552, indicating strong purchasing power and the type of demographic profile that tends to sustain premium property prices through market cycles. Rent of $570/week (82% coverage of the $3,000/month median mortgage) leaves a gap of roughly $530/month that a typical investor bridges with negative gearing, depreciation and capital growth. At 7 km from the Sydney CBD, Five Dock sits inside the high-demand inner ring — properties here compete directly with the city's employment, transport and amenity networks. Only 42% of dwellings are separate houses (vs 76% state median), so this is a unit-heavy market where body-corporate decisions and strata supply meaningfully shape investor returns.

Investment Tip

This suburb suits long-term investors looking for a balance of rental yield and capital growth. Schools and transport underpin family demand. Local rents consume roughly 24% of household income — a useful sanity check on tenant affordability.

Five Dock vs New South Wales Median

How Five Dock stacks up against the median of all New South Wales suburbs in our dataset. Positive values mean Five Dock sits above the state median; negative means below.

MetricFive DockNSW medianΔ vs state
Population9,8235,325+84%
Median household income$121,056/yr$97,552/yr+24%
Median rent (weekly)$570$430+33%
Median mortgage (monthly)$3,000$2,167+38%
Distance to CBD7 km45 km-84%
Separate houses42%76%-34pp

Investor Checklist

Pre-inspection briefing for Five Dock — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Strong buy-and-hold fundamentals: household incomes run 24% above the New South Wales suburb median ($121,056 vs $97,552), and the 7 km CBD distance keeps this suburb in the primary demand zone. In New South Wales, suburbs with this profile have historically clustered in the upper tercile of 10-year capital growth.

⚠️
Rental Yield

Moderate rental coverage: rent of $570/week covers 82% of a $3,000/month mortgage, leaving a $530/month gap that an investor bridges with equity, depreciation and tax benefits.

Renovation / Flip

Only 42% of dwellings are separate houses (vs 76% NSW median) — this is a unit and townhouse market, where cosmetic flips struggle against body-corporate restrictions, thinner after-reno uplift and competing new supply.

Risk Factors

Run the numbers on a Five Dock property

Full Property Analysis

30-year projections for Five Dock

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2026 Outlook

Growth: Strong Rental Demand: Moderate Investor Sentiment: Strong

Five Dock enters 2026 with a demographic tailwind — household incomes 24% above the New South Wales suburb median of $97,552 and a population of 9,823 give it the depth and purchasing power to outperform the wider NSW market over the next 12–18 months. Rental coverage runs at ~82% of the typical mortgage ($2,470/month rent vs $3,000/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 83/100 places Five Dock in the top tier of Australian suburbs we profile, and overall investor sentiment is constructive heading into the second half of 2026.

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Frequently Asked Questions

Is Five Dock a good suburb for investment?

Five Dock scores 83/100 on our EquitySight investment framework — a strong rating. That score is driven by a population of 9,823, median household income of $121,056/year and median weekly rent of $570. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Five Dock?

The main demand drivers in Five Dock are proximity to Sydney (7 km), an above-state-median household income of $121,056/year, a dwelling mix that is 42% separate houses, roughly 2 schools and 4 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Five Dock?

Five Dock has a usual resident population of approximately 9,823, compared with a New South Wales suburb median of 5,325 — placing it in the upper half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Five Dock from the Sydney CBD?

Five Dock sits 7 km straight-line from the Sydney CBD. This is inner-ring territory — pricing competes directly with established Sydney employment nodes.

What is the median rent in Five Dock?

The most recent census recorded a median weekly rent of $570 in Five Dock, equating to approximately $29,640/year in gross rental income (state median $430/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Five Dock?

The median monthly mortgage repayment in Five Dock is $3,000, or approximately $36,000/year (vs $2,167/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Five Dock cash-flow positive for investors?

A median weekly rent of $570 works out to $2,470/month, covering 82% of the median mortgage repayment of $3,000/month. That leaves a $530/month shortfall (around $6,360/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Five Dock?

The main risks are interest-rate sensitivity on the $3,000 median mortgage, the broader New South Wales market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Five Dock profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

Nearby Suburbs

New South Wales Property Resources