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Suburb Insights · NSW 2460

Fortis Creek, NSW 2460 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Fortis Creek is a coastal suburb in New South Wales, Australia, with a population of approximately 38, making it a boutique locality. Located approximately 513 km from the Sydney CBD, Fortis Creek is a coastal area in New South Wales. The median household income is $44,148 per year.

Investment Score

31 / 100 Weak

Household earnings in Fortis Creek are below the state average, which may affect long-term capital growth. The coastal setting provides a lifestyle factor that underpins property values.

Location

Sydney
Fortis Creek
New South Wales · 2460
513 km from Sydney CBD
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Key Indicators

Postcode
2460

Official Australia Post postcode for Fortis Creek. A postcode may cover multiple suburbs.

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Population
38

Usual resident population at the most recent census.

Median weekly rent
N/A

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$44,148/yr

Annual median household income (before tax) across all households.

Distance to CBD
513 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$646/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
78% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Fortis Creek is a smaller community of 38 — about 1% of the New South Wales suburb median (5,325) — so investors should factor in the narrower buyer pool and longer average time-on-market. Fortis Creek's median household income of $44,148/year is 55% below the New South Wales suburb median ($97,552) — this is an affordability play where returns lean on yield and patient capital growth rather than demographic premium. Fortis Creek is 513 km from Sydney, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand.

Fortis Creek vs New South Wales Median

How Fortis Creek stacks up against the median of all New South Wales suburbs in our dataset. Positive values mean Fortis Creek sits above the state median; negative means below.

MetricFortis CreekNSW medianΔ vs state
Population385,325-99%
Median household income$44,148/yr$97,552/yr-55%
Median mortgage (monthly)$646$2,167-70%
Distance to CBD513 km45 km+1040%
Separate houses78%76%+2pp

Investor Checklist

Pre-inspection briefing for Fortis Creek — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 38 means liquidity is thin and capital growth tends to lag the wider New South Wales market over full cycles.

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Rental Yield

Median rental data was not captured for Fortis Creek. Use current realestate.com.au and Domain listings to triangulate a realistic weekly rent before committing, then feed that number into our rental yield calculator.

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Renovation / Flip

With 78% houses in a 38-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Fortis Creek property

Full Property Analysis

30-year projections for Fortis Creek

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

Capital-growth expectations for Fortis Creek are modest for 2026 — incomes 55% below the NSW median of $97,552 and a population of 38 suggest gains will lag headline metro markets. Rental fundamentals will need to be verified against live listings, as a clean median rent was not recorded for Fortis Creek. The EquitySight investment score of 31/100 places Fortis Creek in the lower tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.

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Frequently Asked Questions

Is Fortis Creek a good suburb for investment?

Fortis Creek scores 31/100 on our EquitySight investment framework — a weak rating. That score is driven by a population of 38, median household income of $44,148/year. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Fortis Creek?

The main demand drivers in Fortis Creek are a median household income of $44,148/year, a dwelling mix that is 78% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Fortis Creek?

Fortis Creek has a usual resident population of approximately 38, compared with a New South Wales suburb median of 5,325 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Fortis Creek from the Sydney CBD?

Fortis Creek sits 513 km straight-line from the Sydney CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Fortis Creek?

A reliable median rent was not captured for Fortis Creek. Benchmark expected weekly rent on realestate.com.au and Domain, or the state rental tribunal's rent dashboard. Most Australian investors target a 4–5% gross yield as a baseline.

What is the typical mortgage repayment in Fortis Creek?

The median monthly mortgage repayment in Fortis Creek is $646, or approximately $7,752/year (vs $2,167/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Fortis Creek cash-flow positive for investors?

Census data was not complete enough in Fortis Creek to compute a clean rent-to-mortgage coverage. Use current listings to benchmark weekly rent, then plug your expected purchase price into our rental yield calculator to see whether the investment runs cash-flow positive or negative.

What are the main risks of investing in Fortis Creek?

The main risks are a thin buyer pool (38 residents), interest-rate sensitivity on the $646 median mortgage, below-median household incomes ($44,148 vs $97,552 state median), the broader New South Wales market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Fortis Creek profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

Nearby Suburbs

New South Wales Property Resources