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Suburb Insights · NSW 2233

Heathcote, NSW 2233 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Heathcote is an outer-metropolitan suburb of Sydney, Australia, with a population of approximately 6,148, making it a smaller community. Located approximately 31 km from the Sydney CBD, Heathcote is a outer metro area in New South Wales. The median household income is $116,480 per year.

Investment Score

71 / 100 Good

Above-average earnings in Heathcote support sustained property values. While further from the city, improving transport links could boost future demand.

Location

Sydney
Heathcote
New South Wales · 2233
31 km from Sydney CBD
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Key Indicators

Postcode
2233

Official Australia Post postcode for Heathcote. A postcode may cover multiple suburbs.

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Population
6,148

Usual resident population at the most recent census.

Median weekly rent
$520/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$116,480/yr

Annual median household income (before tax) across all households.

Distance to CBD
31 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
2

Estimated 2 schools within or near this suburb.

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Parks & green spaces
2

Estimated 2 parks and green spaces near this suburb.

Median monthly mortgage
$2,553/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
72% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Why People Like Living in Heathcote

Who Heathcote Suits

👨‍👩‍👧FamiliesSchool count or dwelling mix is lighter here.
📊InvestorsRent covers a solid share of the median mortgage.
🏡First-home buyersPrices sit above the New South Wales median — stretch goal.
💼ProfessionalsAround 31 km from the CBD with good access.

Pros and Cons

Pros

  • Rent sits within an affordable share of local incomes, supporting tenant demand.
  • Solid transport links into employment hubs.
  • Affordable entry point compared with inner-city suburbs.

Cons

  • Median mortgage sits above the New South Wales state median — entry costs are stretched.
  • Long distance to the CBD (31 km) — plan for commute time or local employment.

Investment Insight

6,148 residents places Heathcote squarely in the middle of the New South Wales suburb size distribution (state median 5,325), with market depth comparable to most NSW localities. Median household income of $116,480/year runs 19% above the New South Wales suburb median of $97,552, indicating strong purchasing power and the type of demographic profile that tends to sustain premium property prices through market cycles. Rent of $520/week (88% coverage of the $2,553/month median mortgage) leaves a gap of roughly $300/month that a typical investor bridges with negative gearing, depreciation and capital growth. At 31 km from Sydney, Heathcote is an outer-metro location where buyers are typically trading commute time for floor space and a lower entry price.

Investment Tip

This suburb suits long-term investors due to steady population growth and affordable entry prices. Look for established streets close to schools and shops rather than raw new-estate land. Local rents consume roughly 23% of household income — a useful sanity check on tenant affordability.

Heathcote vs New South Wales Median

How Heathcote stacks up against the median of all New South Wales suburbs in our dataset. Positive values mean Heathcote sits above the state median; negative means below.

MetricHeathcoteNSW medianΔ vs state
Population6,1485,325+15%
Median household income$116,480/yr$97,552/yr+19%
Median rent (weekly)$520$430+21%
Median mortgage (monthly)$2,553$2,167+18%
Distance to CBD31 km45 km-31%
Separate houses72%76%-4pp

Investor Checklist

Pre-inspection briefing for Heathcote — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Solid buy-and-hold profile: a population of 6,148 and household income close to the NSW median ($116,480 vs $97,552) give the market enough depth for patient capital growth without the premium entry price of inner suburbs.

Rental Yield

Strong rental coverage: $520/week (~$2,253/month) covers 88% of the $2,553/month median mortgage repayment, so the shortfall sits at just $300/month. Investors targeting positive cash flow should shortlist this suburb.

⚠️
Renovation / Flip

With 72% houses in a 6,148-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Heathcote property

Full Property Analysis

30-year projections for Heathcote

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2026 Outlook

Growth: Moderate Rental Demand: Moderate Investor Sentiment: Strong

Property values in Heathcote should track the wider New South Wales market through 2026, with the $116,480/year median household income (19% above the $97,552 state median) keeping the suburb firmly mid-pack. Rental coverage runs at ~88% of the typical mortgage ($2,253/month rent vs $2,553/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 71/100 places Heathcote in the upper-middle tier of Australian suburbs we profile, and overall investor sentiment is constructive heading into the second half of 2026.

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Frequently Asked Questions

Is Heathcote a good suburb for investment?

Heathcote scores 71/100 on our EquitySight investment framework — a good rating. That score is driven by a population of 6,148, median household income of $116,480/year and median weekly rent of $520. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Heathcote?

The main demand drivers in Heathcote are an above-state-median household income of $116,480/year, a dwelling mix that is 72% separate houses, roughly 2 schools and 2 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Heathcote?

Heathcote has a usual resident population of approximately 6,148, compared with a New South Wales suburb median of 5,325 — placing it in the upper half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Heathcote from the Sydney CBD?

Heathcote sits 31 km straight-line from the Sydney CBD. This is an outer-metro location; local employment and infrastructure announcements tend to move prices more than CBD connectivity alone.

What is the median rent in Heathcote?

The most recent census recorded a median weekly rent of $520 in Heathcote, equating to approximately $27,040/year in gross rental income (state median $430/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Heathcote?

The median monthly mortgage repayment in Heathcote is $2,553, or approximately $30,636/year (vs $2,167/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Heathcote cash-flow positive for investors?

A median weekly rent of $520 works out to $2,253/month, covering 88% of the median mortgage repayment of $2,553/month. That leaves a $300/month shortfall (around $3,600/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Heathcote?

The main risks are interest-rate sensitivity on the $2,553 median mortgage, the broader New South Wales market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Heathcote profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

Nearby Suburbs

New South Wales Property Resources