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ABS 2021 Census · Updated 21 May 2026
Higher Macdonald is a regional centre in New South Wales, Australia, with a population of approximately 20, making it a boutique locality. Located approximately 82 km from the Sydney CBD, Higher Macdonald is a regional area in New South Wales. The median household income is $39,624 per year.
Household earnings in Higher Macdonald are below the state average, which may affect long-term capital growth. Regional positioning means lower entry costs but potentially longer hold periods for capital gains.
Official Australia Post postcode for Higher Macdonald. A postcode may cover multiple suburbs.
Australia Post Postcode Finder →Usual resident population at the most recent census.
Weekly median rent for occupied homes. Live rental data integration coming soon.
Annual median household income (before tax) across all households.
Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.
Estimated 1 school within or near this suburb.
Find schools near Higher Macdonald on My School →Estimated 1 park and green spaces near this suburb.
Monthly median mortgage repayment for households currently paying off a mortgage.
Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.
Higher Macdonald is a smaller community of 20 — about 0% of the New South Wales suburb median (5,325) — so investors should factor in the narrower buyer pool and longer average time-on-market. Higher Macdonald's median household income of $39,624/year is 59% below the New South Wales suburb median ($97,552) — this is an affordability play where returns lean on yield and patient capital growth rather than demographic premium. Higher Macdonald is 82 km from Sydney, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand. Only 45% of dwellings are separate houses (vs 76% state median), so this is a unit-heavy market where body-corporate decisions and strata supply meaningfully shape investor returns.
How Higher Macdonald stacks up against the median of all New South Wales suburbs in our dataset. Positive values mean Higher Macdonald sits above the state median; negative means below.
| Metric | Higher Macdonald | NSW median | Δ vs state |
|---|---|---|---|
| Population | 20 | 5,325 | -100% |
| Median household income | $39,624/yr | $97,552/yr | -59% |
| Median mortgage (monthly) | $2,142 | $2,167 | -1% |
| Distance to CBD | 82 km | 45 km | +82% |
| Separate houses | 45% | 76% | -31pp |
Pre-inspection briefing for Higher Macdonald — every item is derived from public datasets, with full citations in our data sources page.
Limited buy-and-hold upside: a small population of 20 means liquidity is thin and capital growth tends to lag the wider New South Wales market over full cycles.
Median rental data was not captured for Higher Macdonald. Use current realestate.com.au and Domain listings to triangulate a realistic weekly rent before committing, then feed that number into our rental yield calculator.
Only 45% of dwellings are separate houses (vs 76% NSW median) — this is a unit and townhouse market, where cosmetic flips struggle against body-corporate restrictions, thinner after-reno uplift and competing new supply.
Run the numbers on a Higher Macdonald property
Scenario comparison, cash flow analysis, tax modelling, and PDF export — all in one place.
Create free account →Capital-growth expectations for Higher Macdonald are modest for 2026 — incomes 59% below the NSW median of $97,552 and a population of 20 suggest gains will lag headline metro markets. Rental fundamentals will need to be verified against live listings, as a clean median rent was not recorded for Higher Macdonald. The EquitySight investment score of 27/100 places Higher Macdonald in the lower tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.
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Higher Macdonald scores 27/100 on our EquitySight investment framework — a weak rating. That score is driven by a population of 20, median household income of $39,624/year. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.
The main demand drivers in Higher Macdonald are a median household income of $39,624/year, a dwelling mix that is 45% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.
Higher Macdonald has a usual resident population of approximately 20, compared with a New South Wales suburb median of 5,325 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.
Higher Macdonald sits 82 km straight-line from the Sydney CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.
A reliable median rent was not captured for Higher Macdonald. Benchmark expected weekly rent on realestate.com.au and Domain, or the state rental tribunal's rent dashboard. Most Australian investors target a 4–5% gross yield as a baseline.
The median monthly mortgage repayment in Higher Macdonald is $2,142, or approximately $25,704/year (vs $2,167/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.
Census data was not complete enough in Higher Macdonald to compute a clean rent-to-mortgage coverage. Use current listings to benchmark weekly rent, then plug your expected purchase price into our rental yield calculator to see whether the investment runs cash-flow positive or negative.
The main risks are a thin buyer pool (20 residents), interest-rate sensitivity on the $2,142 median mortgage, below-median household incomes ($39,624 vs $97,552 state median), the broader New South Wales market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.
Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.