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Suburb Insights · NSW 2360

Howell, NSW 2360 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Howell is a regional centre in New South Wales, Australia, with a population of approximately 31, making it a boutique locality. Located approximately 438 km from the Sydney CBD, Howell is a regional area in New South Wales. The median household income is $50,232 per year.

Investment Score

23 / 100 Weak

Howell's income profile suggests a value-oriented market with competitive purchase prices. As a regional location, growth prospects depend on local economic conditions and infrastructure investment.

Location

Sydney
Howell
New South Wales · 2360
438 km from Sydney CBD
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Key Indicators

Postcode
2360

Official Australia Post postcode for Howell. A postcode may cover multiple suburbs.

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Population
31

Usual resident population at the most recent census.

Median weekly rent
$28/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$50,232/yr

Annual median household income (before tax) across all households.

Distance to CBD
438 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$700/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
107% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Howell is a smaller community of 31 — about 1% of the New South Wales suburb median (5,325) — so investors should factor in the narrower buyer pool and longer average time-on-market. Howell's median household income of $50,232/year is 49% below the New South Wales suburb median ($97,552) — this is an affordability play where returns lean on yield and patient capital growth rather than demographic premium. Weekly rent of $28 covers just 17% of the median $700/month mortgage repayment, leaving a $579/month gap — investors should only pursue this suburb with a clear capital-growth thesis and sufficient external income to fund the shortfall. Howell is 438 km from Sydney, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand. Separate houses make up 107% of dwellings — 31 percentage points above the New South Wales median of 76% — pointing to a family-oriented, land-rich market where value is concentrated in the underlying block.

Howell vs New South Wales Median

How Howell stacks up against the median of all New South Wales suburbs in our dataset. Positive values mean Howell sits above the state median; negative means below.

MetricHowellNSW medianΔ vs state
Population315,325-99%
Median household income$50,232/yr$97,552/yr-49%
Median rent (weekly)$28$430-93%
Median mortgage (monthly)$700$2,167-68%
Distance to CBD438 km45 km+873%
Separate houses107%76%+31pp

Investor Checklist

Pre-inspection briefing for Howell — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 31 means liquidity is thin and capital growth tends to lag the wider New South Wales market over full cycles.

Rental Yield

Weak cash flow: $28/week rent covers only 17% of the $700/month median mortgage — a $579/month gap that must be funded from other income. This suburb is a capital-growth play, not a yield play.

⚠️
Renovation / Flip

With 107% houses in a 31-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Howell property

Full Property Analysis

30-year projections for Howell

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

Capital-growth expectations for Howell are modest for 2026 — incomes 49% below the NSW median of $97,552 and a population of 31 suggest gains will lag headline metro markets. Rental coverage runs at ~17% of the typical mortgage ($121/month rent vs $700/month repayment), meaning investors will rely on capital growth rather than yield. The EquitySight investment score of 23/100 places Howell in the lower tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.

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Frequently Asked Questions

Is Howell a good suburb for investment?

Howell scores 23/100 on our EquitySight investment framework — a weak rating. That score is driven by a population of 31, median household income of $50,232/year and median weekly rent of $28. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Howell?

The main demand drivers in Howell are a median household income of $50,232/year, a dwelling mix that is 107% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Howell?

Howell has a usual resident population of approximately 31, compared with a New South Wales suburb median of 5,325 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Howell from the Sydney CBD?

Howell sits 438 km straight-line from the Sydney CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Howell?

The most recent census recorded a median weekly rent of $28 in Howell, equating to approximately $1,456/year in gross rental income (state median $430/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Howell?

The median monthly mortgage repayment in Howell is $700, or approximately $8,400/year (vs $2,167/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Howell cash-flow positive for investors?

A median weekly rent of $28 works out to $121/month, covering 17% of the median mortgage repayment of $700/month. That leaves a $579/month shortfall (around $6,948/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Howell?

The main risks are a thin buyer pool (31 residents), interest-rate sensitivity on the $700 median mortgage, below-median household incomes ($50,232 vs $97,552 state median), the broader New South Wales market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Howell profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

Nearby Suburbs

New South Wales Property Resources