EquitySight.app
Free full calculator →
EquitySight.app
Free full calculator →
ABS 2021 Census · Updated 21 May 2026
Larnook is a coastal suburb in New South Wales, Australia, with a population of approximately 394, making it a boutique locality. Located approximately 606 km from the Sydney CBD, Larnook is a coastal area in New South Wales. The median household income is $48,672 per year.
Lower income levels in Larnook typically translate to more affordable entry points for investors. Seaside positioning attracts both owner-occupiers and holiday rental demand.
Official Australia Post postcode for Larnook. A postcode may cover multiple suburbs.
Australia Post Postcode Finder →Usual resident population at the most recent census.
Weekly median rent for occupied homes. Live rental data integration coming soon.
Annual median household income (before tax) across all households.
Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.
Estimated 1 school within or near this suburb.
Find schools near Larnook on My School →Estimated 1 park and green spaces near this suburb.
Monthly median mortgage repayment for households currently paying off a mortgage.
Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.
Larnook is a smaller community of 394 — about 7% of the New South Wales suburb median (5,325) — so investors should factor in the narrower buyer pool and longer average time-on-market. Larnook's median household income of $48,672/year is 50% below the New South Wales suburb median ($97,552) — this is an affordability play where returns lean on yield and patient capital growth rather than demographic premium. Median weekly rent of $360 equates to $1,560/month — about 141% of the median mortgage repayment of $1,105/month — meaning rental income covers most of a typical owner's repayment and this is a genuine cash-flow suburb before tax benefits. Larnook is 606 km from Sydney, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand. Only 49% of dwellings are separate houses (vs 76% state median), so this is a unit-heavy market where body-corporate decisions and strata supply meaningfully shape investor returns.
How Larnook stacks up against the median of all New South Wales suburbs in our dataset. Positive values mean Larnook sits above the state median; negative means below.
| Metric | Larnook | NSW median | Δ vs state |
|---|---|---|---|
| Population | 394 | 5,325 | -93% |
| Median household income | $48,672/yr | $97,552/yr | -50% |
| Median rent (weekly) | $360 | $430 | -16% |
| Median mortgage (monthly) | $1,105 | $2,167 | -49% |
| Distance to CBD | 606 km | 45 km | +1247% |
| Separate houses | 49% | 76% | -27pp |
Pre-inspection briefing for Larnook — every item is derived from public datasets, with full citations in our data sources page.
Limited buy-and-hold upside: a small population of 394 means liquidity is thin and capital growth tends to lag the wider New South Wales market over full cycles.
Strong rental coverage: $360/week (~$1,560/month) covers 141% of the $1,105/month median mortgage repayment, so the shortfall sits at just $0/month. Investors targeting positive cash flow should shortlist this suburb.
Only 49% of dwellings are separate houses (vs 76% NSW median) — this is a unit and townhouse market, where cosmetic flips struggle against body-corporate restrictions, thinner after-reno uplift and competing new supply.
Run the numbers on a Larnook property
Scenario comparison, cash flow analysis, tax modelling, and PDF export — all in one place.
Create free account →Capital-growth expectations for Larnook are modest for 2026 — incomes 50% below the NSW median of $97,552 and a population of 394 suggest gains will lag headline metro markets. Rental coverage runs at ~141% of the typical mortgage ($1,560/month rent vs $1,105/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 31/100 places Larnook in the lower tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.
Lived in Larnook? Help other investors with an honest 100-word review. Sign-in required; all reviews are manually moderated before they appear.
Larnook scores 31/100 on our EquitySight investment framework — a weak rating. That score is driven by a population of 394, median household income of $48,672/year and median weekly rent of $360. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.
The main demand drivers in Larnook are a median household income of $48,672/year, a dwelling mix that is 49% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.
Larnook has a usual resident population of approximately 394, compared with a New South Wales suburb median of 5,325 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.
Larnook sits 606 km straight-line from the Sydney CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.
The most recent census recorded a median weekly rent of $360 in Larnook, equating to approximately $18,720/year in gross rental income (state median $430/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.
The median monthly mortgage repayment in Larnook is $1,105, or approximately $13,260/year (vs $2,167/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.
A median weekly rent of $360 works out to $1,560/month, covering 141% of the median mortgage repayment of $1,105/month. That means rent exceeds the median repayment by roughly $455/month, so on these numbers Larnook leans cash-flow-positive before accounting for strata, council rates, insurance and maintenance. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.
The main risks are a thin buyer pool (394 residents), interest-rate sensitivity on the $1,105 median mortgage, below-median household incomes ($48,672 vs $97,552 state median), the broader New South Wales market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.
Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.