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ABS 2021 Census · Updated 21 May 2026
Liverpool is a regional centre in New South Wales, Australia, with a population of approximately 31,078, making it a sizeable community. Located approximately 28 km from the Sydney CBD, Liverpool is a regional area in New South Wales. The median household income is $67,756 per year.
Liverpool's income profile suggests a value-oriented market with competitive purchase prices. As a regional location, growth prospects depend on local economic conditions and infrastructure investment.
Official Australia Post postcode for Liverpool. A postcode may cover multiple suburbs.
Australia Post Postcode Finder →Usual resident population at the most recent census.
Weekly median rent for occupied homes. Live rental data integration coming soon.
Annual median household income (before tax) across all households.
Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.
Estimated 8 schools within or near this suburb.
Find schools near Liverpool on My School →Estimated 12 parks and green spaces near this suburb.
Monthly median mortgage repayment for households currently paying off a mortgage.
Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.
With 31,078 residents, Liverpool is one of New South Wales's more populous suburbs — roughly 5.8× the state median of 5,325 — giving it a deep buyer and tenant pool that typically supports higher transaction volumes and shorter average days on market. Liverpool's median household income of $67,756/year is 31% below the New South Wales suburb median ($97,552) — this is an affordability play where returns lean on yield and patient capital growth rather than demographic premium. Median weekly rent of $370 equates to $1,603/month — about 92% of the median mortgage repayment of $1,733/month — meaning rental income covers most of a typical owner's repayment and this is a genuine cash-flow suburb before tax benefits. At 28 km from Sydney, Liverpool is an outer-metro location where buyers are typically trading commute time for floor space and a lower entry price. Only 21% of dwellings are separate houses (vs 76% state median), so this is a unit-heavy market where body-corporate decisions and strata supply meaningfully shape investor returns.
Regional property can deliver strong cash-flow yields but liquidity is tighter — plan for longer hold periods and verify local employment stability. Local rents consume roughly 28% of household income — a useful sanity check on tenant affordability.
How Liverpool stacks up against the median of all New South Wales suburbs in our dataset. Positive values mean Liverpool sits above the state median; negative means below.
| Metric | Liverpool | NSW median | Δ vs state |
|---|---|---|---|
| Population | 31,078 | 5,325 | +484% |
| Median household income | $67,756/yr | $97,552/yr | -31% |
| Median rent (weekly) | $370 | $430 | -14% |
| Median mortgage (monthly) | $1,733 | $2,167 | -20% |
| Distance to CBD | 28 km | 45 km | -38% |
| Separate houses | 21% | 76% | -55pp |
Pre-inspection briefing for Liverpool — every item is derived from public datasets, with full citations in our data sources page.
Limited buy-and-hold upside: household incomes 31% below the NSW median ($67,756 vs $97,552) means liquidity is thin and capital growth tends to lag the wider New South Wales market over full cycles.
Strong rental coverage: $370/week (~$1,603/month) covers 92% of the $1,733/month median mortgage repayment, so the shortfall sits at just $130/month. Investors targeting positive cash flow should shortlist this suburb.
Only 21% of dwellings are separate houses (vs 76% NSW median) — this is a unit and townhouse market, where cosmetic flips struggle against body-corporate restrictions, thinner after-reno uplift and competing new supply.
Run the numbers on a Liverpool property
Scenario comparison, cash flow analysis, tax modelling, and PDF export — all in one place.
Create free account →Capital-growth expectations for Liverpool are modest for 2026 — incomes 31% below the NSW median of $97,552 suggest gains will lag headline metro markets. Rental coverage runs at ~92% of the typical mortgage ($1,603/month rent vs $1,733/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 50/100 places Liverpool in the mid tier of Australian suburbs we profile, and overall investor sentiment is balanced heading into the second half of 2026.
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Liverpool scores 50/100 on our EquitySight investment framework — a moderate rating. That score is driven by a population of 31,078, median household income of $67,756/year and median weekly rent of $370. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.
The main demand drivers in Liverpool are a median household income of $67,756/year, a dwelling mix that is 21% separate houses, roughly 8 schools and 12 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.
Liverpool has a usual resident population of approximately 31,078, compared with a New South Wales suburb median of 5,325 — placing it in the upper half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.
Liverpool sits 28 km straight-line from the Sydney CBD. This is an outer-metro location; local employment and infrastructure announcements tend to move prices more than CBD connectivity alone.
The most recent census recorded a median weekly rent of $370 in Liverpool, equating to approximately $19,240/year in gross rental income (state median $430/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.
The median monthly mortgage repayment in Liverpool is $1,733, or approximately $20,796/year (vs $2,167/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.
A median weekly rent of $370 works out to $1,603/month, covering 92% of the median mortgage repayment of $1,733/month. That leaves a $130/month shortfall (around $1,560/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.
The main risks are interest-rate sensitivity on the $1,733 median mortgage, below-median household incomes ($67,756 vs $97,552 state median), a unit-heavy dwelling mix (21% houses) where body-corporate costs and apartment supply affect resale, the broader New South Wales market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.
Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.