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Suburb Insights · NSW 2446

Long Flat, NSW 2446 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Long Flat is a coastal suburb in New South Wales, Australia, with a population of approximately 112, making it a boutique locality. Located approximately 296 km from the Sydney CBD, Long Flat is a coastal area in New South Wales. The median household income is $50,648 per year.

Investment Score

31 / 100 Weak

Long Flat's income profile suggests a value-oriented market with competitive purchase prices. The coastal setting provides a lifestyle factor that underpins property values.

Location

Sydney
Long Flat
New South Wales · 2446
296 km from Sydney CBD
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Key Indicators

Postcode
2446

Official Australia Post postcode for Long Flat. A postcode may cover multiple suburbs.

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Population
112

Usual resident population at the most recent census.

Median weekly rent
$300/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$50,648/yr

Annual median household income (before tax) across all households.

Distance to CBD
296 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$1,101/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
100% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Long Flat is a smaller community of 112 — about 2% of the New South Wales suburb median (5,325) — so investors should factor in the narrower buyer pool and longer average time-on-market. Long Flat's median household income of $50,648/year is 48% below the New South Wales suburb median ($97,552) — this is an affordability play where returns lean on yield and patient capital growth rather than demographic premium. Median weekly rent of $300 equates to $1,300/month — about 118% of the median mortgage repayment of $1,101/month — meaning rental income covers most of a typical owner's repayment and this is a genuine cash-flow suburb before tax benefits. Long Flat is 296 km from Sydney, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand. Separate houses make up 100% of dwellings — 24 percentage points above the New South Wales median of 76% — pointing to a family-oriented, land-rich market where value is concentrated in the underlying block.

Long Flat vs New South Wales Median

How Long Flat stacks up against the median of all New South Wales suburbs in our dataset. Positive values mean Long Flat sits above the state median; negative means below.

MetricLong FlatNSW medianΔ vs state
Population1125,325-98%
Median household income$50,648/yr$97,552/yr-48%
Median rent (weekly)$300$430-30%
Median mortgage (monthly)$1,101$2,167-49%
Distance to CBD296 km45 km+558%
Separate houses100%76%+24pp

Investor Checklist

Pre-inspection briefing for Long Flat — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 112 means liquidity is thin and capital growth tends to lag the wider New South Wales market over full cycles.

Rental Yield

Strong rental coverage: $300/week (~$1,300/month) covers 118% of the $1,101/month median mortgage repayment, so the shortfall sits at just $0/month. Investors targeting positive cash flow should shortlist this suburb.

⚠️
Renovation / Flip

With 100% houses in a 112-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Long Flat property

Full Property Analysis

30-year projections for Long Flat

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

Capital-growth expectations for Long Flat are modest for 2026 — incomes 48% below the NSW median of $97,552 and a population of 112 suggest gains will lag headline metro markets. Rental coverage runs at ~118% of the typical mortgage ($1,300/month rent vs $1,101/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 31/100 places Long Flat in the lower tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.

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Frequently Asked Questions

Is Long Flat a good suburb for investment?

Long Flat scores 31/100 on our EquitySight investment framework — a weak rating. That score is driven by a population of 112, median household income of $50,648/year and median weekly rent of $300. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Long Flat?

The main demand drivers in Long Flat are a median household income of $50,648/year, a dwelling mix that is 100% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Long Flat?

Long Flat has a usual resident population of approximately 112, compared with a New South Wales suburb median of 5,325 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Long Flat from the Sydney CBD?

Long Flat sits 296 km straight-line from the Sydney CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Long Flat?

The most recent census recorded a median weekly rent of $300 in Long Flat, equating to approximately $15,600/year in gross rental income (state median $430/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Long Flat?

The median monthly mortgage repayment in Long Flat is $1,101, or approximately $13,212/year (vs $2,167/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Long Flat cash-flow positive for investors?

A median weekly rent of $300 works out to $1,300/month, covering 118% of the median mortgage repayment of $1,101/month. That means rent exceeds the median repayment by roughly $199/month, so on these numbers Long Flat leans cash-flow-positive before accounting for strata, council rates, insurance and maintenance. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Long Flat?

The main risks are a thin buyer pool (112 residents), interest-rate sensitivity on the $1,101 median mortgage, below-median household incomes ($50,648 vs $97,552 state median), the broader New South Wales market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Long Flat profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

Nearby Suburbs

New South Wales Property Resources