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ABS 2021 Census · Updated 21 May 2026
Merricumbene is a coastal suburb in New South Wales, Australia, with a population of approximately 14, making it a boutique locality. Located approximately 240 km from the Sydney CBD, Merricumbene is a coastal area in New South Wales. The median household income is $55,224 per year.
Merricumbene's income profile suggests a value-oriented market with competitive purchase prices. Seaside positioning attracts both owner-occupiers and holiday rental demand.
Official Australia Post postcode for Merricumbene. A postcode may cover multiple suburbs.
Australia Post Postcode Finder →Usual resident population at the most recent census.
Weekly median rent for occupied homes. Live rental data integration coming soon.
Annual median household income (before tax) across all households.
Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.
Estimated 1 school within or near this suburb.
Find schools near Merricumbene on My School →Estimated 1 park and green spaces near this suburb.
Monthly median mortgage repayment for households currently paying off a mortgage.
Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.
Merricumbene is a smaller community of 14 — about 0% of the New South Wales suburb median (5,325) — so investors should factor in the narrower buyer pool and longer average time-on-market. Merricumbene's median household income of $55,224/year is 43% below the New South Wales suburb median ($97,552) — this is an affordability play where returns lean on yield and patient capital growth rather than demographic premium. Merricumbene is 240 km from Sydney, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand. Only 33% of dwellings are separate houses (vs 76% state median), so this is a unit-heavy market where body-corporate decisions and strata supply meaningfully shape investor returns.
How Merricumbene stacks up against the median of all New South Wales suburbs in our dataset. Positive values mean Merricumbene sits above the state median; negative means below.
| Metric | Merricumbene | NSW median | Δ vs state |
|---|---|---|---|
| Population | 14 | 5,325 | -100% |
| Median household income | $55,224/yr | $97,552/yr | -43% |
| Median mortgage (monthly) | $542 | $2,167 | -75% |
| Distance to CBD | 240 km | 45 km | +433% |
| Separate houses | 33% | 76% | -43pp |
Pre-inspection briefing for Merricumbene — every item is derived from public datasets, with full citations in our data sources page.
Limited buy-and-hold upside: a small population of 14 means liquidity is thin and capital growth tends to lag the wider New South Wales market over full cycles.
Median rental data was not captured for Merricumbene. Use current realestate.com.au and Domain listings to triangulate a realistic weekly rent before committing, then feed that number into our rental yield calculator.
Only 33% of dwellings are separate houses (vs 76% NSW median) — this is a unit and townhouse market, where cosmetic flips struggle against body-corporate restrictions, thinner after-reno uplift and competing new supply.
Run the numbers on a Merricumbene property
Scenario comparison, cash flow analysis, tax modelling, and PDF export — all in one place.
Create free account →Capital-growth expectations for Merricumbene are modest for 2026 — incomes 43% below the NSW median of $97,552 and a population of 14 suggest gains will lag headline metro markets. Rental fundamentals will need to be verified against live listings, as a clean median rent was not recorded for Merricumbene. The EquitySight investment score of 30/100 places Merricumbene in the lower tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.
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Merricumbene scores 30/100 on our EquitySight investment framework — a weak rating. That score is driven by a population of 14, median household income of $55,224/year. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.
The main demand drivers in Merricumbene are a median household income of $55,224/year, a dwelling mix that is 33% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.
Merricumbene has a usual resident population of approximately 14, compared with a New South Wales suburb median of 5,325 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.
Merricumbene sits 240 km straight-line from the Sydney CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.
A reliable median rent was not captured for Merricumbene. Benchmark expected weekly rent on realestate.com.au and Domain, or the state rental tribunal's rent dashboard. Most Australian investors target a 4–5% gross yield as a baseline.
The median monthly mortgage repayment in Merricumbene is $542, or approximately $6,504/year (vs $2,167/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.
Census data was not complete enough in Merricumbene to compute a clean rent-to-mortgage coverage. Use current listings to benchmark weekly rent, then plug your expected purchase price into our rental yield calculator to see whether the investment runs cash-flow positive or negative.
The main risks are a thin buyer pool (14 residents), interest-rate sensitivity on the $542 median mortgage, below-median household incomes ($55,224 vs $97,552 state median), a unit-heavy dwelling mix (33% houses) where body-corporate costs and apartment supply affect resale, the broader New South Wales market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.
Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.