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Suburb Insights · NSW 1565

Milsons Point, NSW 1565 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Milsons Point is a regional centre in New South Wales, Australia, with a population of approximately 2,529, making it a boutique locality. Located 2 km from the Sydney CBD, Milsons Point is a regional area in New South Wales. The median household income is $169,884 per year.

Investment Score

74 / 100 Good

Milsons Point benefits from a high-income resident base, supporting premium property pricing. The short commute to the city centre is a key demand driver.

Location

Sydney
Milsons Point
New South Wales · 1565
2 km from Sydney CBD
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Key Indicators

Postcode
1565

Official Australia Post postcode for Milsons Point. A postcode may cover multiple suburbs.

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Population
2,529

Usual resident population at the most recent census.

Median weekly rent
$750/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$169,884/yr

Annual median household income (before tax) across all households.

Distance to CBD
2 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$2,800/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
N/A

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Why People Like Living in Milsons Point

Who Milsons Point Suits

👨‍👩‍👧FamiliesSchool count or dwelling mix is lighter here.
📊InvestorsRent covers a solid share of the median mortgage.
🏡First-home buyersPrices sit above the New South Wales median — stretch goal.
💼ProfessionalsAround 2 km from the CBD with good access.

Pros and Cons

Pros

  • Rent sits within an affordable share of local incomes, supporting tenant demand.
  • Short distance to the CBD makes commuting straightforward.
  • Lower purchase prices and more land for the money.

Cons

  • Median mortgage sits above the New South Wales state median — entry costs are stretched.
  • Transport options are limited — car dependency is likely.
  • Fewer schools inside the suburb itself — verify catchments for neighbouring areas.

Investment Insight

Milsons Point is a smaller community of 2,529 — about 47% of the New South Wales suburb median (5,325) — so investors should factor in the narrower buyer pool and longer average time-on-market. Median household income of $169,884/year runs 74% above the New South Wales suburb median of $97,552, indicating strong purchasing power and the type of demographic profile that tends to sustain premium property prices through market cycles. Median weekly rent of $750 equates to $3,250/month — about 116% of the median mortgage repayment of $2,800/month — meaning rental income covers most of a typical owner's repayment and this is a genuine cash-flow suburb before tax benefits. At 2 km from the Sydney CBD, Milsons Point sits inside the high-demand inner ring — properties here compete directly with the city's employment, transport and amenity networks.

Investment Tip

This suburb suits yield-focused investors who are comfortable with lower liquidity. Employment concentration and local population trends matter more here than in metro markets. Local rents consume roughly 23% of household income — a useful sanity check on tenant affordability.

Milsons Point vs New South Wales Median

How Milsons Point stacks up against the median of all New South Wales suburbs in our dataset. Positive values mean Milsons Point sits above the state median; negative means below.

MetricMilsons PointNSW medianΔ vs state
Population2,5295,325-53%
Median household income$169,884/yr$97,552/yr+74%
Median rent (weekly)$750$430+74%
Median mortgage (monthly)$2,800$2,167+29%
Distance to CBD2 km45 km-96%

Investor Checklist

Pre-inspection briefing for Milsons Point — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Strong buy-and-hold fundamentals: household incomes run 74% above the New South Wales suburb median ($169,884 vs $97,552), and the 2 km CBD distance keeps this suburb in the primary demand zone. In New South Wales, suburbs with this profile have historically clustered in the upper tercile of 10-year capital growth.

Rental Yield

Strong rental coverage: $750/week (~$3,250/month) covers 116% of the $2,800/month median mortgage repayment, so the shortfall sits at just $0/month. Investors targeting positive cash flow should shortlist this suburb.

Renovation / Flip

With a population of 2,529, the resale market in Milsons Point may not reliably reward cosmetic renovations — a longer hold is typically a better strategy at this scale, letting land-value appreciation do the work instead.

Risk Factors

Run the numbers on a Milsons Point property

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30-year projections for Milsons Point

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2026 Outlook

Growth: Strong Rental Demand: Low Investor Sentiment: Strong

Milsons Point enters 2026 with a demographic tailwind — household incomes 74% above the New South Wales suburb median of $97,552 and a population of 2,529 give it the depth and purchasing power to outperform the wider NSW market over the next 12–18 months. Rental coverage runs at ~116% of the typical mortgage ($3,250/month rent vs $2,800/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 74/100 places Milsons Point in the upper-middle tier of Australian suburbs we profile, and overall investor sentiment is constructive heading into the second half of 2026.

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Frequently Asked Questions

Is Milsons Point a good suburb for investment?

Milsons Point scores 74/100 on our EquitySight investment framework — a good rating. That score is driven by a population of 2,529, median household income of $169,884/year and median weekly rent of $750. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Milsons Point?

The main demand drivers in Milsons Point are proximity to Sydney (2 km), an above-state-median household income of $169,884/year, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Milsons Point?

Milsons Point has a usual resident population of approximately 2,529, compared with a New South Wales suburb median of 5,325 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Milsons Point from the Sydney CBD?

Milsons Point sits 2 km straight-line from the Sydney CBD. This is inner-ring territory — pricing competes directly with established Sydney employment nodes.

What is the median rent in Milsons Point?

The most recent census recorded a median weekly rent of $750 in Milsons Point, equating to approximately $39,000/year in gross rental income (state median $430/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Milsons Point?

The median monthly mortgage repayment in Milsons Point is $2,800, or approximately $33,600/year (vs $2,167/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Milsons Point cash-flow positive for investors?

A median weekly rent of $750 works out to $3,250/month, covering 116% of the median mortgage repayment of $2,800/month. That means rent exceeds the median repayment by roughly $450/month, so on these numbers Milsons Point leans cash-flow-positive before accounting for strata, council rates, insurance and maintenance. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Milsons Point?

The main risks are a thin buyer pool (2,529 residents), interest-rate sensitivity on the $2,800 median mortgage, the broader New South Wales market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Milsons Point profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

Nearby Suburbs

New South Wales Property Resources