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Suburb Insights · NSW 2137

Mortlake, NSW 2137 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Mortlake is a well-established middle-ring suburb of Sydney, Australia, with a population of approximately 1,954, making it a boutique locality. Located approximately 10 km from the Sydney CBD, Mortlake is a middle ring area in New South Wales. The median household income is $122,044 per year.

Investment Score

72 / 100 Good

Mortlake benefits from a high-income resident base, supporting premium property pricing. The short commute to the city centre is a key demand driver.

Location

Sydney
Mortlake
New South Wales · 2137
10 km from Sydney CBD
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Key Indicators

Postcode
2137

Official Australia Post postcode for Mortlake. A postcode may cover multiple suburbs.

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Population
1,954

Usual resident population at the most recent census.

Median weekly rent
$560/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$122,044/yr

Annual median household income (before tax) across all households.

Distance to CBD
10 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$3,033/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
5% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Mortlake is a smaller community of 1,954 — about 37% of the New South Wales suburb median (5,325) — so investors should factor in the narrower buyer pool and longer average time-on-market. Median household income of $122,044/year runs 25% above the New South Wales suburb median of $97,552, indicating strong purchasing power and the type of demographic profile that tends to sustain premium property prices through market cycles. Rent of $560/week (80% coverage of the $3,033/month median mortgage) leaves a gap of roughly $606/month that a typical investor bridges with negative gearing, depreciation and capital growth. At 10 km from the Sydney CBD, Mortlake sits inside the high-demand inner ring — properties here compete directly with the city's employment, transport and amenity networks. Only 5% of dwellings are separate houses (vs 76% state median), so this is a unit-heavy market where body-corporate decisions and strata supply meaningfully shape investor returns.

Mortlake vs New South Wales Median

How Mortlake stacks up against the median of all New South Wales suburbs in our dataset. Positive values mean Mortlake sits above the state median; negative means below.

MetricMortlakeNSW medianΔ vs state
Population1,9545,325-63%
Median household income$122,044/yr$97,552/yr+25%
Median rent (weekly)$560$430+30%
Median mortgage (monthly)$3,033$2,167+40%
Distance to CBD10 km45 km-78%
Separate houses5%76%-71pp

Investor Checklist

Pre-inspection briefing for Mortlake — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Strong buy-and-hold fundamentals: household incomes run 25% above the New South Wales suburb median ($122,044 vs $97,552), and the 10 km CBD distance keeps this suburb in the primary demand zone. In New South Wales, suburbs with this profile have historically clustered in the upper tercile of 10-year capital growth.

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Rental Yield

Moderate rental coverage: rent of $560/week covers 80% of a $3,033/month mortgage, leaving a $606/month gap that an investor bridges with equity, depreciation and tax benefits.

Renovation / Flip

Only 5% of dwellings are separate houses (vs 76% NSW median) — this is a unit and townhouse market, where cosmetic flips struggle against body-corporate restrictions, thinner after-reno uplift and competing new supply.

Risk Factors

Run the numbers on a Mortlake property

Full Property Analysis

30-year projections for Mortlake

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2026 Outlook

Growth: Strong Rental Demand: Low Investor Sentiment: Strong

Mortlake enters 2026 with a demographic tailwind — household incomes 25% above the New South Wales suburb median of $97,552 and a population of 1,954 give it the depth and purchasing power to outperform the wider NSW market over the next 12–18 months. Rental coverage runs at ~80% of the typical mortgage ($2,427/month rent vs $3,033/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 72/100 places Mortlake in the upper-middle tier of Australian suburbs we profile, and overall investor sentiment is constructive heading into the second half of 2026.

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Frequently Asked Questions

Is Mortlake a good suburb for investment?

Mortlake scores 72/100 on our EquitySight investment framework — a good rating. That score is driven by a population of 1,954, median household income of $122,044/year and median weekly rent of $560. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Mortlake?

The main demand drivers in Mortlake are proximity to Sydney (10 km), an above-state-median household income of $122,044/year, a dwelling mix that is 5% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Mortlake?

Mortlake has a usual resident population of approximately 1,954, compared with a New South Wales suburb median of 5,325 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Mortlake from the Sydney CBD?

Mortlake sits 10 km straight-line from the Sydney CBD. This is inner-ring territory — pricing competes directly with established Sydney employment nodes.

What is the median rent in Mortlake?

The most recent census recorded a median weekly rent of $560 in Mortlake, equating to approximately $29,120/year in gross rental income (state median $430/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Mortlake?

The median monthly mortgage repayment in Mortlake is $3,033, or approximately $36,396/year (vs $2,167/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Mortlake cash-flow positive for investors?

A median weekly rent of $560 works out to $2,427/month, covering 80% of the median mortgage repayment of $3,033/month. That leaves a $606/month shortfall (around $7,272/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Mortlake?

The main risks are a thin buyer pool (1,954 residents), interest-rate sensitivity on the $3,033 median mortgage, a unit-heavy dwelling mix (5% houses) where body-corporate costs and apartment supply affect resale, the broader New South Wales market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Mortlake profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

Nearby Suburbs

New South Wales Property Resources