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ABS 2021 Census · Updated 21 May 2026
Mosman is a well-established middle-ring suburb of Sydney, Australia, with a population of approximately 28,329, making it a sizeable community. Located 5 km from the Sydney CBD, Mosman is a middle ring area in New South Wales. The median household income is $150,384 per year.
Strong household incomes in Mosman underpin solid property demand. Close CBD access strengthens tenant appeal and resale value.
Official Australia Post postcode for Mosman. A postcode may cover multiple suburbs.
Australia Post Postcode Finder →Usual resident population at the most recent census.
Weekly median rent for occupied homes. Live rental data integration coming soon.
Annual median household income (before tax) across all households.
Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.
Estimated 7 schools within or near this suburb.
Find schools near Mosman on My School →Estimated 11 parks and green spaces near this suburb.
Monthly median mortgage repayment for households currently paying off a mortgage.
Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.
With 28,329 residents, Mosman is one of New South Wales's more populous suburbs — roughly 5.3× the state median of 5,325 — giving it a deep buyer and tenant pool that typically supports higher transaction volumes and shorter average days on market. Median household income of $150,384/year runs 54% above the New South Wales suburb median of $97,552, indicating strong purchasing power and the type of demographic profile that tends to sustain premium property prices through market cycles. Median rent of $590/week (~$2,557/month) covers only 66% of the median mortgage of $3,870/month — the remaining $1,313/month must be funded from other income, so this suburb tilts toward capital growth rather than yield. At 5 km from the Sydney CBD, Mosman sits inside the high-demand inner ring — properties here compete directly with the city's employment, transport and amenity networks. Only 31% of dwellings are separate houses (vs 76% state median), so this is a unit-heavy market where body-corporate decisions and strata supply meaningfully shape investor returns.
This suburb suits long-term investors looking for a balance of rental yield and capital growth. Schools and transport underpin family demand. Local rents consume roughly 20% of household income — a useful sanity check on tenant affordability.
How Mosman stacks up against the median of all New South Wales suburbs in our dataset. Positive values mean Mosman sits above the state median; negative means below.
| Metric | Mosman | NSW median | Δ vs state |
|---|---|---|---|
| Population | 28,329 | 5,325 | +432% |
| Median household income | $150,384/yr | $97,552/yr | +54% |
| Median rent (weekly) | $590 | $430 | +37% |
| Median mortgage (monthly) | $3,870 | $2,167 | +79% |
| Distance to CBD | 5 km | 45 km | -89% |
| Separate houses | 31% | 76% | -45pp |
Pre-inspection briefing for Mosman — every item is derived from public datasets, with full citations in our data sources page.
Strong buy-and-hold fundamentals: household incomes run 54% above the New South Wales suburb median ($150,384 vs $97,552), and the 5 km CBD distance keeps this suburb in the primary demand zone. In New South Wales, suburbs with this profile have historically clustered in the upper tercile of 10-year capital growth.
Moderate rental coverage: rent of $590/week covers 66% of a $3,870/month mortgage, leaving a $1,313/month gap that an investor bridges with equity, depreciation and tax benefits.
Only 31% of dwellings are separate houses (vs 76% NSW median) — this is a unit and townhouse market, where cosmetic flips struggle against body-corporate restrictions, thinner after-reno uplift and competing new supply.
Run the numbers on a Mosman property
Scenario comparison, cash flow analysis, tax modelling, and PDF export — all in one place.
Create free account →Mosman enters 2026 with a demographic tailwind — household incomes 54% above the New South Wales suburb median of $97,552 and a population of 28,329 give it the depth and purchasing power to outperform the wider NSW market over the next 12–18 months. Rental coverage runs at ~66% of the typical mortgage ($2,557/month rent vs $3,870/month repayment), leaving a manageable top-up for most investors. The EquitySight investment score of 86/100 places Mosman in the top tier of Australian suburbs we profile, and overall investor sentiment is constructive heading into the second half of 2026.
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Mosman scores 86/100 on our EquitySight investment framework — a strong rating. That score is driven by a population of 28,329, median household income of $150,384/year and median weekly rent of $590. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.
The main demand drivers in Mosman are proximity to Sydney (5 km), an above-state-median household income of $150,384/year, a dwelling mix that is 31% separate houses, roughly 7 schools and 11 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.
Mosman has a usual resident population of approximately 28,329, compared with a New South Wales suburb median of 5,325 — placing it in the upper half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.
Mosman sits 5 km straight-line from the Sydney CBD. This is inner-ring territory — pricing competes directly with established Sydney employment nodes.
The most recent census recorded a median weekly rent of $590 in Mosman, equating to approximately $30,680/year in gross rental income (state median $430/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.
The median monthly mortgage repayment in Mosman is $3,870, or approximately $46,440/year (vs $2,167/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.
A median weekly rent of $590 works out to $2,557/month, covering 66% of the median mortgage repayment of $3,870/month. That leaves a $1,313/month shortfall (around $15,756/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.
The main risks are interest-rate sensitivity on the $3,870 median mortgage, a unit-heavy dwelling mix (31% houses) where body-corporate costs and apartment supply affect resale, the broader New South Wales market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.
Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.