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ABS 2021 Census · Updated 21 May 2026
Mount Vincent is a regional centre in New South Wales, Australia, with a population of approximately 380, making it a boutique locality. Located approximately 107 km from the Sydney CBD, Mount Vincent is a regional area in New South Wales. The median household income is $119,288 per year.
Above-average earnings in Mount Vincent support sustained property values. As a regional location, growth prospects depend on local economic conditions and infrastructure investment.
Official Australia Post postcode for Mount Vincent. A postcode may cover multiple suburbs.
Australia Post Postcode Finder →Usual resident population at the most recent census.
Weekly median rent for occupied homes. Live rental data integration coming soon.
Annual median household income (before tax) across all households.
Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.
Estimated 1 school within or near this suburb.
Find schools near Mount Vincent on My School →Estimated 1 park and green spaces near this suburb.
Monthly median mortgage repayment for households currently paying off a mortgage.
Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.
Mount Vincent is a smaller community of 380 — about 7% of the New South Wales suburb median (5,325) — so investors should factor in the narrower buyer pool and longer average time-on-market. Median household income of $119,288/year runs 22% above the New South Wales suburb median of $97,552, indicating strong purchasing power and the type of demographic profile that tends to sustain premium property prices through market cycles. Median rent of $300/week (~$1,300/month) covers only 65% of the median mortgage of $2,000/month — the remaining $700/month must be funded from other income, so this suburb tilts toward capital growth rather than yield. Mount Vincent is 107 km from Sydney, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand.
How Mount Vincent stacks up against the median of all New South Wales suburbs in our dataset. Positive values mean Mount Vincent sits above the state median; negative means below.
| Metric | Mount Vincent | NSW median | Δ vs state |
|---|---|---|---|
| Population | 380 | 5,325 | -93% |
| Median household income | $119,288/yr | $97,552/yr | +22% |
| Median rent (weekly) | $300 | $430 | -30% |
| Median mortgage (monthly) | $2,000 | $2,167 | -8% |
| Distance to CBD | 107 km | 45 km | +138% |
| Separate houses | 90% | 76% | +14pp |
Pre-inspection briefing for Mount Vincent — every item is derived from public datasets, with full citations in our data sources page.
Limited buy-and-hold upside: a small population of 380 means liquidity is thin and capital growth tends to lag the wider New South Wales market over full cycles.
Moderate rental coverage: rent of $300/week covers 65% of a $2,000/month mortgage, leaving a $700/month gap that an investor bridges with equity, depreciation and tax benefits.
With 90% houses in a 380-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.
Run the numbers on a Mount Vincent property
Scenario comparison, cash flow analysis, tax modelling, and PDF export — all in one place.
Create free account →Capital-growth expectations for Mount Vincent are modest for 2026 — incomes 22% above the NSW median of $97,552 and a population of 380 suggest gains will lag headline metro markets. Rental coverage runs at ~65% of the typical mortgage ($1,300/month rent vs $2,000/month repayment), leaving a manageable top-up for most investors. The EquitySight investment score of 52/100 places Mount Vincent in the mid tier of Australian suburbs we profile, and overall investor sentiment is balanced heading into the second half of 2026.
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Mount Vincent scores 52/100 on our EquitySight investment framework — a moderate rating. That score is driven by a population of 380, median household income of $119,288/year and median weekly rent of $300. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.
The main demand drivers in Mount Vincent are an above-state-median household income of $119,288/year, a dwelling mix that is 90% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.
Mount Vincent has a usual resident population of approximately 380, compared with a New South Wales suburb median of 5,325 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.
Mount Vincent sits 107 km straight-line from the Sydney CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.
The most recent census recorded a median weekly rent of $300 in Mount Vincent, equating to approximately $15,600/year in gross rental income (state median $430/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.
The median monthly mortgage repayment in Mount Vincent is $2,000, or approximately $24,000/year (vs $2,167/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.
A median weekly rent of $300 works out to $1,300/month, covering 65% of the median mortgage repayment of $2,000/month. That leaves a $700/month shortfall (around $8,400/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.
The main risks are a thin buyer pool (380 residents), interest-rate sensitivity on the $2,000 median mortgage, the broader New South Wales market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.
Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.