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Suburb Insights · NSW 2646

Oaklands, NSW 2646 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Oaklands is a regional centre in New South Wales, Australia, with a population of approximately 304, making it a boutique locality. Located approximately 500 km from the Sydney CBD, Oaklands is a regional area in New South Wales. The median household income is $54,756 per year.

Investment Score

26 / 100 Weak

Oaklands's income profile suggests a value-oriented market with competitive purchase prices. Distance from major centres is a consideration, though regional markets can offer higher rental yields.

Location

Sydney
Oaklands
New South Wales · 2646
500 km from Sydney CBD
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Key Indicators

Postcode
2646

Official Australia Post postcode for Oaklands. A postcode may cover multiple suburbs.

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Population
304

Usual resident population at the most recent census.

Median weekly rent
$150/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$54,756/yr

Annual median household income (before tax) across all households.

Distance to CBD
500 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$709/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
76% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Oaklands is a smaller community of 304 — about 6% of the New South Wales suburb median (5,325) — so investors should factor in the narrower buyer pool and longer average time-on-market. Oaklands's median household income of $54,756/year is 44% below the New South Wales suburb median ($97,552) — this is an affordability play where returns lean on yield and patient capital growth rather than demographic premium. Median weekly rent of $150 equates to $650/month — about 92% of the median mortgage repayment of $709/month — meaning rental income covers most of a typical owner's repayment and this is a genuine cash-flow suburb before tax benefits. Oaklands is 500 km from Sydney, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand.

Oaklands vs New South Wales Median

How Oaklands stacks up against the median of all New South Wales suburbs in our dataset. Positive values mean Oaklands sits above the state median; negative means below.

MetricOaklandsNSW medianΔ vs state
Population3045,325-94%
Median household income$54,756/yr$97,552/yr-44%
Median rent (weekly)$150$430-65%
Median mortgage (monthly)$709$2,167-67%
Distance to CBD500 km45 km+1011%
Separate houses76%76%0pp

Investor Checklist

Pre-inspection briefing for Oaklands — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 304 means liquidity is thin and capital growth tends to lag the wider New South Wales market over full cycles.

Rental Yield

Strong rental coverage: $150/week (~$650/month) covers 92% of the $709/month median mortgage repayment, so the shortfall sits at just $59/month. Investors targeting positive cash flow should shortlist this suburb.

⚠️
Renovation / Flip

With 76% houses in a 304-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Oaklands property

Full Property Analysis

30-year projections for Oaklands

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

Capital-growth expectations for Oaklands are modest for 2026 — incomes 44% below the NSW median of $97,552 and a population of 304 suggest gains will lag headline metro markets. Rental coverage runs at ~92% of the typical mortgage ($650/month rent vs $709/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 26/100 places Oaklands in the lower tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.

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Frequently Asked Questions

Is Oaklands a good suburb for investment?

Oaklands scores 26/100 on our EquitySight investment framework — a weak rating. That score is driven by a population of 304, median household income of $54,756/year and median weekly rent of $150. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Oaklands?

The main demand drivers in Oaklands are a median household income of $54,756/year, a dwelling mix that is 76% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Oaklands?

Oaklands has a usual resident population of approximately 304, compared with a New South Wales suburb median of 5,325 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Oaklands from the Sydney CBD?

Oaklands sits 500 km straight-line from the Sydney CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Oaklands?

The most recent census recorded a median weekly rent of $150 in Oaklands, equating to approximately $7,800/year in gross rental income (state median $430/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Oaklands?

The median monthly mortgage repayment in Oaklands is $709, or approximately $8,508/year (vs $2,167/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Oaklands cash-flow positive for investors?

A median weekly rent of $150 works out to $650/month, covering 92% of the median mortgage repayment of $709/month. That leaves a $59/month shortfall (around $708/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Oaklands?

The main risks are a thin buyer pool (304 residents), interest-rate sensitivity on the $709 median mortgage, below-median household incomes ($54,756 vs $97,552 state median), the broader New South Wales market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Oaklands profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

Nearby Suburbs

New South Wales Property Resources