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Suburb Insights · NSW 2571

Picton, NSW 2571 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Picton is a regional centre in New South Wales, Australia, with a population of approximately 5,282, making it a smaller community. Located approximately 65 km from the Sydney CBD, Picton is a regional area in New South Wales. The median household income is $113,412 per year.

Investment Score

58 / 100 Moderate

Strong household incomes in Picton underpin solid property demand. As a regional location, growth prospects depend on local economic conditions and infrastructure investment.

Location

Sydney
Picton
New South Wales · 2571
65 km from Sydney CBD
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Key Indicators

Postcode
2571

Official Australia Post postcode for Picton. A postcode may cover multiple suburbs.

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Population
5,282

Usual resident population at the most recent census.

Median weekly rent
$375/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$113,412/yr

Annual median household income (before tax) across all households.

Distance to CBD
65 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
2

Estimated 2 parks and green spaces near this suburb.

Median monthly mortgage
$2,383/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
84% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Why People Like Living in Picton

Who Picton Suits

👨‍👩‍👧FamiliesSchool count or dwelling mix is lighter here.
📊InvestorsRental coverage trails the state average.
🏡First-home buyersPrices sit above the New South Wales median — stretch goal.
💼ProfessionalsAround 65 km from the CBD with good access.

Pros and Cons

Pros

  • Rent sits within an affordable share of local incomes, supporting tenant demand.
  • Solid transport links into employment hubs.
  • Lower purchase prices and more land for the money.

Cons

  • Long distance to the CBD (65 km) — plan for commute time or local employment.
  • Fewer schools inside the suburb itself — verify catchments for neighbouring areas.

Investment Insight

5,282 residents places Picton squarely in the middle of the New South Wales suburb size distribution (state median 5,325), with market depth comparable to most NSW localities. Median household income of $113,412/year runs 16% above the New South Wales suburb median of $97,552, indicating strong purchasing power and the type of demographic profile that tends to sustain premium property prices through market cycles. Median rent of $375/week (~$1,625/month) covers only 68% of the median mortgage of $2,383/month — the remaining $758/month must be funded from other income, so this suburb tilts toward capital growth rather than yield. Picton is 65 km from Sydney, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand.

Investment Tip

This suburb suits yield-focused investors who are comfortable with lower liquidity. Employment concentration and local population trends matter more here than in metro markets. Local rents consume roughly 17% of household income — a useful sanity check on tenant affordability.

Picton vs New South Wales Median

How Picton stacks up against the median of all New South Wales suburbs in our dataset. Positive values mean Picton sits above the state median; negative means below.

MetricPictonNSW medianΔ vs state
Population5,2825,325-1%
Median household income$113,412/yr$97,552/yr+16%
Median rent (weekly)$375$430-13%
Median mortgage (monthly)$2,383$2,167+10%
Distance to CBD65 km45 km+44%
Separate houses84%76%+8pp

Investor Checklist

Pre-inspection briefing for Picton — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Solid buy-and-hold profile: a population of 5,282 and household income close to the NSW median ($113,412 vs $97,552) give the market enough depth for patient capital growth without the premium entry price of inner suburbs.

⚠️
Rental Yield

Moderate rental coverage: rent of $375/week covers 68% of a $2,383/month mortgage, leaving a $758/month gap that an investor bridges with equity, depreciation and tax benefits.

⚠️
Renovation / Flip

With 84% houses in a 5,282-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Picton property

Full Property Analysis

30-year projections for Picton

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2026 Outlook

Growth: Moderate Rental Demand: Moderate Investor Sentiment: Moderate

Property values in Picton should track the wider New South Wales market through 2026, with the $113,412/year median household income (16% above the $97,552 state median) keeping the suburb firmly mid-pack. Rental coverage runs at ~68% of the typical mortgage ($1,625/month rent vs $2,383/month repayment), leaving a manageable top-up for most investors. The EquitySight investment score of 58/100 places Picton in the mid tier of Australian suburbs we profile, and overall investor sentiment is balanced heading into the second half of 2026.

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Frequently Asked Questions

Is Picton a good suburb for investment?

Picton scores 58/100 on our EquitySight investment framework — a moderate rating. That score is driven by a population of 5,282, median household income of $113,412/year and median weekly rent of $375. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Picton?

The main demand drivers in Picton are an above-state-median household income of $113,412/year, a dwelling mix that is 84% separate houses, roughly 1 schools and 2 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Picton?

Picton has a usual resident population of approximately 5,282, compared with a New South Wales suburb median of 5,325 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Picton from the Sydney CBD?

Picton sits 65 km straight-line from the Sydney CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Picton?

The most recent census recorded a median weekly rent of $375 in Picton, equating to approximately $19,500/year in gross rental income (state median $430/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Picton?

The median monthly mortgage repayment in Picton is $2,383, or approximately $28,596/year (vs $2,167/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Picton cash-flow positive for investors?

A median weekly rent of $375 works out to $1,625/month, covering 68% of the median mortgage repayment of $2,383/month. That leaves a $758/month shortfall (around $9,096/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Picton?

The main risks are interest-rate sensitivity on the $2,383 median mortgage, the broader New South Wales market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Picton profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

Nearby Suburbs

New South Wales Property Resources