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Suburb Insights · NSW 2027

Point Piper, NSW 2027 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Point Piper is a well-established middle-ring suburb of Sydney, Australia, with a population of approximately 1,334, making it a boutique locality. Located 4 km from the Sydney CBD, Point Piper is a middle ring area in New South Wales. The median household income is $235,560 per year.

Investment Score

79 / 100 Good

Strong household incomes in Point Piper underpin solid property demand. Its proximity to the CBD adds a strong location premium.

Location

Sydney
Point Piper
New South Wales · 2027
4 km from Sydney CBD
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Key Indicators

Postcode
2027

Official Australia Post postcode for Point Piper. A postcode may cover multiple suburbs.

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Population
1,334

Usual resident population at the most recent census.

Median weekly rent
$900/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$235,560/yr

Annual median household income (before tax) across all households.

Distance to CBD
4 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$5,000/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
20% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Point Piper is a smaller community of 1,334 — about 25% of the New South Wales suburb median (5,325) — so investors should factor in the narrower buyer pool and longer average time-on-market. Median household income of $235,560/year runs 141% above the New South Wales suburb median of $97,552, indicating strong purchasing power and the type of demographic profile that tends to sustain premium property prices through market cycles. Rent of $900/week (78% coverage of the $5,000/month median mortgage) leaves a gap of roughly $1,100/month that a typical investor bridges with negative gearing, depreciation and capital growth. At 4 km from the Sydney CBD, Point Piper sits inside the high-demand inner ring — properties here compete directly with the city's employment, transport and amenity networks. Only 20% of dwellings are separate houses (vs 76% state median), so this is a unit-heavy market where body-corporate decisions and strata supply meaningfully shape investor returns.

Point Piper vs New South Wales Median

How Point Piper stacks up against the median of all New South Wales suburbs in our dataset. Positive values mean Point Piper sits above the state median; negative means below.

MetricPoint PiperNSW medianΔ vs state
Population1,3345,325-75%
Median household income$235,560/yr$97,552/yr+141%
Median rent (weekly)$900$430+109%
Median mortgage (monthly)$5,000$2,167+131%
Distance to CBD4 km45 km-91%
Separate houses20%76%-56pp

Investor Checklist

Pre-inspection briefing for Point Piper — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Strong buy-and-hold fundamentals: household incomes run 141% above the New South Wales suburb median ($235,560 vs $97,552), and the 4 km CBD distance keeps this suburb in the primary demand zone. In New South Wales, suburbs with this profile have historically clustered in the upper tercile of 10-year capital growth.

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Rental Yield

Moderate rental coverage: rent of $900/week covers 78% of a $5,000/month mortgage, leaving a $1,100/month gap that an investor bridges with equity, depreciation and tax benefits.

Renovation / Flip

Only 20% of dwellings are separate houses (vs 76% NSW median) — this is a unit and townhouse market, where cosmetic flips struggle against body-corporate restrictions, thinner after-reno uplift and competing new supply.

Risk Factors

Run the numbers on a Point Piper property

Full Property Analysis

30-year projections for Point Piper

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2026 Outlook

Growth: Strong Rental Demand: Low Investor Sentiment: Strong

Point Piper enters 2026 with a demographic tailwind — household incomes 141% above the New South Wales suburb median of $97,552 and a population of 1,334 give it the depth and purchasing power to outperform the wider NSW market over the next 12–18 months. Rental coverage runs at ~78% of the typical mortgage ($3,900/month rent vs $5,000/month repayment), leaving a manageable top-up for most investors. The EquitySight investment score of 79/100 places Point Piper in the upper-middle tier of Australian suburbs we profile, and overall investor sentiment is constructive heading into the second half of 2026.

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Frequently Asked Questions

Is Point Piper a good suburb for investment?

Point Piper scores 79/100 on our EquitySight investment framework — a good rating. That score is driven by a population of 1,334, median household income of $235,560/year and median weekly rent of $900. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Point Piper?

The main demand drivers in Point Piper are proximity to Sydney (4 km), an above-state-median household income of $235,560/year, a dwelling mix that is 20% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Point Piper?

Point Piper has a usual resident population of approximately 1,334, compared with a New South Wales suburb median of 5,325 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Point Piper from the Sydney CBD?

Point Piper sits 4 km straight-line from the Sydney CBD. This is inner-ring territory — pricing competes directly with established Sydney employment nodes.

What is the median rent in Point Piper?

The most recent census recorded a median weekly rent of $900 in Point Piper, equating to approximately $46,800/year in gross rental income (state median $430/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Point Piper?

The median monthly mortgage repayment in Point Piper is $5,000, or approximately $60,000/year (vs $2,167/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Point Piper cash-flow positive for investors?

A median weekly rent of $900 works out to $3,900/month, covering 78% of the median mortgage repayment of $5,000/month. That leaves a $1,100/month shortfall (around $13,200/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Point Piper?

The main risks are a thin buyer pool (1,334 residents), interest-rate sensitivity on the $5,000 median mortgage, a unit-heavy dwelling mix (20% houses) where body-corporate costs and apartment supply affect resale, the broader New South Wales market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Point Piper profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

Nearby Suburbs

New South Wales Property Resources