EquitySight.app
Free full calculator →
EquitySight.app
Free full calculator →
ABS 2021 Census · Updated 21 May 2026
Polo Flat is a regional centre in New South Wales, Australia, with a population of approximately 13, making it a boutique locality. Located approximately 323 km from the Sydney CBD, Polo Flat is a regional area in New South Wales. The median household income is $97,500 per year.
Strong household incomes in Polo Flat underpin solid property demand. Distance from major centres is a consideration, though regional markets can offer higher rental yields.
Official Australia Post postcode for Polo Flat. A postcode may cover multiple suburbs.
Australia Post Postcode Finder →Usual resident population at the most recent census.
Weekly median rent for occupied homes. Live rental data integration coming soon.
Annual median household income (before tax) across all households.
Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.
Estimated 1 school within or near this suburb.
Find schools near Polo Flat on My School →Estimated 1 park and green spaces near this suburb.
Monthly median mortgage repayment for households currently paying off a mortgage.
Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.
Polo Flat is a smaller community of 13 — about 0% of the New South Wales suburb median (5,325) — so investors should factor in the narrower buyer pool and longer average time-on-market. At $97,500/year, household income in Polo Flat is within 0% of the New South Wales median ($97,552), placing the suburb firmly in the state's mainstream demographic band. The median weekly rent of $180 translates to approximately $9,360/year in gross rental income, setting the upper bound on yield before vacancy, rates, insurance and maintenance. Polo Flat is 323 km from Sydney, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand.
How Polo Flat stacks up against the median of all New South Wales suburbs in our dataset. Positive values mean Polo Flat sits above the state median; negative means below.
| Metric | Polo Flat | NSW median | Δ vs state |
|---|---|---|---|
| Population | 13 | 5,325 | -100% |
| Median household income | $97,500/yr | $97,552/yr | 0% |
| Median rent (weekly) | $180 | $430 | -58% |
| Distance to CBD | 323 km | 45 km | +618% |
Pre-inspection briefing for Polo Flat — every item is derived from public datasets, with full citations in our data sources page.
Limited buy-and-hold upside: a small population of 13 means liquidity is thin and capital growth tends to lag the wider New South Wales market over full cycles.
Gross rent of $180/week (~$9,360/year) sets the yield ceiling. Cross-check against your purchase price to confirm whether this suburb hits the 4–5% gross yield most Australian investors target.
With a population of 13, the resale market in Polo Flat may not reliably reward cosmetic renovations — a longer hold is typically a better strategy at this scale, letting land-value appreciation do the work instead.
Run the numbers on a Polo Flat property
Scenario comparison, cash flow analysis, tax modelling, and PDF export — all in one place.
Create free account →Capital-growth expectations for Polo Flat are modest for 2026 — incomes close to the NSW median of $97,552 and a population of 13 suggest gains will lag headline metro markets. Rents sit around $180/week, setting the baseline gross rental income at roughly $9,360/year — refine this against current listings before running your numbers. The EquitySight investment score of 40/100 places Polo Flat in the lower tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.
Lived in Polo Flat? Help other investors with an honest 100-word review. Sign-in required; all reviews are manually moderated before they appear.
Polo Flat scores 40/100 on our EquitySight investment framework — a weak rating. That score is driven by a population of 13, median household income of $97,500/year and median weekly rent of $180. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.
The main demand drivers in Polo Flat are a median household income of $97,500/year, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.
Polo Flat has a usual resident population of approximately 13, compared with a New South Wales suburb median of 5,325 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.
Polo Flat sits 323 km straight-line from the Sydney CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.
The most recent census recorded a median weekly rent of $180 in Polo Flat, equating to approximately $9,360/year in gross rental income (state median $430/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.
A reliable median mortgage figure was not captured for Polo Flat. Use our loan serviceability calculator to estimate a realistic monthly repayment for your target purchase price and deposit.
Census data was not complete enough in Polo Flat to compute a clean rent-to-mortgage coverage. Use current listings to benchmark weekly rent, then plug your expected purchase price into our rental yield calculator to see whether the investment runs cash-flow positive or negative.
The main risks are a thin buyer pool (13 residents), interest-rate sensitivity, the broader New South Wales market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.
Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.