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Suburb Insights · NSW 2787

Porters Retreat, NSW 2787 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Porters Retreat is a regional centre in New South Wales, Australia, with a population of approximately 64, making it a boutique locality. Located approximately 133 km from the Sydney CBD, Porters Retreat is a regional area in New South Wales. The median household income is $87,724 per year.

Investment Score

42 / 100 Moderate

Moderate income levels in Porters Retreat indicate steady rental demand from working households. Regional positioning means lower entry costs but potentially longer hold periods for capital gains.

Location

Sydney
Porters Retreat
New South Wales · 2787
133 km from Sydney CBD
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Key Indicators

Postcode
2787

Official Australia Post postcode for Porters Retreat. A postcode may cover multiple suburbs.

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Population
64

Usual resident population at the most recent census.

Median weekly rent
$590/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$87,724/yr

Annual median household income (before tax) across all households.

Distance to CBD
133 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$1,474/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
62% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Porters Retreat is a smaller community of 64 — about 1% of the New South Wales suburb median (5,325) — so investors should factor in the narrower buyer pool and longer average time-on-market. Household income of $87,724/year is 10% below the New South Wales median of $97,552, typically translating into lower entry prices and a tenant base more sensitive to rent increases. Median weekly rent of $590 equates to $2,557/month — about 173% of the median mortgage repayment of $1,474/month — meaning rental income covers most of a typical owner's repayment and this is a genuine cash-flow suburb before tax benefits. Porters Retreat is 133 km from Sydney, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand.

Porters Retreat vs New South Wales Median

How Porters Retreat stacks up against the median of all New South Wales suburbs in our dataset. Positive values mean Porters Retreat sits above the state median; negative means below.

MetricPorters RetreatNSW medianΔ vs state
Population645,325-99%
Median household income$87,724/yr$97,552/yr-10%
Median rent (weekly)$590$430+37%
Median mortgage (monthly)$1,474$2,167-32%
Distance to CBD133 km45 km+196%
Separate houses62%76%-14pp

Investor Checklist

Pre-inspection briefing for Porters Retreat — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 64 means liquidity is thin and capital growth tends to lag the wider New South Wales market over full cycles.

Rental Yield

Strong rental coverage: $590/week (~$2,557/month) covers 173% of the $1,474/month median mortgage repayment, so the shortfall sits at just $0/month. Investors targeting positive cash flow should shortlist this suburb.

Renovation / Flip

Only 62% of dwellings are separate houses (vs 76% NSW median) — this is a unit and townhouse market, where cosmetic flips struggle against body-corporate restrictions, thinner after-reno uplift and competing new supply.

Risk Factors

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30-year projections for Porters Retreat

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

Capital-growth expectations for Porters Retreat are modest for 2026 — incomes 10% below the NSW median of $97,552 and a population of 64 suggest gains will lag headline metro markets. Rental coverage runs at ~173% of the typical mortgage ($2,557/month rent vs $1,474/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 42/100 places Porters Retreat in the mid tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.

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Frequently Asked Questions

Is Porters Retreat a good suburb for investment?

Porters Retreat scores 42/100 on our EquitySight investment framework — a moderate rating. That score is driven by a population of 64, median household income of $87,724/year and median weekly rent of $590. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Porters Retreat?

The main demand drivers in Porters Retreat are a median household income of $87,724/year, a dwelling mix that is 62% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Porters Retreat?

Porters Retreat has a usual resident population of approximately 64, compared with a New South Wales suburb median of 5,325 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Porters Retreat from the Sydney CBD?

Porters Retreat sits 133 km straight-line from the Sydney CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Porters Retreat?

The most recent census recorded a median weekly rent of $590 in Porters Retreat, equating to approximately $30,680/year in gross rental income (state median $430/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Porters Retreat?

The median monthly mortgage repayment in Porters Retreat is $1,474, or approximately $17,688/year (vs $2,167/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Porters Retreat cash-flow positive for investors?

A median weekly rent of $590 works out to $2,557/month, covering 173% of the median mortgage repayment of $1,474/month. That means rent exceeds the median repayment by roughly $1,083/month, so on these numbers Porters Retreat leans cash-flow-positive before accounting for strata, council rates, insurance and maintenance. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Porters Retreat?

The main risks are a thin buyer pool (64 residents), interest-rate sensitivity on the $1,474 median mortgage, the broader New South Wales market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Porters Retreat profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

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New South Wales Property Resources