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Suburb Insights · NSW 2489

Pottsville, NSW 2489 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Pottsville is a coastal suburb in New South Wales, Australia, with a population of approximately 7,238, making it a smaller community. Located approximately 649 km from the Sydney CBD, Pottsville is a coastal area in New South Wales. The median household income is $80,912 per year.

Investment Score

54 / 100 Moderate

Moderate income levels in Pottsville indicate steady rental demand from working households. The coastal setting provides a lifestyle factor that underpins property values.

Location

Sydney
Pottsville
New South Wales · 2489
649 km from Sydney CBD
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Key Indicators

Postcode
2489

Official Australia Post postcode for Pottsville. A postcode may cover multiple suburbs.

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Population
7,238

Usual resident population at the most recent census.

Median weekly rent
$500/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$80,912/yr

Annual median household income (before tax) across all households.

Distance to CBD
649 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
2

Estimated 2 schools within or near this suburb.

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Parks & green spaces
3

Estimated 3 parks and green spaces near this suburb.

Median monthly mortgage
$2,063/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
70% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Why People Like Living in Pottsville

Who Pottsville Suits

👨‍👩‍👧FamiliesSchool count or dwelling mix is lighter here.
📊InvestorsRent covers a solid share of the median mortgage.
🏡First-home buyersEntry costs sit at or below the New South Wales median.
💼ProfessionalsLonger commute to the CBD.

Pros and Cons

Pros

  • Mortgage costs are lower than the New South Wales median, improving cash-flow margins.
  • Local parks and reserves (around 3) add to liveability.
  • Solid transport links into employment hubs.

Cons

  • Rent-to-income ratio is above comfortable thresholds — watch tenant affordability.
  • Long distance to the CBD (649 km) — plan for commute time or local employment.

Investment Insight

Pottsville's population of 7,238 sits 36% above the New South Wales suburb median of 5,325, giving it a wider tenant and buyer catchment than the average NSW locality. Household income of $80,912/year is 17% below the New South Wales median of $97,552, typically translating into lower entry prices and a tenant base more sensitive to rent increases. Median weekly rent of $500 equates to $2,167/month — about 105% of the median mortgage repayment of $2,063/month — meaning rental income covers most of a typical owner's repayment and this is a genuine cash-flow suburb before tax benefits. Pottsville is 649 km from Sydney, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand.

Investment Tip

Coastal markets benefit from lifestyle appeal but require a buffer for higher insurance and occasional weather-driven vacancies. Local rents consume roughly 32% of household income — a useful sanity check on tenant affordability.

Pottsville vs New South Wales Median

How Pottsville stacks up against the median of all New South Wales suburbs in our dataset. Positive values mean Pottsville sits above the state median; negative means below.

MetricPottsvilleNSW medianΔ vs state
Population7,2385,325+36%
Median household income$80,912/yr$97,552/yr-17%
Median rent (weekly)$500$430+16%
Median mortgage (monthly)$2,063$2,167-5%
Distance to CBD649 km45 km+1342%
Separate houses70%76%-6pp

Investor Checklist

Pre-inspection briefing for Pottsville — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

⚠️
Buy & Hold

Moderate buy-and-hold potential: Pottsville's 7,238-person market and $80,912 median household income work for investors who are selective on street location and property quality rather than counting on a suburb-wide rerating.

Rental Yield

Strong rental coverage: $500/week (~$2,167/month) covers 105% of the $2,063/month median mortgage repayment, so the shortfall sits at just $0/month. Investors targeting positive cash flow should shortlist this suburb.

⚠️
Renovation / Flip

With 70% houses in a 7,238-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Pottsville property

Full Property Analysis

30-year projections for Pottsville

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2026 Outlook

Growth: Low Rental Demand: Moderate Investor Sentiment: Moderate

Capital-growth expectations for Pottsville are modest for 2026 — incomes 17% below the NSW median of $97,552 suggest gains will lag headline metro markets. Rental coverage runs at ~105% of the typical mortgage ($2,167/month rent vs $2,063/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 54/100 places Pottsville in the mid tier of Australian suburbs we profile, and overall investor sentiment is balanced heading into the second half of 2026.

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Frequently Asked Questions

Is Pottsville a good suburb for investment?

Pottsville scores 54/100 on our EquitySight investment framework — a moderate rating. That score is driven by a population of 7,238, median household income of $80,912/year and median weekly rent of $500. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Pottsville?

The main demand drivers in Pottsville are a median household income of $80,912/year, a dwelling mix that is 70% separate houses, roughly 2 schools and 3 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Pottsville?

Pottsville has a usual resident population of approximately 7,238, compared with a New South Wales suburb median of 5,325 — placing it in the upper half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Pottsville from the Sydney CBD?

Pottsville sits 649 km straight-line from the Sydney CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Pottsville?

The most recent census recorded a median weekly rent of $500 in Pottsville, equating to approximately $26,000/year in gross rental income (state median $430/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Pottsville?

The median monthly mortgage repayment in Pottsville is $2,063, or approximately $24,756/year (vs $2,167/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Pottsville cash-flow positive for investors?

A median weekly rent of $500 works out to $2,167/month, covering 105% of the median mortgage repayment of $2,063/month. That means rent exceeds the median repayment by roughly $104/month, so on these numbers Pottsville leans cash-flow-positive before accounting for strata, council rates, insurance and maintenance. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Pottsville?

The main risks are interest-rate sensitivity on the $2,063 median mortgage, below-median household incomes ($80,912 vs $97,552 state median), the broader New South Wales market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Pottsville profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

Nearby Suburbs

New South Wales Property Resources