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Suburb Insights · NSW 2795

Rockley, NSW 2795 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Rockley is a regional centre in New South Wales, Australia, with a population of approximately 180, making it a boutique locality. Located approximately 155 km from the Sydney CBD, Rockley is a regional area in New South Wales. The median household income is $57,772 per year.

Investment Score

25 / 100 Weak

Rockley's income profile suggests a value-oriented market with competitive purchase prices. Regional positioning means lower entry costs but potentially longer hold periods for capital gains.

Location

Sydney
Rockley
New South Wales · 2795
155 km from Sydney CBD
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Key Indicators

Postcode
2795

Official Australia Post postcode for Rockley. A postcode may cover multiple suburbs.

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Population
180

Usual resident population at the most recent census.

Median weekly rent
$245/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$57,772/yr

Annual median household income (before tax) across all households.

Distance to CBD
155 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$975/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
90% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Rockley is a smaller community of 180 — about 3% of the New South Wales suburb median (5,325) — so investors should factor in the narrower buyer pool and longer average time-on-market. Rockley's median household income of $57,772/year is 41% below the New South Wales suburb median ($97,552) — this is an affordability play where returns lean on yield and patient capital growth rather than demographic premium. Median weekly rent of $245 equates to $1,062/month — about 109% of the median mortgage repayment of $975/month — meaning rental income covers most of a typical owner's repayment and this is a genuine cash-flow suburb before tax benefits. Rockley is 155 km from Sydney, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand.

Rockley vs New South Wales Median

How Rockley stacks up against the median of all New South Wales suburbs in our dataset. Positive values mean Rockley sits above the state median; negative means below.

MetricRockleyNSW medianΔ vs state
Population1805,325-97%
Median household income$57,772/yr$97,552/yr-41%
Median rent (weekly)$245$430-43%
Median mortgage (monthly)$975$2,167-55%
Distance to CBD155 km45 km+244%
Separate houses90%76%+14pp

Investor Checklist

Pre-inspection briefing for Rockley — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 180 means liquidity is thin and capital growth tends to lag the wider New South Wales market over full cycles.

Rental Yield

Strong rental coverage: $245/week (~$1,062/month) covers 109% of the $975/month median mortgage repayment, so the shortfall sits at just $0/month. Investors targeting positive cash flow should shortlist this suburb.

⚠️
Renovation / Flip

With 90% houses in a 180-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Rockley property

Full Property Analysis

30-year projections for Rockley

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

Capital-growth expectations for Rockley are modest for 2026 — incomes 41% below the NSW median of $97,552 and a population of 180 suggest gains will lag headline metro markets. Rental coverage runs at ~109% of the typical mortgage ($1,062/month rent vs $975/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 25/100 places Rockley in the lower tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.

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Frequently Asked Questions

Is Rockley a good suburb for investment?

Rockley scores 25/100 on our EquitySight investment framework — a weak rating. That score is driven by a population of 180, median household income of $57,772/year and median weekly rent of $245. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Rockley?

The main demand drivers in Rockley are a median household income of $57,772/year, a dwelling mix that is 90% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Rockley?

Rockley has a usual resident population of approximately 180, compared with a New South Wales suburb median of 5,325 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Rockley from the Sydney CBD?

Rockley sits 155 km straight-line from the Sydney CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Rockley?

The most recent census recorded a median weekly rent of $245 in Rockley, equating to approximately $12,740/year in gross rental income (state median $430/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Rockley?

The median monthly mortgage repayment in Rockley is $975, or approximately $11,700/year (vs $2,167/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Rockley cash-flow positive for investors?

A median weekly rent of $245 works out to $1,062/month, covering 109% of the median mortgage repayment of $975/month. That means rent exceeds the median repayment by roughly $87/month, so on these numbers Rockley leans cash-flow-positive before accounting for strata, council rates, insurance and maintenance. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Rockley?

The main risks are a thin buyer pool (180 residents), interest-rate sensitivity on the $975 median mortgage, below-median household incomes ($57,772 vs $97,552 state median), the broader New South Wales market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Rockley profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

Nearby Suburbs

New South Wales Property Resources