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ABS 2021 Census · Updated 21 May 2026
Rushcutters Bay is an inner-city suburb of Sydney, Australia, with a population of approximately 2,335, making it a boutique locality. Located 2 km from the Sydney CBD, Rushcutters Bay is a inner city area in New South Wales. The median household income is $97,604 per year.
Above-average earnings in Rushcutters Bay support sustained property values. Its proximity to the CBD adds a strong location premium.
Official Australia Post postcode for Rushcutters Bay. A postcode may cover multiple suburbs.
Australia Post Postcode Finder →Usual resident population at the most recent census.
Weekly median rent for occupied homes. Live rental data integration coming soon.
Annual median household income (before tax) across all households.
Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.
Estimated 1 school within or near this suburb.
Find schools near Rushcutters Bay on My School →Estimated 1 park and green spaces near this suburb.
Monthly median mortgage repayment for households currently paying off a mortgage.
Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.
Rushcutters Bay is a smaller community of 2,335 — about 44% of the New South Wales suburb median (5,325) — so investors should factor in the narrower buyer pool and longer average time-on-market. At $97,604/year, household income in Rushcutters Bay is within 0% of the New South Wales median ($97,552), placing the suburb firmly in the state's mainstream demographic band. Rent of $450/week (75% coverage of the $2,600/month median mortgage) leaves a gap of roughly $650/month that a typical investor bridges with negative gearing, depreciation and capital growth. At 2 km from the Sydney CBD, Rushcutters Bay sits inside the high-demand inner ring — properties here compete directly with the city's employment, transport and amenity networks. Only 0% of dwellings are separate houses (vs 76% state median), so this is a unit-heavy market where body-corporate decisions and strata supply meaningfully shape investor returns.
Inner-city investors should model strata costs and rate rises carefully, since gross yields here are often compressed by higher entry prices. Local rents consume roughly 24% of household income — a useful sanity check on tenant affordability.
How Rushcutters Bay stacks up against the median of all New South Wales suburbs in our dataset. Positive values mean Rushcutters Bay sits above the state median; negative means below.
| Metric | Rushcutters Bay | NSW median | Δ vs state |
|---|---|---|---|
| Population | 2,335 | 5,325 | -56% |
| Median household income | $97,604/yr | $97,552/yr | 0% |
| Median rent (weekly) | $450 | $430 | +5% |
| Median mortgage (monthly) | $2,600 | $2,167 | +20% |
| Distance to CBD | 2 km | 45 km | -96% |
| Separate houses | 0% | 76% | -76pp |
Pre-inspection briefing for Rushcutters Bay — every item is derived from public datasets, with full citations in our data sources page.
Limited buy-and-hold upside: a small population of 2,335 means liquidity is thin and capital growth tends to lag the wider New South Wales market over full cycles.
Moderate rental coverage: rent of $450/week covers 75% of a $2,600/month mortgage, leaving a $650/month gap that an investor bridges with equity, depreciation and tax benefits.
Only 0% of dwellings are separate houses (vs 76% NSW median) — this is a unit and townhouse market, where cosmetic flips struggle against body-corporate restrictions, thinner after-reno uplift and competing new supply.
Run the numbers on a Rushcutters Bay property
Scenario comparison, cash flow analysis, tax modelling, and PDF export — all in one place.
Create free account →Capital-growth expectations for Rushcutters Bay are modest for 2026 — incomes close to the NSW median of $97,552 and a population of 2,335 suggest gains will lag headline metro markets. Rental coverage runs at ~75% of the typical mortgage ($1,950/month rent vs $2,600/month repayment), leaving a manageable top-up for most investors. The EquitySight investment score of 71/100 places Rushcutters Bay in the upper-middle tier of Australian suburbs we profile, and overall investor sentiment is constructive heading into the second half of 2026.
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Rushcutters Bay scores 71/100 on our EquitySight investment framework — a good rating. That score is driven by a population of 2,335, median household income of $97,604/year and median weekly rent of $450. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.
The main demand drivers in Rushcutters Bay are proximity to Sydney (2 km), an above-state-median household income of $97,604/year, a dwelling mix that is 0% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.
Rushcutters Bay has a usual resident population of approximately 2,335, compared with a New South Wales suburb median of 5,325 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.
Rushcutters Bay sits 2 km straight-line from the Sydney CBD. This is inner-ring territory — pricing competes directly with established Sydney employment nodes.
The most recent census recorded a median weekly rent of $450 in Rushcutters Bay, equating to approximately $23,400/year in gross rental income (state median $430/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.
The median monthly mortgage repayment in Rushcutters Bay is $2,600, or approximately $31,200/year (vs $2,167/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.
A median weekly rent of $450 works out to $1,950/month, covering 75% of the median mortgage repayment of $2,600/month. That leaves a $650/month shortfall (around $7,800/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.
The main risks are a thin buyer pool (2,335 residents), interest-rate sensitivity on the $2,600 median mortgage, a unit-heavy dwelling mix (0% houses) where body-corporate costs and apartment supply affect resale, the broader New South Wales market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.
Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.