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Suburb Insights · NSW 2034

South Coogee, NSW 2034 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

South Coogee is a well-established middle-ring suburb of Sydney, Australia, with a population of approximately 5,611, making it a smaller community. Located approximately 8 km from the Sydney CBD, South Coogee is a middle ring area in New South Wales. The median household income is $109,460 per year.

Investment Score

79 / 100 Good

Above-average earnings in South Coogee support sustained property values. The short commute to the city centre is a key demand driver.

Location

Sydney
South Coogee
New South Wales · 2034
8 km from Sydney CBD
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Key Indicators

Postcode
2034

Official Australia Post postcode for South Coogee. A postcode may cover multiple suburbs.

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Population
5,611

Usual resident population at the most recent census.

Median weekly rent
$207/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$109,460/yr

Annual median household income (before tax) across all households.

Distance to CBD
8 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
2

Estimated 2 parks and green spaces near this suburb.

Median monthly mortgage
$4,000/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
35% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Why People Like Living in South Coogee

Who South Coogee Suits

👨‍👩‍👧FamiliesSchool count or dwelling mix is lighter here.
📊InvestorsRental coverage trails the state average.
🏡First-home buyersPrices sit above the New South Wales median — stretch goal.
💼ProfessionalsAround 8 km from the CBD with good access.

Pros and Cons

Pros

  • Rent sits within an affordable share of local incomes, supporting tenant demand.
  • Solid transport links into employment hubs.
  • Short distance to the CBD makes commuting straightforward.

Cons

  • Median mortgage sits above the New South Wales state median — entry costs are stretched.
  • Fewer schools inside the suburb itself — verify catchments for neighbouring areas.

Investment Insight

5,611 residents places South Coogee squarely in the middle of the New South Wales suburb size distribution (state median 5,325), with market depth comparable to most NSW localities. Households here earn $109,460/year on average — 12% above the NSW suburb median of $97,552 — a modest premium that supports resilient owner-occupier demand. Weekly rent of $207 covers just 22% of the median $4,000/month mortgage repayment, leaving a $3,103/month gap — investors should only pursue this suburb with a clear capital-growth thesis and sufficient external income to fund the shortfall. At 8 km from the Sydney CBD, South Coogee sits inside the high-demand inner ring — properties here compete directly with the city's employment, transport and amenity networks. Only 35% of dwellings are separate houses (vs 76% state median), so this is a unit-heavy market where body-corporate decisions and strata supply meaningfully shape investor returns.

Investment Tip

This suburb suits long-term investors looking for a balance of rental yield and capital growth. Schools and transport underpin family demand. Local rents consume roughly 10% of household income — a useful sanity check on tenant affordability.

South Coogee vs New South Wales Median

How South Coogee stacks up against the median of all New South Wales suburbs in our dataset. Positive values mean South Coogee sits above the state median; negative means below.

MetricSouth CoogeeNSW medianΔ vs state
Population5,6115,325+5%
Median household income$109,460/yr$97,552/yr+12%
Median rent (weekly)$207$430-52%
Median mortgage (monthly)$4,000$2,167+85%
Distance to CBD8 km45 km-82%
Separate houses35%76%-41pp

Investor Checklist

Pre-inspection briefing for South Coogee — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Solid buy-and-hold profile: a population of 5,611 and household income close to the NSW median ($109,460 vs $97,552) give the market enough depth for patient capital growth without the premium entry price of inner suburbs.

Rental Yield

Weak cash flow: $207/week rent covers only 22% of the $4,000/month median mortgage — a $3,103/month gap that must be funded from other income. This suburb is a capital-growth play, not a yield play.

Renovation / Flip

Only 35% of dwellings are separate houses (vs 76% NSW median) — this is a unit and townhouse market, where cosmetic flips struggle against body-corporate restrictions, thinner after-reno uplift and competing new supply.

Risk Factors

Run the numbers on a South Coogee property

Full Property Analysis

30-year projections for South Coogee

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2026 Outlook

Growth: Moderate Rental Demand: Moderate Investor Sentiment: Strong

Property values in South Coogee should track the wider New South Wales market through 2026, with the $109,460/year median household income (12% above the $97,552 state median) keeping the suburb firmly mid-pack. Rental coverage runs at ~22% of the typical mortgage ($897/month rent vs $4,000/month repayment), meaning investors will rely on capital growth rather than yield. The EquitySight investment score of 79/100 places South Coogee in the upper-middle tier of Australian suburbs we profile, and overall investor sentiment is constructive heading into the second half of 2026.

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Frequently Asked Questions

Is South Coogee a good suburb for investment?

South Coogee scores 79/100 on our EquitySight investment framework — a good rating. That score is driven by a population of 5,611, median household income of $109,460/year and median weekly rent of $207. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in South Coogee?

The main demand drivers in South Coogee are proximity to Sydney (8 km), an above-state-median household income of $109,460/year, a dwelling mix that is 35% separate houses, roughly 1 schools and 2 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of South Coogee?

South Coogee has a usual resident population of approximately 5,611, compared with a New South Wales suburb median of 5,325 — placing it in the upper half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is South Coogee from the Sydney CBD?

South Coogee sits 8 km straight-line from the Sydney CBD. This is inner-ring territory — pricing competes directly with established Sydney employment nodes.

What is the median rent in South Coogee?

The most recent census recorded a median weekly rent of $207 in South Coogee, equating to approximately $10,764/year in gross rental income (state median $430/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in South Coogee?

The median monthly mortgage repayment in South Coogee is $4,000, or approximately $48,000/year (vs $2,167/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is South Coogee cash-flow positive for investors?

A median weekly rent of $207 works out to $897/month, covering 22% of the median mortgage repayment of $4,000/month. That leaves a $3,103/month shortfall (around $37,236/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in South Coogee?

The main risks are interest-rate sensitivity on the $4,000 median mortgage, a unit-heavy dwelling mix (35% houses) where body-corporate costs and apartment supply affect resale, the broader New South Wales market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this South Coogee profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

Nearby Suburbs

New South Wales Property Resources