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ABS 2021 Census · Updated 21 May 2026
Speewa is a regional centre in New South Wales, Australia, with a population of approximately 115, making it a boutique locality. Located approximately 716 km from the Sydney CBD, Speewa is a regional area in New South Wales. The median household income is $71,500 per year.
Household earnings in Speewa are below the state average, which may affect long-term capital growth. As a regional location, growth prospects depend on local economic conditions and infrastructure investment.
Official Australia Post postcode for Speewa. A postcode may cover multiple suburbs.
Australia Post Postcode Finder →Usual resident population at the most recent census.
Weekly median rent for occupied homes. Live rental data integration coming soon.
Annual median household income (before tax) across all households.
Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.
Estimated 1 school within or near this suburb.
Find schools near Speewa on My School →Estimated 1 park and green spaces near this suburb.
Monthly median mortgage repayment for households currently paying off a mortgage.
Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.
Speewa is a smaller community of 115 — about 2% of the New South Wales suburb median (5,325) — so investors should factor in the narrower buyer pool and longer average time-on-market. Speewa's median household income of $71,500/year is 27% below the New South Wales suburb median ($97,552) — this is an affordability play where returns lean on yield and patient capital growth rather than demographic premium. Rent of $220/week (82% coverage of the $1,156/month median mortgage) leaves a gap of roughly $203/month that a typical investor bridges with negative gearing, depreciation and capital growth. Speewa is 716 km from Sydney, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand. Separate houses make up 98% of dwellings — 22 percentage points above the New South Wales median of 76% — pointing to a family-oriented, land-rich market where value is concentrated in the underlying block.
How Speewa stacks up against the median of all New South Wales suburbs in our dataset. Positive values mean Speewa sits above the state median; negative means below.
| Metric | Speewa | NSW median | Δ vs state |
|---|---|---|---|
| Population | 115 | 5,325 | -98% |
| Median household income | $71,500/yr | $97,552/yr | -27% |
| Median rent (weekly) | $220 | $430 | -49% |
| Median mortgage (monthly) | $1,156 | $2,167 | -47% |
| Distance to CBD | 716 km | 45 km | +1491% |
| Separate houses | 98% | 76% | +22pp |
Pre-inspection briefing for Speewa — every item is derived from public datasets, with full citations in our data sources page.
Limited buy-and-hold upside: a small population of 115 means liquidity is thin and capital growth tends to lag the wider New South Wales market over full cycles.
Moderate rental coverage: rent of $220/week covers 82% of a $1,156/month mortgage, leaving a $203/month gap that an investor bridges with equity, depreciation and tax benefits.
With 98% houses in a 115-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.
Run the numbers on a Speewa property
Scenario comparison, cash flow analysis, tax modelling, and PDF export — all in one place.
Create free account →Capital-growth expectations for Speewa are modest for 2026 — incomes 27% below the NSW median of $97,552 and a population of 115 suggest gains will lag headline metro markets. Rental coverage runs at ~82% of the typical mortgage ($953/month rent vs $1,156/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 30/100 places Speewa in the lower tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.
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Speewa scores 30/100 on our EquitySight investment framework — a weak rating. That score is driven by a population of 115, median household income of $71,500/year and median weekly rent of $220. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.
The main demand drivers in Speewa are a median household income of $71,500/year, a dwelling mix that is 98% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.
Speewa has a usual resident population of approximately 115, compared with a New South Wales suburb median of 5,325 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.
Speewa sits 716 km straight-line from the Sydney CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.
The most recent census recorded a median weekly rent of $220 in Speewa, equating to approximately $11,440/year in gross rental income (state median $430/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.
The median monthly mortgage repayment in Speewa is $1,156, or approximately $13,872/year (vs $2,167/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.
A median weekly rent of $220 works out to $953/month, covering 82% of the median mortgage repayment of $1,156/month. That leaves a $203/month shortfall (around $2,436/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.
The main risks are a thin buyer pool (115 residents), interest-rate sensitivity on the $1,156 median mortgage, below-median household incomes ($71,500 vs $97,552 state median), the broader New South Wales market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.
Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.