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Suburb Insights · NSW 2790

State Mine Gully, NSW 2790 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

State Mine Gully is a regional centre in New South Wales, Australia, with a population of approximately 10, making it a boutique locality. Located approximately 104 km from the Sydney CBD, State Mine Gully is a regional area in New South Wales. The median household income is $71,448 per year.

Investment Score

29 / 100 Weak

Household earnings in State Mine Gully are below the state average, which may affect long-term capital growth. Regional positioning means lower entry costs but potentially longer hold periods for capital gains.

Location

Sydney
State Mine Gully
New South Wales · 2790
104 km from Sydney CBD
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Key Indicators

Postcode
2790

Official Australia Post postcode for State Mine Gully. A postcode may cover multiple suburbs.

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Population
10

Usual resident population at the most recent census.

Median weekly rent
N/A

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$71,448/yr

Annual median household income (before tax) across all households.

Distance to CBD
104 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
N/A

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
150% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

State Mine Gully is a smaller community of 10 — about 0% of the New South Wales suburb median (5,325) — so investors should factor in the narrower buyer pool and longer average time-on-market. State Mine Gully's median household income of $71,448/year is 27% below the New South Wales suburb median ($97,552) — this is an affordability play where returns lean on yield and patient capital growth rather than demographic premium. State Mine Gully is 104 km from Sydney, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand. Separate houses make up 150% of dwellings — 74 percentage points above the New South Wales median of 76% — pointing to a family-oriented, land-rich market where value is concentrated in the underlying block.

State Mine Gully vs New South Wales Median

How State Mine Gully stacks up against the median of all New South Wales suburbs in our dataset. Positive values mean State Mine Gully sits above the state median; negative means below.

MetricState Mine GullyNSW medianΔ vs state
Population105,325-100%
Median household income$71,448/yr$97,552/yr-27%
Distance to CBD104 km45 km+131%
Separate houses150%76%+74pp

Investor Checklist

Pre-inspection briefing for State Mine Gully — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 10 means liquidity is thin and capital growth tends to lag the wider New South Wales market over full cycles.

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Rental Yield

Median rental data was not captured for State Mine Gully. Use current realestate.com.au and Domain listings to triangulate a realistic weekly rent before committing, then feed that number into our rental yield calculator.

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Renovation / Flip

With 150% houses in a 10-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a State Mine Gully property

Full Property Analysis

30-year projections for State Mine Gully

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

Capital-growth expectations for State Mine Gully are modest for 2026 — incomes 27% below the NSW median of $97,552 and a population of 10 suggest gains will lag headline metro markets. Rental fundamentals will need to be verified against live listings, as a clean median rent was not recorded for State Mine Gully. The EquitySight investment score of 29/100 places State Mine Gully in the lower tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.

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Frequently Asked Questions

Is State Mine Gully a good suburb for investment?

State Mine Gully scores 29/100 on our EquitySight investment framework — a weak rating. That score is driven by a population of 10, median household income of $71,448/year. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in State Mine Gully?

The main demand drivers in State Mine Gully are a median household income of $71,448/year, a dwelling mix that is 150% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of State Mine Gully?

State Mine Gully has a usual resident population of approximately 10, compared with a New South Wales suburb median of 5,325 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is State Mine Gully from the Sydney CBD?

State Mine Gully sits 104 km straight-line from the Sydney CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in State Mine Gully?

A reliable median rent was not captured for State Mine Gully. Benchmark expected weekly rent on realestate.com.au and Domain, or the state rental tribunal's rent dashboard. Most Australian investors target a 4–5% gross yield as a baseline.

What is the typical mortgage repayment in State Mine Gully?

A reliable median mortgage figure was not captured for State Mine Gully. Use our loan serviceability calculator to estimate a realistic monthly repayment for your target purchase price and deposit.

Is State Mine Gully cash-flow positive for investors?

Census data was not complete enough in State Mine Gully to compute a clean rent-to-mortgage coverage. Use current listings to benchmark weekly rent, then plug your expected purchase price into our rental yield calculator to see whether the investment runs cash-flow positive or negative.

What are the main risks of investing in State Mine Gully?

The main risks are a thin buyer pool (10 residents), interest-rate sensitivity, below-median household incomes ($71,448 vs $97,552 state median), the broader New South Wales market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this State Mine Gully profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

Nearby Suburbs

New South Wales Property Resources