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Suburb Insights · NSW 2640

Table Top, NSW 2640 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Table Top is a regional centre in New South Wales, Australia, with a population of approximately 1,516, making it a boutique locality. Located approximately 445 km from the Sydney CBD, Table Top is a regional area in New South Wales. The median household income is $128,700 per year.

Investment Score

50 / 100 Moderate

Strong household incomes in Table Top underpin solid property demand. As a regional location, growth prospects depend on local economic conditions and infrastructure investment.

Location

Sydney
Table Top
New South Wales · 2640
445 km from Sydney CBD
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Key Indicators

Postcode
2640

Official Australia Post postcode for Table Top. A postcode may cover multiple suburbs.

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Population
1,516

Usual resident population at the most recent census.

Median weekly rent
$380/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$128,700/yr

Annual median household income (before tax) across all households.

Distance to CBD
445 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$2,167/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
94% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Table Top is a smaller community of 1,516 — about 28% of the New South Wales suburb median (5,325) — so investors should factor in the narrower buyer pool and longer average time-on-market. Median household income of $128,700/year runs 32% above the New South Wales suburb median of $97,552, indicating strong purchasing power and the type of demographic profile that tends to sustain premium property prices through market cycles. Rent of $380/week (76% coverage of the $2,167/month median mortgage) leaves a gap of roughly $520/month that a typical investor bridges with negative gearing, depreciation and capital growth. Table Top is 445 km from Sydney, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand. Separate houses make up 94% of dwellings — 18 percentage points above the New South Wales median of 76% — pointing to a family-oriented, land-rich market where value is concentrated in the underlying block.

Table Top vs New South Wales Median

How Table Top stacks up against the median of all New South Wales suburbs in our dataset. Positive values mean Table Top sits above the state median; negative means below.

MetricTable TopNSW medianΔ vs state
Population1,5165,325-72%
Median household income$128,700/yr$97,552/yr+32%
Median rent (weekly)$380$430-12%
Median mortgage (monthly)$2,167$2,1670%
Distance to CBD445 km45 km+889%
Separate houses94%76%+18pp

Investor Checklist

Pre-inspection briefing for Table Top — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 1,516 means liquidity is thin and capital growth tends to lag the wider New South Wales market over full cycles.

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Rental Yield

Moderate rental coverage: rent of $380/week covers 76% of a $2,167/month mortgage, leaving a $520/month gap that an investor bridges with equity, depreciation and tax benefits.

⚠️
Renovation / Flip

With 94% houses in a 1,516-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Table Top property

Full Property Analysis

30-year projections for Table Top

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Moderate

Capital-growth expectations for Table Top are modest for 2026 — incomes 32% above the NSW median of $97,552 and a population of 1,516 suggest gains will lag headline metro markets. Rental coverage runs at ~76% of the typical mortgage ($1,647/month rent vs $2,167/month repayment), leaving a manageable top-up for most investors. The EquitySight investment score of 50/100 places Table Top in the mid tier of Australian suburbs we profile, and overall investor sentiment is balanced heading into the second half of 2026.

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Frequently Asked Questions

Is Table Top a good suburb for investment?

Table Top scores 50/100 on our EquitySight investment framework — a moderate rating. That score is driven by a population of 1,516, median household income of $128,700/year and median weekly rent of $380. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Table Top?

The main demand drivers in Table Top are an above-state-median household income of $128,700/year, a dwelling mix that is 94% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Table Top?

Table Top has a usual resident population of approximately 1,516, compared with a New South Wales suburb median of 5,325 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Table Top from the Sydney CBD?

Table Top sits 445 km straight-line from the Sydney CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Table Top?

The most recent census recorded a median weekly rent of $380 in Table Top, equating to approximately $19,760/year in gross rental income (state median $430/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Table Top?

The median monthly mortgage repayment in Table Top is $2,167, or approximately $26,004/year (vs $2,167/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Table Top cash-flow positive for investors?

A median weekly rent of $380 works out to $1,647/month, covering 76% of the median mortgage repayment of $2,167/month. That leaves a $520/month shortfall (around $6,240/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Table Top?

The main risks are a thin buyer pool (1,516 residents), interest-rate sensitivity on the $2,167 median mortgage, the broader New South Wales market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Table Top profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

Nearby Suburbs

New South Wales Property Resources