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Suburb Insights · NSW 2400

Terry Hie Hie, NSW 2400 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Terry Hie Hie is a regional centre in New South Wales, Australia, with a population of approximately 76, making it a boutique locality. Located approximately 465 km from the Sydney CBD, Terry Hie Hie is a regional area in New South Wales. The median household income is $90,948 per year.

Investment Score

38 / 100 Weak

Strong household incomes in Terry Hie Hie underpin solid property demand. Distance from major centres is a consideration, though regional markets can offer higher rental yields.

Location

Sydney
Terry Hie Hie
New South Wales · 2400
465 km from Sydney CBD
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Key Indicators

Postcode
2400

Official Australia Post postcode for Terry Hie Hie. A postcode may cover multiple suburbs.

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Population
76

Usual resident population at the most recent census.

Median weekly rent
$55/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$90,948/yr

Annual median household income (before tax) across all households.

Distance to CBD
465 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$5,394/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
133% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Terry Hie Hie is a smaller community of 76 — about 1% of the New South Wales suburb median (5,325) — so investors should factor in the narrower buyer pool and longer average time-on-market. Household income of $90,948/year is 7% below the New South Wales median of $97,552, typically translating into lower entry prices and a tenant base more sensitive to rent increases. Weekly rent of $55 covers just 4% of the median $5,394/month mortgage repayment, leaving a $5,156/month gap — investors should only pursue this suburb with a clear capital-growth thesis and sufficient external income to fund the shortfall. Terry Hie Hie is 465 km from Sydney, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand. Separate houses make up 133% of dwellings — 57 percentage points above the New South Wales median of 76% — pointing to a family-oriented, land-rich market where value is concentrated in the underlying block.

Terry Hie Hie vs New South Wales Median

How Terry Hie Hie stacks up against the median of all New South Wales suburbs in our dataset. Positive values mean Terry Hie Hie sits above the state median; negative means below.

MetricTerry Hie HieNSW medianΔ vs state
Population765,325-99%
Median household income$90,948/yr$97,552/yr-7%
Median rent (weekly)$55$430-87%
Median mortgage (monthly)$5,394$2,167+149%
Distance to CBD465 km45 km+933%
Separate houses133%76%+57pp

Investor Checklist

Pre-inspection briefing for Terry Hie Hie — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 76 means liquidity is thin and capital growth tends to lag the wider New South Wales market over full cycles.

Rental Yield

Weak cash flow: $55/week rent covers only 4% of the $5,394/month median mortgage — a $5,156/month gap that must be funded from other income. This suburb is a capital-growth play, not a yield play.

⚠️
Renovation / Flip

With 133% houses in a 76-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Terry Hie Hie property

Full Property Analysis

30-year projections for Terry Hie Hie

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

Capital-growth expectations for Terry Hie Hie are modest for 2026 — incomes 7% below the NSW median of $97,552 and a population of 76 suggest gains will lag headline metro markets. Rental coverage runs at ~4% of the typical mortgage ($238/month rent vs $5,394/month repayment), meaning investors will rely on capital growth rather than yield. The EquitySight investment score of 38/100 places Terry Hie Hie in the lower tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.

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Frequently Asked Questions

Is Terry Hie Hie a good suburb for investment?

Terry Hie Hie scores 38/100 on our EquitySight investment framework — a weak rating. That score is driven by a population of 76, median household income of $90,948/year and median weekly rent of $55. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Terry Hie Hie?

The main demand drivers in Terry Hie Hie are a median household income of $90,948/year, a dwelling mix that is 133% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Terry Hie Hie?

Terry Hie Hie has a usual resident population of approximately 76, compared with a New South Wales suburb median of 5,325 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Terry Hie Hie from the Sydney CBD?

Terry Hie Hie sits 465 km straight-line from the Sydney CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Terry Hie Hie?

The most recent census recorded a median weekly rent of $55 in Terry Hie Hie, equating to approximately $2,860/year in gross rental income (state median $430/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Terry Hie Hie?

The median monthly mortgage repayment in Terry Hie Hie is $5,394, or approximately $64,728/year (vs $2,167/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Terry Hie Hie cash-flow positive for investors?

A median weekly rent of $55 works out to $238/month, covering 4% of the median mortgage repayment of $5,394/month. That leaves a $5,156/month shortfall (around $61,872/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Terry Hie Hie?

The main risks are a thin buyer pool (76 residents), interest-rate sensitivity on the $5,394 median mortgage, the broader New South Wales market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Terry Hie Hie profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

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New South Wales Property Resources