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ABS 2021 Census · Updated 21 May 2026
Tumut Plains is a regional centre in New South Wales, Australia, with a population of approximately 70, making it a boutique locality. Located approximately 315 km from the Sydney CBD, Tumut Plains is a regional area in New South Wales. The median household income is $125,632 per year.
Strong household incomes in Tumut Plains underpin solid property demand. As a regional location, growth prospects depend on local economic conditions and infrastructure investment.
Official Australia Post postcode for Tumut Plains. A postcode may cover multiple suburbs.
Australia Post Postcode Finder →Usual resident population at the most recent census.
Weekly median rent for occupied homes. Live rental data integration coming soon.
Annual median household income (before tax) across all households.
Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.
Estimated 1 school within or near this suburb.
Find schools near Tumut Plains on My School →Estimated 1 park and green spaces near this suburb.
Monthly median mortgage repayment for households currently paying off a mortgage.
Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.
Tumut Plains is a smaller community of 70 — about 1% of the New South Wales suburb median (5,325) — so investors should factor in the narrower buyer pool and longer average time-on-market. Median household income of $125,632/year runs 29% above the New South Wales suburb median of $97,552, indicating strong purchasing power and the type of demographic profile that tends to sustain premium property prices through market cycles. Rent of $310/week (72% coverage of the $1,867/month median mortgage) leaves a gap of roughly $524/month that a typical investor bridges with negative gearing, depreciation and capital growth. Tumut Plains is 315 km from Sydney, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand.
How Tumut Plains stacks up against the median of all New South Wales suburbs in our dataset. Positive values mean Tumut Plains sits above the state median; negative means below.
| Metric | Tumut Plains | NSW median | Δ vs state |
|---|---|---|---|
| Population | 70 | 5,325 | -99% |
| Median household income | $125,632/yr | $97,552/yr | +29% |
| Median rent (weekly) | $310 | $430 | -28% |
| Median mortgage (monthly) | $1,867 | $2,167 | -14% |
| Distance to CBD | 315 km | 45 km | +600% |
| Separate houses | 76% | 76% | 0pp |
Pre-inspection briefing for Tumut Plains — every item is derived from public datasets, with full citations in our data sources page.
Limited buy-and-hold upside: a small population of 70 means liquidity is thin and capital growth tends to lag the wider New South Wales market over full cycles.
Moderate rental coverage: rent of $310/week covers 72% of a $1,867/month mortgage, leaving a $524/month gap that an investor bridges with equity, depreciation and tax benefits.
With 76% houses in a 70-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.
Run the numbers on a Tumut Plains property
Scenario comparison, cash flow analysis, tax modelling, and PDF export — all in one place.
Create free account →Capital-growth expectations for Tumut Plains are modest for 2026 — incomes 29% above the NSW median of $97,552 and a population of 70 suggest gains will lag headline metro markets. Rental coverage runs at ~72% of the typical mortgage ($1,343/month rent vs $1,867/month repayment), leaving a manageable top-up for most investors. The EquitySight investment score of 51/100 places Tumut Plains in the mid tier of Australian suburbs we profile, and overall investor sentiment is balanced heading into the second half of 2026.
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Tumut Plains scores 51/100 on our EquitySight investment framework — a moderate rating. That score is driven by a population of 70, median household income of $125,632/year and median weekly rent of $310. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.
The main demand drivers in Tumut Plains are an above-state-median household income of $125,632/year, a dwelling mix that is 76% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.
Tumut Plains has a usual resident population of approximately 70, compared with a New South Wales suburb median of 5,325 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.
Tumut Plains sits 315 km straight-line from the Sydney CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.
The most recent census recorded a median weekly rent of $310 in Tumut Plains, equating to approximately $16,120/year in gross rental income (state median $430/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.
The median monthly mortgage repayment in Tumut Plains is $1,867, or approximately $22,404/year (vs $2,167/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.
A median weekly rent of $310 works out to $1,343/month, covering 72% of the median mortgage repayment of $1,867/month. That leaves a $524/month shortfall (around $6,288/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.
The main risks are a thin buyer pool (70 residents), interest-rate sensitivity on the $1,867 median mortgage, the broader New South Wales market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.
Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.