Free full calculator →
Suburb Insights · NSW 2850

Twelve Mile, NSW 2850 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Twelve Mile is a regional centre in New South Wales, Australia, with a population of approximately 25, making it a boutique locality. Located approximately 236 km from the Sydney CBD, Twelve Mile is a regional area in New South Wales. The median household income is $84,500 per year.

Investment Score

39 / 100 Weak

Moderate income levels in Twelve Mile indicate steady rental demand from working households. Distance from major centres is a consideration, though regional markets can offer higher rental yields.

Location

Sydney
Twelve Mile
New South Wales · 2850
236 km from Sydney CBD
View on Google Maps ↗

Key Indicators

Postcode
2850

Official Australia Post postcode for Twelve Mile. A postcode may cover multiple suburbs.

Australia Post Postcode Finder →
Population
25

Usual resident population at the most recent census.

Median weekly rent
N/A

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$84,500/yr

Annual median household income (before tax) across all households.

Distance to CBD
236 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

Find schools near Twelve Mile on My School →
Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$1,820/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
87% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Twelve Mile is a smaller community of 25 — about 0% of the New South Wales suburb median (5,325) — so investors should factor in the narrower buyer pool and longer average time-on-market. Household income of $84,500/year is 13% below the New South Wales median of $97,552, typically translating into lower entry prices and a tenant base more sensitive to rent increases. Twelve Mile is 236 km from Sydney, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand.

Twelve Mile vs New South Wales Median

How Twelve Mile stacks up against the median of all New South Wales suburbs in our dataset. Positive values mean Twelve Mile sits above the state median; negative means below.

MetricTwelve MileNSW medianΔ vs state
Population255,325-100%
Median household income$84,500/yr$97,552/yr-13%
Median mortgage (monthly)$1,820$2,167-16%
Distance to CBD236 km45 km+424%
Separate houses87%76%+11pp

Investor Checklist

Pre-inspection briefing for Twelve Mile — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 25 means liquidity is thin and capital growth tends to lag the wider New South Wales market over full cycles.

⚠️
Rental Yield

Median rental data was not captured for Twelve Mile. Use current realestate.com.au and Domain listings to triangulate a realistic weekly rent before committing, then feed that number into our rental yield calculator.

⚠️
Renovation / Flip

With 87% houses in a 25-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Twelve Mile property

Full Property Analysis

30-year projections for Twelve Mile

Scenario comparison, cash flow analysis, tax modelling, and PDF export — all in one place.

Create free account →
Or jump straight to a calculator: Loan Serviceability First Home Buyer Grants

2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

Capital-growth expectations for Twelve Mile are modest for 2026 — incomes 13% below the NSW median of $97,552 and a population of 25 suggest gains will lag headline metro markets. Rental fundamentals will need to be verified against live listings, as a clean median rent was not recorded for Twelve Mile. The EquitySight investment score of 39/100 places Twelve Mile in the lower tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.

Share your experience of Twelve Mile

Lived in Twelve Mile? Help other investors with an honest 100-word review. Sign-in required; all reviews are manually moderated before they appear.

Frequently Asked Questions

Is Twelve Mile a good suburb for investment?

Twelve Mile scores 39/100 on our EquitySight investment framework — a weak rating. That score is driven by a population of 25, median household income of $84,500/year. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Twelve Mile?

The main demand drivers in Twelve Mile are a median household income of $84,500/year, a dwelling mix that is 87% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Twelve Mile?

Twelve Mile has a usual resident population of approximately 25, compared with a New South Wales suburb median of 5,325 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Twelve Mile from the Sydney CBD?

Twelve Mile sits 236 km straight-line from the Sydney CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Twelve Mile?

A reliable median rent was not captured for Twelve Mile. Benchmark expected weekly rent on realestate.com.au and Domain, or the state rental tribunal's rent dashboard. Most Australian investors target a 4–5% gross yield as a baseline.

What is the typical mortgage repayment in Twelve Mile?

The median monthly mortgage repayment in Twelve Mile is $1,820, or approximately $21,840/year (vs $2,167/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Twelve Mile cash-flow positive for investors?

Census data was not complete enough in Twelve Mile to compute a clean rent-to-mortgage coverage. Use current listings to benchmark weekly rent, then plug your expected purchase price into our rental yield calculator to see whether the investment runs cash-flow positive or negative.

What are the main risks of investing in Twelve Mile?

The main risks are a thin buyer pool (25 residents), interest-rate sensitivity on the $1,820 median mortgage, the broader New South Wales market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Twelve Mile profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

Nearby Suburbs

New South Wales Property Resources