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Suburb Insights · NT 0822

Finniss Valley, NT 0822 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Finniss Valley is a well-established middle-ring suburb of Darwin, Australia, with a population of approximately 84, making it a boutique locality. Located approximately 64 km from the Darwin CBD, Finniss Valley is a middle ring area in Northern Territory. The median household income is $74,724 per year.

Investment Score

39 / 100 Weak

Moderate income levels in Finniss Valley indicate steady rental demand from working households. While further from the city, improving transport links could boost future demand.

Location

Darwin
Finniss Valley
Northern Territory · 0822
64 km from Darwin CBD
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Key Indicators

Postcode
0822

Official Australia Post postcode for Finniss Valley. A postcode may cover multiple suburbs.

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Population
84

Usual resident population at the most recent census.

Median weekly rent
$100/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$74,724/yr

Annual median household income (before tax) across all households.

Distance to CBD
64 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$1,593/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
29% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Finniss Valley is a smaller community of 84 — about 3% of the Northern Territory suburb median (3,057) — so investors should factor in the narrower buyer pool and longer average time-on-market. Finniss Valley's median household income of $74,724/year is 34% below the Northern Territory suburb median ($113,308) — this is an affordability play where returns lean on yield and patient capital growth rather than demographic premium. Weekly rent of $100 covers just 27% of the median $1,593/month mortgage repayment, leaving a $1,160/month gap — investors should only pursue this suburb with a clear capital-growth thesis and sufficient external income to fund the shortfall. Finniss Valley is 64 km from Darwin, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand. Only 29% of dwellings are separate houses (vs 68% state median), so this is a unit-heavy market where body-corporate decisions and strata supply meaningfully shape investor returns.

Finniss Valley vs Northern Territory Median

How Finniss Valley stacks up against the median of all Northern Territory suburbs in our dataset. Positive values mean Finniss Valley sits above the state median; negative means below.

MetricFinniss ValleyNT medianΔ vs state
Population843,057-97%
Median household income$74,724/yr$113,308/yr-34%
Median rent (weekly)$100$360-72%
Median mortgage (monthly)$1,593$1,950-18%
Distance to CBD64 km15 km+327%
Separate houses29%68%-39pp

Investor Checklist

Pre-inspection briefing for Finniss Valley — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 84 means liquidity is thin and capital growth tends to lag the wider Northern Territory market over full cycles.

Rental Yield

Weak cash flow: $100/week rent covers only 27% of the $1,593/month median mortgage — a $1,160/month gap that must be funded from other income. This suburb is a capital-growth play, not a yield play.

Renovation / Flip

Only 29% of dwellings are separate houses (vs 68% NT median) — this is a unit and townhouse market, where cosmetic flips struggle against body-corporate restrictions, thinner after-reno uplift and competing new supply.

Risk Factors

Run the numbers on a Finniss Valley property

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30-year projections for Finniss Valley

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

Capital-growth expectations for Finniss Valley are modest for 2026 — incomes 34% below the NT median of $113,308 and a population of 84 suggest gains will lag headline metro markets. Rental coverage runs at ~27% of the typical mortgage ($433/month rent vs $1,593/month repayment), meaning investors will rely on capital growth rather than yield. The EquitySight investment score of 39/100 places Finniss Valley in the lower tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.

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Frequently Asked Questions

Is Finniss Valley a good suburb for investment?

Finniss Valley scores 39/100 on our EquitySight investment framework — a weak rating. That score is driven by a population of 84, median household income of $74,724/year and median weekly rent of $100. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Finniss Valley?

The main demand drivers in Finniss Valley are a median household income of $74,724/year, a dwelling mix that is 29% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Finniss Valley?

Finniss Valley has a usual resident population of approximately 84, compared with a Northern Territory suburb median of 3,057 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Finniss Valley from the Darwin CBD?

Finniss Valley sits 64 km straight-line from the Darwin CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Finniss Valley?

The most recent census recorded a median weekly rent of $100 in Finniss Valley, equating to approximately $5,200/year in gross rental income (state median $360/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Finniss Valley?

The median monthly mortgage repayment in Finniss Valley is $1,593, or approximately $19,116/year (vs $1,950/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Finniss Valley cash-flow positive for investors?

A median weekly rent of $100 works out to $433/month, covering 27% of the median mortgage repayment of $1,593/month. That leaves a $1,160/month shortfall (around $13,920/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Finniss Valley?

The main risks are a thin buyer pool (84 residents), interest-rate sensitivity on the $1,593 median mortgage, below-median household incomes ($74,724 vs $113,308 state median), a unit-heavy dwelling mix (29% houses) where body-corporate costs and apartment supply affect resale, the broader Northern Territory market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Finniss Valley profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

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Northern Territory Property Resources