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ABS 2021 Census · Updated 21 May 2026
Karama is an inner-city suburb of Darwin, Australia, with a population of approximately 4,803, making it a boutique locality. Located approximately 10 km from the Darwin CBD, Karama is a inner city area in Northern Territory. The median household income is $92,716 per year.
Above-average earnings in Karama support sustained property values. Its proximity to the CBD adds a strong location premium.
Official Australia Post postcode for Karama. A postcode may cover multiple suburbs.
Australia Post Postcode Finder →Usual resident population at the most recent census.
Weekly median rent for occupied homes. Live rental data integration coming soon.
Annual median household income (before tax) across all households.
Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.
Estimated 1 school within or near this suburb.
Find schools near Karama on My School →Estimated 2 parks and green spaces near this suburb.
Monthly median mortgage repayment for households currently paying off a mortgage.
Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.
Karama's population of 4,803 sits 57% above the Northern Territory suburb median of 3,057, giving it a wider tenant and buyer catchment than the average NT locality. Household income of $92,716/year is 18% below the Northern Territory median of $113,308, typically translating into lower entry prices and a tenant base more sensitive to rent increases. Median rent of $293/week (~$1,270/month) covers only 65% of the median mortgage of $1,950/month — the remaining $680/month must be funded from other income, so this suburb tilts toward capital growth rather than yield. At 10 km from the Darwin CBD, Karama sits inside the high-demand inner ring — properties here compete directly with the city's employment, transport and amenity networks.
This suburb suits investors prioritising tenant demand over capital-cost efficiency. Rents are supported by proximity to amenities, but strata fees and entry prices can eat into yield. Local rents consume roughly 16% of household income — a useful sanity check on tenant affordability.
How Karama stacks up against the median of all Northern Territory suburbs in our dataset. Positive values mean Karama sits above the state median; negative means below.
| Metric | Karama | NT median | Δ vs state |
|---|---|---|---|
| Population | 4,803 | 3,057 | +57% |
| Median household income | $92,716/yr | $113,308/yr | -18% |
| Median rent (weekly) | $293 | $360 | -19% |
| Median mortgage (monthly) | $1,950 | $1,950 | 0% |
| Distance to CBD | 10 km | 15 km | -33% |
| Separate houses | 73% | 68% | +5pp |
Pre-inspection briefing for Karama — every item is derived from public datasets, with full citations in our data sources page.
Moderate buy-and-hold potential: Karama's 4,803-person market and $92,716 median household income work for investors who are selective on street location and property quality rather than counting on a suburb-wide rerating.
Moderate rental coverage: rent of $293/week covers 65% of a $1,950/month mortgage, leaving a $680/month gap that an investor bridges with equity, depreciation and tax benefits.
With 73% houses in a 4,803-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.
Run the numbers on a Karama property
Scenario comparison, cash flow analysis, tax modelling, and PDF export — all in one place.
Create free account →Capital-growth expectations for Karama are modest for 2026 — incomes 18% below the NT median of $113,308 and a population of 4,803 suggest gains will lag headline metro markets. Rental coverage runs at ~65% of the typical mortgage ($1,270/month rent vs $1,950/month repayment), leaving a manageable top-up for most investors. The EquitySight investment score of 70/100 places Karama in the upper-middle tier of Australian suburbs we profile, and overall investor sentiment is constructive heading into the second half of 2026.
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Karama scores 70/100 on our EquitySight investment framework — a good rating. That score is driven by a population of 4,803, median household income of $92,716/year and median weekly rent of $293. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.
The main demand drivers in Karama are proximity to Darwin (10 km), a median household income of $92,716/year, a dwelling mix that is 73% separate houses, roughly 1 schools and 2 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.
Karama has a usual resident population of approximately 4,803, compared with a Northern Territory suburb median of 3,057 — placing it in the upper half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.
Karama sits 10 km straight-line from the Darwin CBD. This is inner-ring territory — pricing competes directly with established Darwin employment nodes.
The most recent census recorded a median weekly rent of $293 in Karama, equating to approximately $15,236/year in gross rental income (state median $360/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.
The median monthly mortgage repayment in Karama is $1,950, or approximately $23,400/year (vs $1,950/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.
A median weekly rent of $293 works out to $1,270/month, covering 65% of the median mortgage repayment of $1,950/month. That leaves a $680/month shortfall (around $8,160/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.
The main risks are a thin buyer pool (4,803 residents), interest-rate sensitivity on the $1,950 median mortgage, below-median household incomes ($92,716 vs $113,308 state median), the broader Northern Territory market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.
Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.