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Suburb Insights · NT 0870

Stuart, NT 0870 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Stuart is a regional centre in Northern Territory, Australia, with a population of approximately 459, making it a boutique locality. Located approximately 1287 km from the Darwin CBD, Stuart is a regional area in Northern Territory. The median household income is $105,300 per year.

Investment Score

45 / 100 Moderate

Strong household incomes in Stuart underpin solid property demand. As a regional location, growth prospects depend on local economic conditions and infrastructure investment.

Location

Darwin
Stuart
Northern Territory · 0870
1287 km from Darwin CBD
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Key Indicators

Postcode
0870

Official Australia Post postcode for Stuart. A postcode may cover multiple suburbs.

Australia Post Postcode Finder →
Population
459

Usual resident population at the most recent census.

Median weekly rent
$150/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$105,300/yr

Annual median household income (before tax) across all households.

Distance to CBD
1287 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$2,056/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
41% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Stuart is a smaller community of 459 — about 15% of the Northern Territory suburb median (3,057) — so investors should factor in the narrower buyer pool and longer average time-on-market. Household income of $105,300/year is 7% below the Northern Territory median of $113,308, typically translating into lower entry prices and a tenant base more sensitive to rent increases. Weekly rent of $150 covers just 32% of the median $2,056/month mortgage repayment, leaving a $1,406/month gap — investors should only pursue this suburb with a clear capital-growth thesis and sufficient external income to fund the shortfall. Stuart is 1287 km from Darwin, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand. Only 41% of dwellings are separate houses (vs 68% state median), so this is a unit-heavy market where body-corporate decisions and strata supply meaningfully shape investor returns.

Stuart vs Northern Territory Median

How Stuart stacks up against the median of all Northern Territory suburbs in our dataset. Positive values mean Stuart sits above the state median; negative means below.

MetricStuartNT medianΔ vs state
Population4593,057-85%
Median household income$105,300/yr$113,308/yr-7%
Median rent (weekly)$150$360-58%
Median mortgage (monthly)$2,056$1,950+5%
Distance to CBD1287 km15 km+8480%
Separate houses41%68%-27pp

Investor Checklist

Pre-inspection briefing for Stuart — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 459 means liquidity is thin and capital growth tends to lag the wider Northern Territory market over full cycles.

Rental Yield

Weak cash flow: $150/week rent covers only 32% of the $2,056/month median mortgage — a $1,406/month gap that must be funded from other income. This suburb is a capital-growth play, not a yield play.

Renovation / Flip

Only 41% of dwellings are separate houses (vs 68% NT median) — this is a unit and townhouse market, where cosmetic flips struggle against body-corporate restrictions, thinner after-reno uplift and competing new supply.

Risk Factors

Run the numbers on a Stuart property

Full Property Analysis

30-year projections for Stuart

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

Capital-growth expectations for Stuart are modest for 2026 — incomes 7% below the NT median of $113,308 and a population of 459 suggest gains will lag headline metro markets. Rental coverage runs at ~32% of the typical mortgage ($650/month rent vs $2,056/month repayment), meaning investors will rely on capital growth rather than yield. The EquitySight investment score of 45/100 places Stuart in the mid tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.

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Frequently Asked Questions

Is Stuart a good suburb for investment?

Stuart scores 45/100 on our EquitySight investment framework — a moderate rating. That score is driven by a population of 459, median household income of $105,300/year and median weekly rent of $150. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Stuart?

The main demand drivers in Stuart are a median household income of $105,300/year, a dwelling mix that is 41% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Stuart?

Stuart has a usual resident population of approximately 459, compared with a Northern Territory suburb median of 3,057 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Stuart from the Darwin CBD?

Stuart sits 1287 km straight-line from the Darwin CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Stuart?

The most recent census recorded a median weekly rent of $150 in Stuart, equating to approximately $7,800/year in gross rental income (state median $360/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Stuart?

The median monthly mortgage repayment in Stuart is $2,056, or approximately $24,672/year (vs $1,950/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Stuart cash-flow positive for investors?

A median weekly rent of $150 works out to $650/month, covering 32% of the median mortgage repayment of $2,056/month. That leaves a $1,406/month shortfall (around $16,872/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Stuart?

The main risks are a thin buyer pool (459 residents), interest-rate sensitivity on the $2,056 median mortgage, the broader Northern Territory market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Stuart profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

Nearby Suburbs

Northern Territory Property Resources