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Suburb Insights · NT 0822

Tumbling Waters, NT 0822 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Tumbling Waters is a well-established middle-ring suburb of Darwin, Australia, with a population of approximately 254, making it a boutique locality. Located approximately 34 km from the Darwin CBD, Tumbling Waters is a middle ring area in Northern Territory. The median household income is $93,600 per year.

Investment Score

56 / 100 Moderate

Strong household incomes in Tumbling Waters underpin solid property demand. While further from the city, improving transport links could boost future demand.

Location

Darwin
Tumbling Waters
Northern Territory · 0822
34 km from Darwin CBD
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Key Indicators

Postcode
0822

Official Australia Post postcode for Tumbling Waters. A postcode may cover multiple suburbs.

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Population
254

Usual resident population at the most recent census.

Median weekly rent
$350/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$93,600/yr

Annual median household income (before tax) across all households.

Distance to CBD
34 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$2,000/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
74% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Tumbling Waters is a smaller community of 254 — about 8% of the Northern Territory suburb median (3,057) — so investors should factor in the narrower buyer pool and longer average time-on-market. Household income of $93,600/year is 17% below the Northern Territory median of $113,308, typically translating into lower entry prices and a tenant base more sensitive to rent increases. Rent of $350/week (76% coverage of the $2,000/month median mortgage) leaves a gap of roughly $483/month that a typical investor bridges with negative gearing, depreciation and capital growth. At 34 km from Darwin, Tumbling Waters is an outer-metro location where buyers are typically trading commute time for floor space and a lower entry price.

Tumbling Waters vs Northern Territory Median

How Tumbling Waters stacks up against the median of all Northern Territory suburbs in our dataset. Positive values mean Tumbling Waters sits above the state median; negative means below.

MetricTumbling WatersNT medianΔ vs state
Population2543,057-92%
Median household income$93,600/yr$113,308/yr-17%
Median rent (weekly)$350$360-3%
Median mortgage (monthly)$2,000$1,950+3%
Distance to CBD34 km15 km+127%
Separate houses74%68%+6pp

Investor Checklist

Pre-inspection briefing for Tumbling Waters — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 254 means liquidity is thin and capital growth tends to lag the wider Northern Territory market over full cycles.

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Rental Yield

Moderate rental coverage: rent of $350/week covers 76% of a $2,000/month mortgage, leaving a $483/month gap that an investor bridges with equity, depreciation and tax benefits.

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Renovation / Flip

With 74% houses in a 254-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Tumbling Waters property

Full Property Analysis

30-year projections for Tumbling Waters

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Moderate

Capital-growth expectations for Tumbling Waters are modest for 2026 — incomes 17% below the NT median of $113,308 and a population of 254 suggest gains will lag headline metro markets. Rental coverage runs at ~76% of the typical mortgage ($1,517/month rent vs $2,000/month repayment), leaving a manageable top-up for most investors. The EquitySight investment score of 56/100 places Tumbling Waters in the mid tier of Australian suburbs we profile, and overall investor sentiment is balanced heading into the second half of 2026.

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Frequently Asked Questions

Is Tumbling Waters a good suburb for investment?

Tumbling Waters scores 56/100 on our EquitySight investment framework — a moderate rating. That score is driven by a population of 254, median household income of $93,600/year and median weekly rent of $350. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Tumbling Waters?

The main demand drivers in Tumbling Waters are a median household income of $93,600/year, a dwelling mix that is 74% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Tumbling Waters?

Tumbling Waters has a usual resident population of approximately 254, compared with a Northern Territory suburb median of 3,057 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Tumbling Waters from the Darwin CBD?

Tumbling Waters sits 34 km straight-line from the Darwin CBD. This is an outer-metro location; local employment and infrastructure announcements tend to move prices more than CBD connectivity alone.

What is the median rent in Tumbling Waters?

The most recent census recorded a median weekly rent of $350 in Tumbling Waters, equating to approximately $18,200/year in gross rental income (state median $360/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Tumbling Waters?

The median monthly mortgage repayment in Tumbling Waters is $2,000, or approximately $24,000/year (vs $1,950/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Tumbling Waters cash-flow positive for investors?

A median weekly rent of $350 works out to $1,517/month, covering 76% of the median mortgage repayment of $2,000/month. That leaves a $483/month shortfall (around $5,796/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Tumbling Waters?

The main risks are a thin buyer pool (254 residents), interest-rate sensitivity on the $2,000 median mortgage, below-median household incomes ($93,600 vs $113,308 state median), the broader Northern Territory market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Tumbling Waters profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

Nearby Suburbs

Northern Territory Property Resources